✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

If you are planning to buy a Splendor Plus, it is important that you know about the Hero Splendor insurance and prices. Hero Splendor, the eminent best-seller motorbike in India has an equally dominant successor - Hero Splendor Plus- in the market. The on-road price for this people’s favourite two-wheeler range between ₹76,962 and ₹81,440 at present. It is mandatory that you have a third-party two-wheeler insurance under the Motor Vehicle Act 1988. A comprehensive bike insurance policy will cover the damages to your bike as well as third-party liabilities.

Check Insurance Premiums for All Hero Splendor Variants

Let’s take a look at the variant Hero Splendor variants and the respective insurance premiums you will have to pay for each variant:

Hero Splendor Variants

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium~

Splendor Plus Kick with Alloy Wheel BS6




Splendor Plus Self with Alloy Wheel BS6




Splendor Plus Self with Alloy Wheel and i3 BS6




Splendor Plus Black and Accent




Splendor Plus 100 Million Edition

₹ 71,470



Disclaimer: The ex-showroom prices are for Delhi and are subject to change based on the city.


Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Looking to Buy Hero Splendor Insurance Online?

In case you are looking to buy a new insurance plan for your Hero Splendor Plus, you can easily buy one on Bajaj Markets by following the steps given below:

  • Visit the Bajaj Markets two-wheeler Insurance page.

  • Enter a few details such as your bike registration number and your phone number. If you don’t have a registration number, you need to enter the RTO location, bike model, manufacturing year and vehicle registration date.

  • You will get an instant policy quote listing your policy details and premium.

  • If you are satisfied with the quote, you can proceed to make the payment online.

  • On successful payment, your bike insurance policy will be sent to you at your registered email address.

Easy Steps to Renew Your Hero Splendor Bike Insurance

If you wish to renew your Hero Splendor bike insurance plan, you can do that by following the simple instructions given below:

  • Step 1: Visit the ‘Bike Insurance’ page on Bajaj Markets.

  • Step 2: Enter details of your previous policy as well as your bike.

  • Step 3: Select the bike insurance plan that suits your needs on the website and upload the necessary documents.

  • Step 4: Add any extra covers you want and make the final payment.

  • Step 5: Your bike insurance will be renewed and the policy will be sent to you at your registered email. 


Read more: Bike Insurance Renewal

Why You Need Insurance for Your Hero Splendor Bike Insurance

Hero Splendor Plus is an excellently built bike that can give great consistent performance when maintained well. However, bike accidents can happen to anyone even if they are extremely careful while driving. Moreover, if your Hero Splendor bike gets damaged severely, you may have to spend anywhere between ₹5,000 to ₹40,000 or more to repair the bike. In situations like these, a comprehensive insurance plan is vitally important as it can keep you financially covered. As per the Motor Vehicles Act, 1988, you need to have at least third-party insurance to drive on Indian roads.

Types of Hero Splendor Insurance to Choose From

There are primarily two types of Hero Splendor bike insurance you can choose from

  • Third-Party Hero Splendor Bike Insurance - 

Third-party bike insurance is a basic form of insurance that provides cover to the third party involved in an accident. It should be noted that this cover does not provide any coverage to the rider and their bike, but only to the third party. All vehicle owners are required by law to have third-party insurance for their vehicles. However, third-party insurance may not be adequate for your Hero Splendor Plus.

  • Comprehensive Hero Splendor Plus Insurance -

A comprehensive bike insurance plan provides third-party coverage as well as covers damages to your vehicle along with any medical costs of accident-related hospitalisations. As a result, the Splendor insurance price for a comprehensive plan is also higher in comparison to a third-party plan.

What’s Included in Your Hero Splendor Bike Insurance

As mentioned above, third-party bike insurance will only provide coverage for medical treatment and damages caused to the third party. However, a comprehensive insurance plan will also cover the expenses for the damages to your own vehicle and your injuries, as well as provide third-party cover.

What’s Not Included in Your Hero Splendor Bike Insurance

Insurance plans have a certain set of exclusions that are not covered by the policy. Bike insurance exclusions have situations like normal wear and tear of vehicle parts, accidents due to drunk driving, coverage for replacement of consumables, etc.


Read More About: Inclusions & Exclusions of Bike Insurance Cover

Want Better Coverage for Your Hero Splendor Plus? Go for Add-Ons

Hero Splendor insurance plans available on Bajaj Markets come with bespoke add-on covers that enhance the financial protection of your motorcycle. These include -

  • Zero Depreciation Cover -

 A zero depreciation bike insurance cover protects you against monetary loss from depreciation. It means that you will be covered for the bike’s full insured value, i.e. without considering depreciation, thereby increasing your final insurance claim amount.

  • Round-the-Clock Spot Assistance -

 With the round-the-clock spot assistance cover, you can call and ask for help from mechanics if you are stuck in the middle of the road with a malfunctioning bike.

  • Personal Accident Cover - 

This add-on covers you and/or the pillion rider for the medical expenses for injuries sustained in an accident on your insured Hero Splendor.

  • Return to Invoice - 

The Return to Invoice cover helps you get the complete value of your bike in case it incurs total loss due to unforeseen events. This amount is the same as that mentioned on your bike’s purchase invoice.

Read More

Claiming Insurance for Your Hero Splendor

Here is a list of important documents that you will need to make an insurance claim for your Hero Splendor bike:

  • Two-wheeler insurance policy papers.

  • FIR of the incident/accident.

  • Detailed information about the incident with eyewitness accounts.

  • Original RC papers of the vehicle.

  • Full set of bills and receipts (in case of reimbursement claim).


There are two types of insurance claims you can choose to apply for:

  • Claim Cashless Insurance - 

With cashless claims, you will need to get accidental damages repaired at the nearest network garage and won’t have to pay any money out of your pocket. The insurer will directly contact the garage to pay for incurred repair expenses.

  • Claim Reimbursement - 

Here, you can get your Hero Splendor fixed at your preferred garage at your expense and raise a reimbursement claim against your bike insurance policy. Upon claim approval, the settlement amount will be transferred to your bank amount (minus the deductible, if any).

How to Reduce Your Hero Splendor Insurance Premiums

Here are some tips you can follow to reduce the insurance premiums on your Hero Splendor:

  • Compare Insurance Plans Online -

 When looking to buy insurance for your Hero Splendor, you should look at all the plans available online. By comparing the online plans, you can find out which plan fits your budget and still offers great features.

  • Use the NCB -

 In case you have not made any insurance claims during your policy term, you can take advantage of the No Claim Bonus in Two Wheeler Insurance to get lower premiums while renewing your Hero Splendor bike insurance plans.

  • Install Anti-theft Device -

 By installing an ARAI-approved anti-theft device on your Hero Splendor, you can get a small discount on your insurance premiums.

  • Avoid Making Small Claims -

 In case your Hero Splendor has minor damage, you should get it repaired on your own without making a claim. If you make too many insurance claims, your premiums may be raised during the next policy renewal term.

Maintaining Your Hero Splendor Plus: Important Tips

Here are some of the ways you can maintain your Hero Splendor so that it runs without issues for a long time and you don’t have to pay too much money for repairs.

  • Regularly Service Your Hero Splendor - 

Your Hero Splendor needs to be checked and serviced regularly to ensure that it is running smoothly. Moreover, regular servicing can help identify any potential problems with your Splendor and you can get it repaired before it becomes a big problem.

  • Maintain Tyre Pressure -

 You need to make sure that the tyre pressure in your Hero Splendor is maintained properly so that there is no extra pressure on the engine or the internals of the vehicle.

  • Maintain the Engine - 

The engine of your hero Splendor is the most important component. You need to regularly check the engine to see if it is working smoothly. Drive at a steady recommended speed so that your engine performs optimally for a long time.

  • Do Not Overload - 

Overloading your Hero Splendor can cause damage to the engine and the internal parts due to the added stress of carrying extra weight.

Read More

Hero Splendor Maintenance Cost

You need to maintain and service your Hero Splendor regularly to increase the bike’s longevity. The first few servicings will be provided free of cost but you will have to pay out of pocket once the free services expire. The approximate Hero Splendor service cost for 2 years is around ₹3,000. Here is the service schedule for Hero Splendor.


Distance (km) /Time (months)  


Hero Splendor Maintenance Cost (approximate)

1st Service 




2nd Service 




3rd Service 




4th Service 




5th Service 




Disclaimer: These are indicative prices. The actual cost of maintenance of Hero Splendor Plus may vary and change from time to time.

About Hero Splendor Plus

First launched in the year 1994, Hero Splendor quickly became a household name throughout the country. To date, the company has sold millions of Splendors and the trend continues. The sturdy bike has made a lasting impression in the market with its no-nonsense design, impeccable build quality, and commendable fuel efficiency. The Hero Splendor Plus is available in six attractive colour schemes - Cloud Silver, Palace Maroon, Candy Red, Granite Blue, Black with Silver and Black with Purple.

Hero Splendor Specifications

Let’s take a look at the main specifications of Hero Splendor.




Four-stroke, single-cylinder engine


97.2 cc


6.15 KW @8000 rpm


Batteries: 12V – 4 Ah MF Type

Max Torque

8.05 Nm @5000 rpm


Self- start


Front Tyre - 2.75 X 18 - 42 P / 4 PR

Rear Tyre Size

2.75 X 18 - 48 P / 6 PR


Internal Expanding Shoe type, non-asbestos type

Hero Splendor On Road Price Across Different Cities

Let’s take a look at the Hero Splendor on-road price in different cities: 


Hero Splendor On Road Price








₹ 76,170 



Hero Splendor Features

Here are the important Hero Splendor features you should know about: 

Kick and Self Start 




Fuel Gauge 


Alloy Wheels

Wrapping It Up

Securing your Hero Splendor bike with insurance is important to stay financially protected against damages. You can take a look at the various bike insurance plans and the insurance price you may have to pay through the bike insurance premium calculator. It’s always better to go with a comprehensive plan and even though it will bring up your Splendor insurance price, it will provide added protection. If you are looking to buy or renew your bike plans, you should check out the two-wheeler insurance plans available on Bajaj Markets.

FAQs on Splendor Bike Insurance

The best two-wheeler insurance plan for your Hero Splendor Plus is the one that serves all your requirements under your target budget. The insurance companies customise their Splendor bike insurance plans according to the financial goals and needs of the customer. There is no specific best insurance plan that caters to the interests and budget goals of every customer. The individual can compare the quotes, perks, premium amounts, etc. to find the ideal Splendor bike insurance plan for themselves.

The Splendor bike insurance plan will render compensation for the cracked windshield of your vehicle, only if the policyholder has included coverage for own damage in their insurance plan. The policy will compensate the repairing and replacement charges under accidental damages, however, if the windshield damage is caused by an intentional accident where the driver was under the influence of toxic substances or due to rash driving of the vehicle. In such situations, the insurance company is not liable to compensate for the damage repair charges.

Having Splendor bike insurance to cover third-party liabilities is mandatory for the vehicle owners even if it is a second-hand vehicle. The vehicle owner can choose from the different categories of insurance plans offering coverage and compensation for various types of damages or losses according to their financial goals and needs.

The factors that influence the insurance premium of Hero Splendor Plus bike are -

  • Insurance Plan and Add-on perks

  • Vehicle’s Age

  • Model

  • IDV

  • Vehicle Modification or Adjustments

  • No-Claim Bonus Points

  • Memberships

Zero depreciation cover is an add-on facility available for comprehensive and standalone insurance policyholders, for vehicles not more than five years of age. The zero depreciation feature allows the policyholder to claim the settlement amount based on the IDV from the insurance company, without considering depreciation values. It is highly beneficial for people who have recently purchased a new Hero Splendor Plus Bike as the claim amount will be based on the IDV.

Yes, most insurance companies provide the option to renew bike insurance online.

Buying multi-year bike insurance is always a wiser choice. You get the policy at a better premium rate, and the coverage is valid for up to 2-3 years. Also, you do not have to worry about renewing your bike insurance every year.

No Claim Bonus (NCB) is offered when you do not make a single claim during the policy term. It is further utilised to avail discounts on the insurance premiums at the time of policy renewal. However, you need to avail the NCB benefit before the policy expiration date. Also, it is necessary to mention your last NCB at the time of renewal, and whether or not you have made any claim during the year.

Hero Splendor has a tank capacity of 11 litres.

It is generally not a good idea to reduce the IDV as it can result in getting lower insurance claim payouts.

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