✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Honda has long been a favourite among riders. In the country, the Honda Activa line, in particular, has become synonymous with gearless scooters or "scooties." Honda has been able to bring its advanced engineering capabilities to every segment of the Indian two-wheeler market, whether it's urban areas or tier 2 and tier 3 cities, at affordable costs. The Honda Activa 3G, or third generation, has been discontinued since the latest Activa 4G was launched. The last recorded ex-showroom price of Honda Active 3G starts at ₹48,403. In this article, we’ll take a look at Honda Activa 3G insurance price, specifications, features, and more.

Honda Activa 3G Insurance Costs for Variants

The Activa 3G is available in a variety of configurations, each with its own price. The ex-showroom price of a two-wheeler is the price at which it is sold at a store. The Honda Activa 3G insurance price for all variants is mentioned below:

Honda Activa 3G Variant

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium**

Honda Activa 3G STD




Honda Activa 3G Alloy




*The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual Activa 3G insurance premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Your Activa 3G Insurance Online

If you are looking to buy a new Activa 3G insurance plan, you can follow the easy steps given below:

  • Step 1: Visit Bajaj Markets’ main bike insurance page.
  • Step 2: On the page, submit the necessary information such as your two-wheeler registration number as well as contact details. You can also enter your Activa 3G model and vehicle registration date.
  • Step 3: You will get many Activa 3G insurance options on the screen.
  • Step 4: Select the Activa 3G insurance policy that suits your needs from the options available and upload the relevant documents.
  • Step 5: Your Activa 3G insurance policy will be activated and sent to your email.

Renewing Your Activa 3G Insurance Made Easy

If your Activa 3G insurance plan is near expiry and you need to renew it, you can do it on Bajaj Markets:

  • Step 1: Go to the ‘Bike Insurance’ main page on the Bajaj Markets website.
  • Step 2: Enter your existing Activa 3G policy details along with personal details on the ‘Bike Insurance’ page.
  • Step 3: Check your Activa 3G insurance renewal price for available plans and select your preferred plan.
  • Step 4: Use the No Claim Bonus if applicable for your Activa 3G .
  • Step 5: Finish the online payment to renew your Activa 3G insurance.
  • Step 6: Once the Activa 3G renewed policy is activated, the policy details will be sent to your registered email address.

Why Should You Insure Your Honda Activa 3G?

The Honda Activa series of two-wheelers has been very successful in India and remains one of the best-selling non geared vehicles. Although Activa is a very safe two-wheeler, it can still face accidents in certain unavoidable situations. With the rising costs of two-wheelers in the country, you may have to pay anywhere between ₹5,000 to ₹40,000 to repair your Activa 3G depending on the amount of damage. One of the best ways to protect yourself against these expenses is by getting a comprehensive Activa 3G insurance plan.

Types of Insurance for Your Honda Activa 3G

There are two main types of two-wheeler insurance for your Honda Activa 3G that you can choose from:

  • Third-Party Activa 3G Insurance

In a nutshell, this is the most basic insurance policy available. For starters, it enables you to comply with the Motor Vehicles Act's requirement that every two-wheeler is insured. Second, third-party two wheeler insurance assists you in covering only the costs of damages caused by a third party. This implies that if you need to protect your own vehicle, this is not the best alternative. You can either purchase a comprehensive insurance plan or add a standalone Own Damages coverage to your third-party insurance.

  • Comprehensive Activa 3G Insurance Plan

If you want total coverage for your own vehicle as well as for damages inflicted to another vehicle in the event of an accident, this is the plan for you. Furthermore, as discussed in the next sections, this strategy provides protection against various types of tragic catastrophes that may occur.

What’s Included in Your Activa 3G Insurance Plan?

Third-party bike insurance only covers the cost of injuries and damages to the third party involved in an accident. This type of insurance does not provide coverage to the policyholder. A comprehensive bike insurance plan offers coverage for the policyholder and their vehicle as well as provides a third-party liability cover.

What’s Not Included in Your Activa 3G Insurance Plan

Most insurance plans have certain exclusions that are not covered by the policy. Bike insurance exclusions refer to situations like normal wear and tear of bike parts, accidents due to drunk driving, providing inaccurate information to the insurance company, etc.

Consider These Useful Add-Ons for Your Activa 3G Insurance

When you get comprehensive insurance, you are protected against a wide range of common dangers and threats. This form of coverage comes with the option of purchasing a variety of add-ons. These can be selected individually based on your personal needs and can significantly improve your total coverage. The following are some of the most popular add-on covers:

  • Engine Coverage

Insures against engine damage or total failure.

  • Roadside Assistance

Very useful in an emergency, when visiting a new location, or late at night. The insurance firm is available 24 hours a day, seven days a week, even on national holidays, to assist you in the event of a vehicle breakdown, flat tyre, or empty fuel tank, among other things.

  • Extras Cover

If you've decided to customise your Honda Activa 3G, you'll need a cover to safeguard any accessories you've installed. This add-on aids in the same.

  • No Claim Bonus

If you do not file any claim requests throughout the insurance year, the insurer will give you a bonus, effectively lowering your annual premium cost.

Making an Insurance Claim for Your Activa 3G

Here is a list of important documents that you will need in order to make an insurance claim for your Honda Activa 3G:

  1. Activa 3G insurance policy papers

  2. FIR of the incident/accident

  3. Detailed information about the incident with eyewitness accounts

  4. Original RC papers of the vehicle

  5. Full set of bills and receipts (in case of reimbursement claim)


There are two types of insurance claim options available to you:

1. Cashless Claim Settlement

Under cashless claim settlement, you can directly take your Activa to a network garage where it will be repaired. The benefit of using a cashless claim is that you won’t have to pay anything out of pocket. The network garage will directly settle the cost of your Activa repairs with your insurance provider.

2. Reimbursement Claim Settlement

Under the reimbursement claim settlement, you will have to pay for your Activa repairs out of your own pocket initially at a garage of your choice. You will need to keep all repair related receipts and submit them to the insurance company to get the repair costs reimbursed.

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Honda Activa Insurance: Tips to Reduce Premiums

Here are some things you can do to reduce the price of Activa 3G insurance premium:

  • Avoid Claiming Insurance for Small Repairs

Try to get the small repairs for your Activa done at your own expense. If you make multiple insurance claims during a single year, your insurance premiums may increase.

  • Use the NCB

The No Claim Bonus in bike insurance is a benefit provided to policyholders who do not make any insurance claims during policy terms. Use this benefit to get reduced insurance premiums on your Activa at the time of renewal.

  • Compare Plans Online

When looking for Activa insurance, you should compare all the insurance plans available online so that you can find the most economically efficient plan.

  • Install Anti-Theft Devices

If you have ARAI-approved anti-theft devices installed on your Activa, you may be eligible for a reduction in the insurance premium price.

Ways to Maintain Your Activa 3G

Here are some useful tips for maintaining your Activa 3G so that it runs smoothly for years to come:

  • Regularly Service Your Activa

Regularly servicing your Activa 3G will ensure that it remains in the best shape for many years and does not accidentally break down in the middle of the road due to negligence.

  • Do Not Overload

Overloading your Activa can lead to internal damage due to extra weight pressure. The weight imbalance can also cause accidents.

  • Maintain Regular Tyre Pressure

If your Activa has low tyre pressure, it can put extra stress on the vehicle causing it to get damaged in the long run.

  • Maintain the Engine

The engine of your Activa is the most vital part. You need to regularly check the engine to see if it is working smoothly for a comfortable drive.

Honda Activa 3G Maintenance Cost

To increase the longevity of your vehicle, you need to maintain and service your Activa regularly. The first few servicings will be provided free of cost by the manufacturer. However, you will have to pay for the services once the free sessions expire. The approximate Activa 3G service cost for 2 years is around ₹4,800. Let’s take a look at the service schedule for Honda Activa 3G:


Distance (km) /Time (months)


Honda Activa i Maintenance Cost (approximate)

1st Service




2nd Service




3rd Service




4th Service




5th Service




6th Service




7th Service




*These are indicative prices. The actual cost of maintenance may vary and change from time to time.

About Honda Activa 3G

The Honda Activa 3G, or third generation, is the second most recent version of the popular automatic scooter for men and women. The Honda Activa 3G specifications have new 3D badges and colour schemes, giving it a more premium appearance. Although the instrument cluster and the majority of other components have been carried over from the previous generation, the tail lamp assembly has been changed to match the larger Activa 125 scooter.

Honda Activa 3G Specifications

Honda two-wheelers are known for their high-tech characteristics that combine to offer outstanding performance. Before purchasing a two-wheeler, factors such as Honda Activa 3G mileage, engine quality, and gearbox must all be carefully considered. The Honda Activa 3G's technical specs are as follows:


Technical Specifications


  • Displacement - 109.2 c 
  • Fuel-injected
  • BS III compliant


Automatic transmission

Activa 3G BS6 mileage

45 kmpl

Activa 3G weight

108 kg

Fuel tank capacity

5.3 litres

Max power

8 bhp

Max torque

10.3 Nm


  • Front - Disc, 190 mm
  • Rear - Drum, 130 mm


12-inch, steel & alloy

Frame type

Under bone

Key Features of Honda Activa 3G

Aside from the specs that help it perform, the Honda Activa 3G has a number of wonderful features that can make your trip more pleasant. Here are some of the Honda Activa 3G's greatest features:

  • Low battery and low oil indicators, as well as a fuel alert.

  • Speedometer, tachometer, and trip metre are all digital.

  • Tumble flow technology, ACG starter, and increased smart power.

  • It has a 13% better fuel economy than the previous model.

  • Headlights and position lighting are made of LEDs.

  • A front glove box, an idle-stop system, and a pass switch are all included.

  • Front forks that can be telescopically extended, as well as a malfunction lamp and a side stand indicator.

Honda Activa 3G On Road Price Across Major Cities

As this model of the Activa has been discontinued, there is no official Honda Activa 3G on-road price available. However, you can still purchase this two-wheeler in second-hand markets.

To Conclude

The Honda Activa 3G is a fantastic addition to Honda's scooter lineup. It has a major advantage over other vehicles in its class due to its features and modern specifications. If you decide to purchase the Activa 3G, make sure you insure it with a two-wheeler insurance policy. You can find best in class two-wheeler insurance options at Bajaj Markets. 

FAQs On Honda Activa 3G

The Honda Activa 3G mileage is 45 kmpl.

The price of the Activa 3G ranges from ₹48,000 to ₹53,000. The vehicle's actual pricing varies depending on the city and type.

The scooter comes with a torque of 10.3 Nm @ 5000 rpm.

The Activa offers a top speed of 63.84 kmph.

No, the Activa 3G does not come with the feature.

The scooter provides a mileage of 65 kmpl on highways.

Changing the IDV of your vehicle is not advised as it can lead to uneven payouts. 

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