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The Honda Activa 6G, one of India's best-selling scooters, is more than just a smooth ride. It's an investment that deserves top-notch protection. While basic third-party insurance is legally required, consider going the extra mile with a comprehensive Honda Activa 6G insurance plan.


Imagine the unthinkable: a bump, a scrape, or worse. Suddenly, your precious Activa isn't just a scooter, it's a potential financial headache. Comprehensive insurance acts as your knight in shining armour, shielding you from the costs of damage, theft, and even natural disasters.

Honda Activa 6G Variants and Their Prices

Activa 6G Variant

Ex-Showroom Price (Delhi)*





20th Year Anniversary - STD


20th Year Anniversary - DLX


Disclaimer: The ex-showroom prices and insurance estimates are accurate as of October 26, 2023, subject to change based on location, individual factors, and insurance provider.

Renewal Process

  • Go to the online Bajaj Markets portal.

  • Fill in the information from your prior insurance policy.

  • Fill in your Activa 6G insurance renewal information as well as any personal information.

  • The screen will display any changes to the premiums, including the Honda Activa 6G insurance renewal price.

  • Make the payment online.

  • Your bike insurance will be automatically renewed.

Why Should You Get an Insurance Plan for Your Honda Activa 6G

While a basic third-party insurance policy is legally required to protect others, your Honda Activa 6G deserves more than just the bare minimum. Here's why investing in a comprehensive insurance plan unlocks a world of benefits and peace of mind:

  • Accidents happen, even to the most cautious riders. But with comprehensive insurance, you're not just shielding others; you're safeguarding your beloved Activa from the sting of repair bills or worse, replacement costs. No bumps, scrapes, or even theft can shake your financial confidence.

  • Partnered garages? Cashless repairs? Say goodbye to the stress of out-of-pocket expenses and hello to smooth sailing. Imagine your Activa getting pampered back to health without you breaking a sweat. Insurance takes care of the bills, while you focus on getting back on the road.

  • Insurance companies hate keeping you waiting. Fast claim settlements and even instant fund transfers mean you're back in the saddle quicker than you can say "pit stop." No more paperwork nightmares, just prompt and efficient service to keep your ride uninterrupted.

  • Remember that chipped headlight or scratched mirror? Forget filing claims! Comprehensive insurance often overlooks small repairs, allowing you to accumulate "No-Claim Bonus" points. These points translate to sweet discounts on your future premiums, rewarding your responsible riding habits.

  • A flat tire in the middle of nowhere? No problem! With roadside assistance at your fingertips, help is just a phone call away. Whether it's a tow truck, a mechanic, or even fuel delivery, your insurance plan becomes your guardian angel, ensuring you're never stranded and alone.

  • Accidents, unfortunately, come with more than just dents and scratches. Comprehensive plans often cover medical expenses for you and any injured passengers, offering financial security when you need it most.

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How to Get a Bike Insurance Plan?

  • Get bike insurance by going to the Bajaj Markets website.

  • Fill in the blanks with your two-wheeler registration number and mobile phone number.

  • Fill out the application form with some information about your motorcycle.

  • Select the type of bike insurance policy that best meets your requirements.

  • Make a one-time payment of your premium through your preferred online payment method. 

  • Your insurance policy will be sent to you quickly.

What’s Covered?

As mentioned above, third-party bike insurance will cover any property damages or bodily injuries caused because of an accident by your Honda Activa 6G. On the other hand, a comprehensive bike insurance plan will give you more coverage with third-party liabilities and damages caused to your bike due to accidents, theft, natural calamities, etc.

What’s Not Covered?

Some of the exclusions of Honda Activa 6G insurance are technical failure of your bike because of defective bike parts, normal wear and tear of Honda Activa 6G, damage to the bike caused by riding under the influence of intoxicants, any loss or damage due to driving without a valid driver’s licence, damage due to warlike scenario, revolt, etc.

Supercharge Your Insurance Plan with Add-ons

  • Zero Depreciation Cover: Say goodbye to depreciation woes! This add-on ensures you receive the full insured value for covered parts (like plastic, rubber, and fiber) in case of damage. No more worrying about out-of-pocket expenses, just smooth sailing from claim to repair.

  • Personal Accident Cover for Pillion Rider: Accidents happen, and they can impact more than just the driver. This cover extends medical expense protection to your pillion rider in case of an unfortunate event, giving you and your loved one peace of mind on every ride.

  • Return to Invoice Cover: Remember that brand new feeling of your Activa rolling out of the showroom? This add-on guarantees you get the full invoice value of your bike back if it's stolen or deemed beyond repair. It's like hitting the rewind button on your

Claim Process of Your Honda Activa 6G Insurance

Keep the following paperwork ready to file a Honda Activa 6G insurance claim.

  • Form of claim with a copy of the police report

  • Copy of a police report

  • Driving licence

  • Copy of RC Repair Estimate

  • Permit


Now, let’s take a closer look at two types of insurance claims - cashless and  reimbursement Claims


Cashless Claim:

  • No upfront costs: The insurance company pays the network garage directly.

  • Faster and more convenient: Network garage handles paperwork and repairs.

  • Guaranteed quality: Pre-approved garages use genuine parts.

  • Limited flexibility: You must use a network garage.


Reimbursement Claim:

  • Choose your repair shop: Any garage, not just network ones.

  • Potential savings: Find cheaper repair options outside the network.

  • Upfront costs: Pay for repairs first, then get reimbursed.

  • More paperwork: Handle claim forms and communication with the insurer.

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Tips for a Cheaper Honda Activa 6G Insurance

  • Regular servicing: A well-maintained Activa purrs like a kitten and is less prone to accidents. Insurance companies love that, translating to lower premiums for a healthy bike.

  • Think twice before claiming: Covering minor repairs yourself might hurt initially, but it keeps your claim history clean. This unlocks the golden goose of bike insurance – the No-Claim Bonus (NCB). Every claim-free year earns you an NCB discount, making your next policy sweeter.

  • Quote safari: Don't settle for the first offer! Compare quotes from different insurance providers. You might stumble upon hidden gems with better coverage at friendlier prices. Online aggregators can be your trusty guides in this jungle of quotes. 


Remember, finding the cheapest policy isn't always the best bet. Prioritise a coverage plan that suits your needs while keeping an eye on the price tag. 

FAQs About Insurance for Your Honda Activa 6G

Do I need insurance for my Activa 6G?

Yes! In India, it's mandatory to have at least third-party liability insurance for any two-wheeler. This covers damages caused to others' vehicles or property in case of an accident involving your Activa.

What types of Activa 6G insurance are available?

There are two main types:

  • Third-party liability: Covers only damages caused to others, not your own Activa. It's the legal minimum but offers basic protection.

  • Comprehensive: Covers both third-party liabilities and damages to your own Activa in case of accidents, theft, fire, or natural disasters. Provides more peace of mind but costs more.

How much does Activa 6G insurance cost?

The cost of insurance for your Activa 6G will depend on the following factors: 

  • IDV (Insured Declared Value): Higher IDV means higher premium.

  • Your location: Premiums can vary depending on the risk factors in your area.

  • Your age and driving experience: Younger riders and those with less experience usually pay more.

  • Add-on covers: Optional covers like engine protection or zero depreciation increase the premium.

What is a No-Claim Bonus (NCB) and how do I get it?

NCB is a discount on your premium for completing your policy year without making any claims. Renew your policy on time and avoid claims to enjoy increasing NCB discounts every year.

What are some exclusions in Activa 6G insurance?

Most policies exclude damages caused by: 

  • Riding under the influence of alcohol or drugs.

  • Using the Activa for illegal activities.

  • Normal wear and tear.

  • Mechanical or electrical breakdowns.

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