Husqvarna Svartpilen 401 Insurance - Introduction

The Svartpilen 401 is a 373cc streetbike from the Swedish manufacturer - Husqvarna, which is perfect for both driving around the city and for taking it off-road as well. Should you end up owning the Husqvarna Svartpilen 401, it is crucial to ensure that it is protected by a comprehensive insurance plan as well. Possessing a valid bike insurance plan is mandatory as per the Motor Vehicles Act, 1988, so you certainly need to get one to remain on the right side of the law. When it comes to the Husqvarna Svartpilen 401 insurance cost, the premium that you would have to pay is dependent on various factors such as the IDV, the add-ons chosen, and the insurance provider, among others.


Let’s find out more.

Check Insurance Premium for the Husqvarna Svartpilen 401

It is important to get to know what the Svartpilen 401 costs before you proceed to purchase the bike. This will allow you to plan your finances in a much better manner. The table below can give you more information on the estimated ex-showroom price of the motorcycle and the Svartpilen 401 insurance cost.

Husqvarna Svartpilen 401 Variant Name

Fuel Type

Husqvarna Svartpilen 401 Price


Estimated Third-Party Premium~

FY 2022-23

(effective 1st April, 2022)



Rs. 2.60 Lakhs (estimated)

Rs. 1366

*The above information is for a new Toyota Rumion only. The aforementioned premium rates are indicative and will change depending on the place, year of registration, IDV, add-on covers, and a few other factors.

How to Buy Husqvarna Svartpilen 401 Insurance Online?

Purchasing a Svartpilen 401 insurance plan online through Bajaj MARKETS is easy. All that you would have to do is follow a few steps and you will have a bike insurance plan with you in no time. Let’s take a quick look at the steps that you would have to follow to purchase a bike insurance plan through Bajaj MARKETS.


  1. Head over to the bike insurance calculator

  2. Fill up details such as your phone number and your bike’s registration number

  3. Continue to fill the application form by entering a few other key details.

  4. Choose the bike insurance plan that’s perfect for you.

  5. Make the premium payment for the plan through any one of the listed payment methods.

  6. Your Svartpilen 401 insurance plan will be sent to the email ID specified by you.

How to Renew Husqvarna Svartpilen 401 Insurance Online?

Renewing your existing Svartpilen 401 insurance online is as easy as buying it online. Here’s what you would have to do to get your policy renewed.


  1. Visit your insurance provider’s website.

  2. Fill in your existing bike insurance policy details.

  3. Enter a few personal and bike-related details.

  4. Check the renewal premium and pay it through any one of the listed payment options.

  5. Your bike insurance renewal process will be completed and you will receive a copy of the policy document via email.

Read More: Bike insurance Renewal

Why to Insure your Husqvarna Svartpilen 401?

There are many reasons why you should make sure that your Svartpilen 401 is insured by a bike insurance policy. Some of the key ones are listed down below.


  • Third-party bike insurance in India is a mandatory legal requirement

  • Provides you with financial compensation in the event of your bike getting damaged due to an accident

  • Provides financial security in the event of natural or man-made calamities damaging your bike

  • Provides additional benefits through add-on covers

  • Covers third-party legal liabilities in the event of an accident

Types of Husqvarna Svartpilen 401 Insurance

You can find two different types of bike insurance policies for your Husqvarna Svartpilen 401 on Bajaj MARKETS - third party insurance and comprehensive insurance. Let’s take a closer look at these two types and how they differ.

Third-Party Bike Insurance

In the event of an accident involving your Svartpilen 401, you might inadvertently end up damaging a third-party or their property. A third-party bike insurance takes care of the liabilities that you incur as a result of the accident. According to the Motor Vehicles Act, 1988, every motorbike should possess at least a valid third-party insurance plan.

Comprehensive Bike Insurance

As the name itself suggests, a comprehensive bike insurance plan is more extensive in terms of the coverage it offers. Such a policy not only covers third-party liabilities, but also provides coverage for damages to your motorbike as a result of accidents, calamities, and theft. One of the many advantages of a comprehensive Svartpilen 401 insurance plan is that you can enhance its coverage by opting for various add-ons.


Read More: Benefits of Comprehensive Bike Insurance


Before you go ahead with a policy, it is advisable to read through the list of inclusions thoroughly. Inclusions are essentially things that are covered by a typical comprehensive Svartpilen 401 insurance policy. Check out a few of the most common inclusions down below:


  • Damages or losses to third-parties

  • Costs involved with the repair and replacement of damaged parts

  • Costs for treating injuries sustained during an accident involving the insured vehicle

  • Losses due to natural or manmade calamities

  • Damages or losses as a result of an accident


Svartpilen 401 insurance plans also clearly specify incidents and scenarios where insurance coverage wouldn’t apply. Let’s check out a few common exclusions that bike insurance plans come with.


  • Normal wear and tear of the parts of the bike

  • Electrical or mechanical malfunctions and breakdowns

  • Losses or damages as a result of a war-like situation or malicious activities

  • Damages or losses caused due to driving under the influence of intoxicants

  • Damage or losses as a result of driving without a valid licence

  • Damages that take place when your insurance policy is inactive

Read More: Inclusions & Exclusions of Bike Insurance Coverage

Add-on Covers for Your Husqvarna Svartpilen 401 Bike Insurance

Add-ons are optional covers that you can opt for at the time of purchase or renewal of a Svartpilen 401 insurance policy. They allow you to enhance the coverage over and above what’s offered by the base Svartpilen 401 insurance plan. Here’s some information regarding the add-on covers that you can typically find on Bajaj MARKETS.

Personal Accident Cover

This add-on covers the costs involved with treating any injuries that you or your co-rider may have sustained during an accident involving your insured motorcycle.

Return to Invoice Cover

If your vehicle is stolen or declared as a total loss, this add-on helps you receive the entire value of your motorcycle, as mentioned in the invoice.

Round-the-clock Spot Assistance Cover

This add-on helps you get roadside assistance and also covers the costs involved with it if you were to ever get stranded in the middle of your journey.

Zero Depreciation Cover

This Zero Depreciation add-on ensures that depreciation is disregarded during a claim and ensures that you receive the entire amount of the claim.

Husqvarna Svartpilen 401 Insurance Claim Process

When it comes to claims on your Svartpilen 401 insurance plan, there are two different types that you can file for - cashless claims and reimbursement claims. Being aware of the processes involved with these two types of claims can help you speed up the process. Here’s a closer look.

Process of Filing a Cashless Claim

When the insurer directly settles all the bills with the garage involved in the repair of your motorcycle, it is termed as a cashless claim. The process for filing such a claim is as follows.


  1. In case of an accident, get in touch with your insurer as soon as possible and provide them with the details of the incident.

  2. Take your bike to the closest network garage and get it repaired.

  3. Submit all the relevant documents to your insurer, including bills and receipts in connection with the repair.

  4. Your claim will be settled directly with the garage after due verification of the documents.

Process of Filing a Reimbursement Claim

When you pay for the repairs out of your own pocket and later claim reimbursement for the expenses from your insurer, it is termed as reimbursement claim. The process for filing a reimbursement claim is listed below.


  1. In case of an accident, contact your insurer as soon as possible and let them know of the damage to your bike.

  2. In case of theft, file an FIR immediately.

  3. Submit the copy of the FIR and other documents with your insurer.

  4. Pay for the repairs out of your own pocket.

  5. Submit all the bills and receipts with your insurance company.

  6. After due verification of the same, your insurer will reimburse your expenses.


Now, whether you’re filing a cashless claim or a reimbursement claim, you will be asked to submit a set of documents. Here’s what you would have to keep ready when filing a claim on your Svartpilen 401 insurance plan.


  • The bike insurance policy document

  • The insurer and vehicle details

  • The incident details for which you’re raising a claim

  • The original receipts and bills for the repair of the bike

  • A copy of the FIR in case of theft of your bike

Read More: Bike Insurance Claim Process

How to Reduce Insurance Cost of Husqvarna Svartpilen 401

If you find that the Svartpilen 401’s cost of insurance is a bit on the higher side, don’t worry. Fortunately, there are a few things that you can do to make it more affordable. Here’s a list of the different ways through which you can reduce your Svartpilen 401 insurance premium.


  • Compare different policies with one another and choose the one that’s affordable.

  • Ride your bike in a calm and cautious manner to avoid accidents, reducing your chances of making a claim.

  • Pay for small repairs out of your own pocket instead of raising a claim so that your No Claim Bonus remains intact.

  • Equip your bike with anti-theft aids to prevent it from being stolen.

Top Tips to Maintain Your Husqvarna Svartpilen 401

A little bit of effort in maintaining your precious Svartpilen 401 can go a long way when it comes to extending the life of the motorcycle. Let’s take a quick look at a few tips that you can follow to maintain your bike.


  • Check for and adjust the slack in the bike’s chain

  • Adjust the tightness of the brake lever mechanism regularly

  • Apply a coat of wax on the bike to help protect the paint from degradation

  • Check the condition of the sprockets once a month

  • Clean the air filter every two weeks

Husqvarna Svartpilen 401 Maintenance Costs

According to the manufacturer specifications, the Husqvarna Svartpilen 401 is required to be taken in for regular periodic service at certain specified intervals. As an owner of the motorcycle, you should be aware of the costs involved with the regular maintenance and upkeep of the bike. So, to get an accurate picture of the same, it is advisable to contact your Husqvarna dealer or the authorised service centre for more clarity on this.

Replacement Cost of Parts Changed During Service

Now, when you submit your Svartpilen 401 for service, certain parts and components are likely to be changed or replaced. Again, the cost of these parts is also something that you should be aware of. This way, you can plan your finances accordingly and ensure that you’re well funded during the service intervals. You can always contact your Husqvarna dealer or the authorised service centre to get to know what the cost of the replacement parts are.

Components to be Replaced or Serviced at Different Intervals

Manufacturers recommend replacing certain parts and components at specific intervals to ensure the smooth functioning of the motorcycle. This is the case with the Husqvarna Svartpilen 401 as well. Here’s a table outlining a few key things that are likely to be changed during different intervals.


Husqvarna Svartpilen 401 Service Schedule Intervals

Engine Oil

Replace every 7,500 kilometres or 12 months, whichever is earlier

Fuel Filter

Depending on its condition

Brake Fluid

Replace every 24 months

Spark Plugs

Replace every 15,000 kilometres


Replace every 48 months

Note: If any service costs and replacement costs are mentioned above, it is meant to be merely indicative. The actual cost applicable to you may vary.

About Husqvarna Svartpilen 401

The Husqvarna Svartpilen 401 features the same styling as its younger sibling, the Svartpilen 250. The only difference between the two is the engine, with the 401 coming with a 373 cc liquid cooled engine delivering around 43 bhp of power. The motorcycle’s engine is the same as in the KTM Duke 390. So, you can expect the Husqvarna Svartpilen 401’s mileage to be around 28 to 30 kilometres per litre.


If you’re looking to purchase the bike in the near future, then you should know that the bike hasn’t been officially released in India as of now. However, you can expect it by the end of the year 2022 with a price tag of around Rs. 2.60 Lakhs (ex-showroom).


Thanks to the aggressive styling and upswept exhaust, the bike is perfect for riding on all sorts of road conditions and surfaces. Some of the key features of the Svartpilen 401 include an upside-down suspension system, dual channel ABS, slipper clutch, and off-road focused tyres, among others.

Husqvarna Svartpilen 401 Variants

Just like the Husqvarna Svartpilen 250 and the KTM Duke 390, the Husqvarna Svartpilen 401 will be offered in India in just a single variant.

Variant Name

Fuel Type




6-Speed Manual Transmission

On Road Price in Top Cities

If you’re interested in owning the Husqvarna Svartpilen 401, then you should know that the ex-showroom price isn’t the final price that you would have to pay. That would be the on-road price, which can tend to vary from one place to another due to the different levels of tax and registration charges levied by the respective state governments.


That’s not all. The Husqvarna Svartpilen 401 is only likely to be launched by the second half of this year. And so, there’s not much data on the on-road price of the motorcycle as of now. However, if reports are to be believed, the Husqvarna Svartpilen 401’s price is likely to be around Rs. 2.60 Lakhs (ex-showroom).

Features of the Husqvarna Svartpilen 401

The Svartpilen 401 from Husqvarna is loaded with several features that enhance the riding quality. Check out the table below for more information on some of the key features of this Swedish motorcycle.



Dual Channel Anti-Lock Braking System


LED Headlamps


Electronic Fuel Injection


Slipper and Assist Clutch


Upside-Down Front Suspension System



Although the Husqvarna Svartpilen 401 is a robust and tough motorcycle that’s built to take on a wide range of road surfaces, you can never be careful enough when owning such an asset. If your bike happens to get damaged due to an accident, replacing the damaged parts can quickly turn out to be costly. Here’s where a comprehensive bike insurance plan for your Svartpilen 401 can help. It protects you from the financially draining effect of having to repair your damaged motorcycle out of your own pocket. The insurance plan would cover a large part of your expenses, reducing your financial burden significantly.  

Check Out Bike Insurance Plans Available at Finserv MARKETS

FAQs on Husqvarna Svartpilen 401 Insurance

 Yes. You can choose a higher IDV for your Svartpilen 401 insurance plan. However, it will increase the premium that you would have to pay for the Svartpilen 401 insurance policy.  

No Claim Bonus (NCB) is essentially a discount offered by an insurance provider for not making any claims during a year. The percentage of NCB offered by the insurer will increase for every consecutive year of not making any claims.  

 No. A regular comprehensive insurance plan does not cover any damages to your bike’s engine. However, you can opt for an add-on called Engine Protection Cover at the time of purchase or renewal, which would cover damages to the engine.  

 No. Only a third-party bike insurance plan is mandatory as per the Motor Vehicles Act, 1988. A comprehensive plan is optional, but recommended.

 Yes. Theft is covered, but only under a comprehensive bike insurance policy.  

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