✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

KTM 125 Duke is KTM’s smallest bike in India. This 125cc bike comes with an ex-showroom price starting at ₹1.51 lakh. With insurance, your KTM 125 Duke will be protected against losses incurred due to theft, accidents, and other such expenses caused by both man-made errors and natural disasters. Furthermore, as per the Motor Vehicles Act, 1988, you're required to equip your vehicle with at least a basic third-party insurance cover, failing which, you may have to pay penalties.

KTM 125 Duke Insurance Prices for Different Variants


Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium*

KTM 125 Duke

₹1.69 Lakh



Disclaimer:The ex-showroom prices are for Delhi and are subject to change based on the city.


Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Apply for KTM 125 Duke Bike Insurance Online?

Applying for KTM 125 Duke bike insurance online is seamless. You can apply for KTM 125 Duke bike insurance online by following the steps mentioned below:

  • Visit the official website of Bajaj Markets and navigate through the Bike Insurance section.

  • Fill in the required details.

  • Choose your preferred insurance policy for you and your 125 Duke.

  • Complete the payment of the premium for your KTM 125 Duke bike insurance.

  • Your two-wheeler insurance will be issued and processed once you have completed all the above-mentioned steps.

Renew Your KTM 125 Duke in 5-Easy Steps

If your KTM 125 Duke bike insurance needs renewal, here is how you can do it instantly:

  • Step 1: Provide your bike registration number and contact details.
  • Step 2: Enter your previous policy details.
  • Step 3: Check your bike insurance renewal premium quote.
  • Step 4: Make online payment.
  • Step 5: Download the policy document copy.

Types of KTM 125 Duke Bike Insurance Plans

Bajaj Markets has partnered with Bajaj Allianz General and Acko General Insurance to provide you with access to great two-wheeler insurance plans. You can equip your bike with the following types of bike insurance policies:

  • Third-Party Insurance

According to the law, availing at least third-party insurance for your bike is mandatory. If any damage/loss is caused to the third-party property or person due to a collision or accident by your insured vehicle, compensation will be provided to the third party by your insurer. However, any damages that you inflict upon your own vehicle will not be covered under this plan.

  • Comprehensive Insurance

You can also opt for a comprehensive insurance policy to safeguard your vehicle from any man-made or natural disasters, accidental loss, theft or fire. It also covers all the liabilities of a third party if your bike encounters any mishap. The charged premium is a bit more in comparison with the third-party insurance premium as the range of coverage provided is greater.

Why Insure Your KTM 125 Duke?

According to the Motor Vehicles Act,1988, an insurance policy is mandatory for every bike owner. Natural calamities, reckless co-drivers, theft and several other incidents often cause severe losses. Repairing and replacing multiple accessories of your 125 Duke could cost up to ₹50,000 at the least. However, a KTM 125 Duke insurance guarantees to reimburse the lost expenses for the bike and also the owner at times depending on the coverage.

What’s Covered Under Bike Insurance?

Third-party insurance covers all third-party liabilities like his/her property, bodily injuries, and even the death of the victim. In case of a comprehensive cover, you are protected against own damage, third-party damage, theft, natural calamities, and man-made disasters.

What’s Not Covered Under Bike Insurance?

A comprehensive insurance policy excludes natural wear and tear, driving without licence, electrical/mechanical breakdown, damages caused due to drunk driving, etc.

Add-On Covers for Your KTM 125 Duke Bike:

With add-on covers, you make your two-wheeler insurance even more comprehensive. Here are some of the add ons that you should consider:

  • Zero-depreciation Coverage

Before satisfying any claim, the insurance provider usually deducts the depreciation amount that is caused due to wear and tear. With this add-on, you can nullify the depreciation amount that would have otherwise been deducted.

  • Roadside Assistance

This add-on can come in handy if you're ever left stranded on the road. Towing, repairs, fuel delivery, and flat tyre changes are some of the services that you can avail.

  • Engine Protection Cover

This add-on covers the mechanical and technical breakdown of your engine as a result of water ingressions and oil spills.

  • Tyre protection Cover

This provides cover for your tires in case they are damaged by potholes, nails, etc.

  • Key replacement Cover

In case you lose or damage your keys, the insurance provider can cover the cost of replacement.

KTM 125 Duke Insurance Claim Process

You can claim your KTM 125 Duke two-wheeler insurance in two ways. They are as follows:

  • Cashless Bike Insurance Claim

In this cashless claim process, you do not have to pay for any damages. Instead, your insurer has to pay for the damages to the network of garages directly.

  • Claim Reimbursement

In this claim reimbursement process, you will be reimbursed for all your two-wheelers repairs and damages once your bills and other necessary documents are assessed.


You're required to submit certain documents before you make a claim. They are as follows:

In Case of an Accident

  1. Filled and signed claim form

  2. Address of vehicle inspection

  3. Tax receipt

  4. An estimated cost of vehicle repair

  5. A copy of the vehicle’s registration certificate, FIR, licence, insurance policy

  6. Payment and repair bills


In Case of Theft

  1. Theft declaration from RTO

  2. Original RC book and insurance cover

  3. FIR and police's final report

  4. Letter of Subrogation

  5. Tax receipt

  6. Form 28, 29, 30, and 35

Read More

How to Reduce Your KTM 125 Duke Insurance Premiums?

Follow the below tips to reduce the insurance premium rates on your KTM 125 Duke:

  • Compare Insurance Plans Online

Instead of opting for a policy suggested by a friend or agent, you should compare different plans available online. This will allow you to opt for an insurance cover that best suits your needs.

  • Use the NCB

In case you have made zero claims during your policy tenor, you can avail the benefits of the No Claim Bonus in bike insurance to enjoy lower premiums at the time of policy renewal.

  • Install Anti-theft Device

Installing an ARAI-approved anti-theft device on your bike can offer a small discount on your insurance premiums.

  • Avoid Making Small Claims

In case your bike incurs minor damages, try to get it repaired without making a claim. This will protect your no claim bonus.

Maintaining Your KTM 125 Duke: Important Tips

  • Regularly Service Your Bike

Your KTM 125 Duke must be kept in check to ensure that it runs efficiently. Additionally, regular servicing will help you spot any potential problems with your bike even before it becomes a big problem.

  • Maintain Tyre Pressure

Maintain the pressure of your bike, so there is no extra pressure on the engine.

  • Maintain the Engine

The bike’s engine is an essential component! Monitor the engine regularly, so your bike can glide effortlessly.

  • Do Not Overload

Overloading can damage your bike’s engine and other internal components, hence avoid adding the stress of carrying extra weight on your motorcycle.

KTM 125 Duke Maintenance Cost

You can contact any authorized KTM service centre to get the KTM 125 Duke maintenance cost and service schedule.

About the KTM 125 Duke

KTM is one of the most sought after superbike companies in India. The KTM 125 Duke was one of the first 125 cc superbikes introduced by KTM. It was first launched globally in 2012 and subsequently introduced in 2018 to India. The KTM 125 Duke sold more than 5,000 units within just 2 years and has played a huge role in building the KTM brand.

KTM 125 Duke Bike Specifications

The following are the KTM 125 Duke bike specifications:


46.92 kmpl


159 kg

Fuel Tank Capacity

13.5 litres

Engine Capacity

124.7 cc

Max Power

14.5 PS @ 9250 rpm

Max Torque

12 Nm @ 8000 rpm



Key Features of KTM 125 Duke

The KTM 125 Duke is a powerful and fully-featured bike. The KTM 125 Duke features include:

  • Single Channel ABS

  • LED Tail Light

  • Digital Speedometer

  • Digital Odometer

  • Digital Fuel Gauge

  • Digital Tachometer

KTM 125 Duke On-Road Price Across Major Cities

The KTM 125 Duke is quite affordable when compared with other sports bikes. Do remember that the on-road price of a vehicle can differ quite a bit from its ex-showroom price since several aspects are taken into account while summing up their on-road price. The KTM 125 Duke on-road price across major cities in India are as follows:

Pricing Across Major Cities

KTM 125 Duke On-road Price


₹1.96 lakh


₹1.92 lakh


₹1.92 lakh


₹1.98 lakh


₹1.96 lakh


₹2.15 lakh


₹1.87 lakh

To Wrap Up

The KTM 125 Duke model is a whole new attraction for bikers. It is packed with top of the shelf technology to make sure your experience is a thrilling and satisfying one every time. But make sure that your hard-earned money is protected against unforeseen circumstances and invest in bike insurance. A small expense made now can prevent lofty bills later. So, check out the bike insurance plans at Bajaj Markets and enjoy a hassle-free application process.

FAQs on KTM Duke 125

Does the KTM Duke 125 come with disc brakes?

Yes, the KTM Duke 125 comes with disc brakes on both front tires and back tires and comes with a chain drive type.

Does the KTM Duke 125 have the safety feature of the engine kill switch?

Yes, the KTM Duke 125 has the safety feature of the engine kill switch. This can be used in case of emergency to switch off the engine of the bike by just pressing the switch off.

What is the body type of KTM Duke 125?

The KTM Duke 125 has the Sports Naked Bikes body type making it look stylish, sleek, and a popular choice among youngsters.

How many engine cylinders does the KTM Duke 125 have?

The KTM Duke 125 has a single-cylinder engine.

What is the clutch type in KTM Duke 125?

KTM Duke 125 comes with a Wet Multi-Disc clutch.

Is higher IDV better?

No. Higher IDV means higher premium rates and lower IDV means lower premium rates. Ensure you receive the right IDV for your bike.

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