KTM 125 Duke is KTM’s smallest bike in India. This 125cc bike comes with an ex-showroom price starting at ₹1.51 lakh. With insurance, your KTM 125 Duke will be protected against losses incurred due to theft, accidents, and other such expenses caused by both man-made errors and natural disasters. Furthermore, as per the Motor Vehicles Act, 1988, you're required to equip your vehicle with at least a basic third-party insurance cover, failing which, you may have to pay penalties.
Estimated Third-party Premium*
KTM 125 Duke
Disclaimer:The ex-showroom prices are for Delhi and are subject to change based on the city.
Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.
Applying for KTM 125 Duke bike insurance online is seamless. You can apply for KTM 125 Duke bike insurance online by following the steps mentioned below:
Visit the official website of Bajaj Markets and navigate through the Bike Insurance section.
Fill in the required details.
Choose your preferred insurance policy for you and your 125 Duke.
Complete the payment of the premium for your KTM 125 Duke bike insurance.
Your two-wheeler insurance will be issued and processed once you have completed all the above-mentioned steps.
If your KTM 125 Duke bike insurance needs renewal, here is how you can do it instantly:
Bajaj Markets has partnered with Bajaj Allianz General and Acko General Insurance to provide you with access to great two-wheeler insurance plans. You can equip your bike with the following types of bike insurance policies:
According to the law, availing at least third-party insurance for your bike is mandatory. If any damage/loss is caused to the third-party property or person due to a collision or accident by your insured vehicle, compensation will be provided to the third party by your insurer. However, any damages that you inflict upon your own vehicle will not be covered under this plan.
You can also opt for a comprehensive insurance policy to safeguard your vehicle from any man-made or natural disasters, accidental loss, theft or fire. It also covers all the liabilities of a third party if your bike encounters any mishap. The charged premium is a bit more in comparison with the third-party insurance premium as the range of coverage provided is greater.
According to the Motor Vehicles Act,1988, an insurance policy is mandatory for every bike owner. Natural calamities, reckless co-drivers, theft and several other incidents often cause severe losses. Repairing and replacing multiple accessories of your 125 Duke could cost up to ₹50,000 at the least. However, a KTM 125 Duke insurance guarantees to reimburse the lost expenses for the bike and also the owner at times depending on the coverage.
Third-party insurance covers all third-party liabilities like his/her property, bodily injuries, and even the death of the victim. In case of a comprehensive cover, you are protected against own damage, third-party damage, theft, natural calamities, and man-made disasters.
A comprehensive insurance policy excludes natural wear and tear, driving without licence, electrical/mechanical breakdown, damages caused due to drunk driving, etc.
With add-on covers, you make your two-wheeler insurance even more comprehensive. Here are some of the add ons that you should consider:
Before satisfying any claim, the insurance provider usually deducts the depreciation amount that is caused due to wear and tear. With this add-on, you can nullify the depreciation amount that would have otherwise been deducted.
This add-on can come in handy if you're ever left stranded on the road. Towing, repairs, fuel delivery, and flat tyre changes are some of the services that you can avail.
This add-on covers the mechanical and technical breakdown of your engine as a result of water ingressions and oil spills.
This provides cover for your tires in case they are damaged by potholes, nails, etc.
In case you lose or damage your keys, the insurance provider can cover the cost of replacement.
You can claim your KTM 125 Duke two-wheeler insurance in two ways. They are as follows:
In this cashless claim process, you do not have to pay for any damages. Instead, your insurer has to pay for the damages to the network of garages directly.
In this claim reimbursement process, you will be reimbursed for all your two-wheelers repairs and damages once your bills and other necessary documents are assessed.
You're required to submit certain documents before you make a claim. They are as follows:
Filled and signed claim form
Address of vehicle inspection
An estimated cost of vehicle repair
A copy of the vehicle’s registration certificate, FIR, licence, insurance policy
Payment and repair bills
Theft declaration from RTO
Original RC book and insurance cover
FIR and police's final report
Letter of Subrogation
Form 28, 29, 30, and 35
Follow the below tips to reduce the insurance premium rates on your KTM 125 Duke:
Instead of opting for a policy suggested by a friend or agent, you should compare different plans available online. This will allow you to opt for an insurance cover that best suits your needs.
In case you have made zero claims during your policy tenor, you can avail the benefits of the No Claim Bonus in bike insurance to enjoy lower premiums at the time of policy renewal.
Installing an ARAI-approved anti-theft device on your bike can offer a small discount on your insurance premiums.
In case your bike incurs minor damages, try to get it repaired without making a claim. This will protect your no claim bonus.
Your KTM 125 Duke must be kept in check to ensure that it runs efficiently. Additionally, regular servicing will help you spot any potential problems with your bike even before it becomes a big problem.
Maintain the pressure of your bike, so there is no extra pressure on the engine.
The bike’s engine is an essential component! Monitor the engine regularly, so your bike can glide effortlessly.
Overloading can damage your bike’s engine and other internal components, hence avoid adding the stress of carrying extra weight on your motorcycle.
You can contact any authorized KTM service centre to get the KTM 125 Duke maintenance cost and service schedule.
KTM is one of the most sought after superbike companies in India. The KTM 125 Duke was one of the first 125 cc superbikes introduced by KTM. It was first launched globally in 2012 and subsequently introduced in 2018 to India. The KTM 125 Duke sold more than 5,000 units within just 2 years and has played a huge role in building the KTM brand.
The following are the KTM 125 Duke bike specifications:
Fuel Tank Capacity
14.5 PS @ 9250 rpm
12 Nm @ 8000 rpm
The KTM 125 Duke is a powerful and fully-featured bike. The KTM 125 Duke features include:
Single Channel ABS
LED Tail Light
Digital Fuel Gauge
The KTM 125 Duke is quite affordable when compared with other sports bikes. Do remember that the on-road price of a vehicle can differ quite a bit from its ex-showroom price since several aspects are taken into account while summing up their on-road price. The KTM 125 Duke on-road price across major cities in India are as follows:
Pricing Across Major Cities
KTM 125 Duke On-road Price
The KTM 125 Duke model is a whole new attraction for bikers. It is packed with top of the shelf technology to make sure your experience is a thrilling and satisfying one every time. But make sure that your hard-earned money is protected against unforeseen circumstances and invest in bike insurance. A small expense made now can prevent lofty bills later. So, check out the bike insurance plans at Bajaj Markets and enjoy a hassle-free application process.
Yes, the KTM Duke 125 comes with disc brakes on both front tires and back tires and comes with a chain drive type.
Yes, the KTM Duke 125 has the safety feature of the engine kill switch. This can be used in case of emergency to switch off the engine of the bike by just pressing the switch off.
The KTM Duke 125 has the Sports Naked Bikes body type making it look stylish, sleek, and a popular choice among youngsters.
The KTM Duke 125 has a single-cylinder engine.
KTM Duke 125 comes with a Wet Multi-Disc clutch.
No. Higher IDV means higher premium rates and lower IDV means lower premium rates. Ensure you receive the right IDV for your bike.