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About KTM Duke 390 Insurance

Ever since its release in India, the Duke range of motorcycles from the Austrian motorcycle manufacturer - KTM has always been a huge hit. The Duke 390 is no different. When you buy a stellar bike like this, you need to keep in mind that repairing this vehicle in case of damages could be quite expensive. Similarly, an unexpected theft could lead to a huge loss. Here is where two-wheeler insurance can help you out. In addition to these benefits, two-wheeler insurance also ensures that you are on the right side of the law, since you are legally required to have a bike insurance cover in India. In this article, you’ll find out more about the type of insurance that’s mandatory, the other types of coverage, the add-on covers you can choose, and much more.

KTM Duke 390 Variants and Ex-Showroom Price

Unlike other motorcycles, the KTM Duke 390 is only offered in a single variant. This variant conforms to the stringent BS6 emissions norms. That’s not all. The current version of the Duke 390 is offered in two exciting new colours - Ceramic White and Silver Metallic. Let’s take a look at the pricing of this motorcycle.  



KTM Duke 390 Price (Ex-Showroom)

Duke 390 BS6

6-Speed Manual

Rs. 2.87 lakhs

 You can check the two-wheeler insurance premium for your KTM Duke 390 based on its ex-showroom price here.

Types of KTM Duke 390 Insurance Plans

Planning to insure your KTM Duke 390? Well, the first step to doing this is to understand the different types of insurance plans available for you to choose from. More specifically, there are two main kinds of two-wheeler insurance plans you can purchase on Bajaj Markets, namely third party insurance and comprehensive insurance. Take a look at the sections below to get a better idea of these insurance plans.

  • Third Party Bike Insurance

This kind of bike insurance specifically covers third-party liabilities. So, in case your KTM Duke accidentally injures another person or damages third party property, you need not worry about paying for these unexpected liabilities out of pocket. Your third party cover handles them for you. But this is not the only reason to get a third party cover. You see, the Motor Vehicles Act, 1988, makes this kind of insurance plan mandatory in India.

  • Comprehensive Bike Insurance

A comprehensive bike insurance plan offers you the benefit of third party liability coverage as well as own damage coverage. This means you need not worry about the cost of getting your KTM Duke 390 repaired after an accident or a disaster. The insurance plan covers the expenses involved. Plus, it also offers coverage in case of theft, as well as personal accident coverage.

Inclusions in KTM Duke 390 Two-Wheeler Insurance

Every two-wheeler insurance plan comes with certain specific inclusions. Before you buy a cover for your KTM Duke, you need to know what the plan includes, so you can promptly raise a claim in case any of the insured incidents occur. Check out the inclusions in your plan below.


  • Any third-party liability coverage

  • Any personal injury during an accident

  • Any damages to your bike due to an accident

  • Any damages to your bike due to a man-made calamity

  • Repairs and replacements due to any accident

Exclusions in KTM Duke 390 Two-Wheeler Insurance

Just like how there are specific inclusions, there are also specific exclusions that you should be aware of. These situations and damages are not covered by your two-wheeler insurance plan, so you cannot register a claim in such cases. Here are the exclusions you should know about.


  • Damages on account of regular wear and tear

  • Damages that occur when your policy is not active

  • Damages in case of illegal driving (i.e. driving without a valid license or driving under the influence of an intoxicant)

  • Damages due to war-like situations

  • Mechanical or electrical breakdowns of your bike

Add-On Covers for Your KTM Duke 390

You can also enhance the protection your KTM Duke enjoys with the help of additional riders. These riders or add-on covers are optional, and you can add them to your base plan at the time of purchase or renewal. Check out the add-on covers available for the two-wheeler insurance plans on Bajaj Markets.

  • Personal Accident Cover

In case you or the pillion rider is injured during an accident involving your insured bike, the treatment costs are covered by this rider.

  • Zero Depreciation Cover

Worried about depreciation cuts with time? Then this is the cover for you, since it ensures that you are covered against the depreciation value of your bike during a claim.

  • Round-The-Clock Spot Assistance

This rider gives you spot assistance in case you are stranded mid-journey, and ensures that help is just round the corner.

  • Return To Invoice

With this cover, your claim amount will be equal to the complete value of the bike as per the purchase invoice, in case of total loss.

How To Apply For KTM Duke 390 Two-Wheeler Insurance Online?

Applying for your two-wheeler insurance plan on Bajaj Markets is a breeze. All you need to do is follow the steps outlined below.


  1. Enter your mobile number and your vehicle’s registration number.

  2. Fill up the application form available online.

  3. Choose the insurance plan that you wish to purchase.

  4. Make the premium payment as needed.

  5. Your two-wheeler insurance policy will be sent to your email ID.

How to Renew KTM Duke 390 Insurance

From time to time, once your existing policy has expired, it is important to renew your KTM Duke 390’s insurance plan. This ensures continued protection for your bike. Check out the step-by-step guide to renew your bike’s insurance below.


  1. Go to the Bajaj Markets website.

  2. Enter the details of your previous policy, as well as your personal details and your vehicle’s details.

  3. Check the renewal premium that’s displayed on the screen.

  4. Pay the amount due as shown.

  5. That’s all! Your policy will be renewed.

KTM Duke 390 Insurance Claim Process

Knowing the insurance claim process is essential, so that you are not inconvenienced during a time of need. So, if you’ve been wondering how you can file a claim with your insurer in case any of the insured incidents involving your bike occur, you’ll be relieved to know that there are two ways to raise a claim, and both of these are entirely online, with no physical branch visits whatsoever.

Steps to Claim KTM Duke 390 Insurance Online

The steps involved in registering a cashless claim are slightly different from the steps involved in raising a reimbursement claim. For better clarity about these, check out the steps listed below.

Process for Filing a Cashless Claim

  1. Inform your insurer about the incident via their website or on their toll-free number

  2. Get your KTM repaired at a network workshop

  3. Submit the necessary documents to the insurer

  4. Your insurer will pay the garage directly on your behalf

Process for Filing a Reimbursement Claim

  1. Let your insurer know about the incident

  2. Take your bike to any garage of your choice and get it repaired at your own expense

  3. Once that’s done, submit the original bills and receipts to your insurer

  4. Your insurer will then reimburse the expenses

Documents Required for KTM Duke 390 Insurance Claim

While you are filing a claim, you need to submit certain documents to your insurance provider, as mentioned above. Wondering what these documents are? Here is a list of the paperwork required.


  • Your original two-wheeler insurance policy document

  • The details of your insurer and your vehicle

  • The details of the incident due to which you are registering a claim

  • In case of a reimbursement claim, the original payment receipts and bills

  • In case of a theft, the FIR copy


So, that sums up the main technical specifications as well as the top features to look out for in the KTM Duke 390. If you like what this bike has to offer, you can always take it out for a test drive from your nearest showroom to see if it suits your needs. And in case you go ahead and buy the KTM Duke 390, remember to protect it with one of the best bike insurance plans available on Bajaj Markets.  

Check Out Bike Insurance Plans Available at Bajaj Markets

FAQs on the KTM Duke 390

What is the mileage of the KTM Duke 390?

The KTM Duke 390 mileage is around 25 kilometers per litre of fuel.  

What are the power and torque figures of the KTM Duke 390?

 The KTM Duke 390 generates 43.5 PS of power and 37 Nm of torque.   

What is the ex-showroom price of the Duke 390?

 The Duke 390 price (ex-showroom) is Rs. 2.87 lakhs.

Does the KTM Duke 390 come with an Anti-Lock Braking System?

 Yes. The Duke 390 features dual channel ABS.  

What is the fuel tank capacity of the KTM Duke 390?

 The fuel tank of the Duke 390 can hold up to 13.5 litres of fuel.

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