✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

Popular among customers for its ergonomic design and sturdiness, the Suzuki Access 125 has an on-road price of Rs.91,680. Based on the model opted for, this price can further go up to Rs.1.02 Lakhs. 


When opting to purchase the same, do not miss out on buying insurance. Based on the model you opt for, third-party Suzuki Access bike insurance can start from Rs.769. In addition to this, to protect yourself in the event of an accident, you can also opt for a comprehensive insurance policy.


To apply for an insurance policy, or renew the same, visit the Bajaj MARKETS website.

Check Insurance Premiums for Suzuki Access 125

Let’s take a look at the various Suzuki Access variants and the insurance premiums you will have to pay for each model:

Suzuki Access 125 Variants

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium**

Suzuki Access STD




Suzuki Access Drum Cast




Suzuki Access Drum Case Special Edition




Suzuki Access CBS




Suzuki Access CBS Special Edition




Suzuki Access Drum Alloy




Suzuki Access Disc Alloy




The ex-showroom prices are for Delhi and are subject to change based on the city.


Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy Suzuki Access 125 Insurance Online

In case you are looking for a two-wheeler insurance plan for your Suzuki Access 125, here are the steps you can follow to buy one on Bajaj Markets:

  • Visit the ‘Bike Insurance’ section on Bajaj Markets.

  • Fill the application form with the relevant details.

  • Upload all the necessary documents required.

  • Choose the Suzuki two-wheeler insurance plan of your choice.

  • Complete the payment online.

  • The Suzuki Access 125 insurance policy will be issued.

Renew Suzuki Access 125 Insurance Online in These Easy Steps

To continue reaping the benefits of your Suzuki Access insurance, renew the policy with us on Bajaj Markets. Just follow the steps given below:

  • Step 1: Visit the ‘Bike Insurance’ section on our website.

  • Step 2: Enter your registration number and contact details as well as details of the previous insurance policy.

  • Step 3: Check your Suzuki two-wheeler insurance renewal plans and premium. Select your preferred plan.

  • Step 4: Make the payment online.

  • Step 5: Download the policy copy.

  • Step 6: Do not forget to avail the No-Claim Bonus (NCB) discount at the time of Suzuki insurance renewal.

Why you Need Insurance for Your Suzuki Access 125

While Suzuki’s vehicles are safe and built to standards, Indian roads can be very tricky to ride on. Just a small unavoidable error can lead to an accident causing a tremendous amount of physical injuries to you and damage to your Suzuki bike. Moreover, repairing your Suzuki Access in case of serious damage can cost anywhere from ₹10,000 to ₹40,000 or more. Therefore, it is highly recommended to have a comprehensive bike or two-wheeler insurance plan in place. A comprehensive insurance policy protects your Suzuki two-wheeler financially in case of accidents, theft, or loss due to man-made or natural disasters.

Types of Suzuki Access 125 Bike Insurance Plans to Choose From

Let’s take a look at the type of Suzuki Access 125 two-wheeler insurance plans you can choose from:

1. Third-party Bike Insurance:

Third-party bike insurance is mandatory by law under the Motor Vehicles Act, 1988. A third party plan only covers third-party liabilities, which means that the coverage is not extended to you or your Suzuki Access. As a result, the premium costs are relatively low. If you are looking to buy an extensive cover for your motorcycle, you should look into buying a comprehensive two-wheeler insurance policy.

2. Comprehensive Two-wheeler Insurance:

A comprehensive two-wheeler insurance plan for Suzuki Access will cover third-party liability as well as damage to your own motorcycle. The comprehensive Suzuki Access insurance plans will have relatively higher premiums as compared to third-party insurance plans. You can even extend the scope of your comprehensive bike insurance policy with add-on benefits. Having comprehensive Suzuki Access insurance ensures that your two-wheeler is protected against any unfortunate event at all times under a large umbrella of circumstances.

What’s Included in Your Suzuki Access 125 Insurance Plan

As mentioned above, third-party bike insurance will only provide coverage for medical expenses and damages caused to the third party during an accident. However, a comprehensive insurance plan will also cover the expenses for the damages to your own vehicle as well as your injuries, along with providing third-party cover.

What’s Not Included in Your Suzuki Access 125 Insurance Plan

Most insurance plans have a certain set of exclusions that are not covered by the insurance policy. Bike insurance exclusions have situations like normal wear and tear of vehicle parts, accidents due to drunk driving or driving under influence of mind-altering substances, coverage for replacement of consumables, etc.

Add On Covers for Your Suzuki Access 125

Suzuki bike insurance plans available on Bajaj Markets come with bespoke add-on covers that enhance the financial protection of your motorcycle. These include:

1. Zero Depreciation Cover:

A zero depreciation bike insurance cover protects you from depreciation. It means that you will be covered for the bike’s full insured value, i.e. without considering depreciation, thereby minimizing your out-of-pocket expenses during a claim.

2. Round-the-Clock Spot Assistance:

With the round-the-clock spot assistance cover, you are never left stranded in case of a sudden breakdown during your ride.

3. Personal Accident Cover:

This add-on covers you and/or the pillion rider for the treatment expenses of injuries sustained in an accident on your insured bike.

4. Return to Invoice:

The Return to Invoice cover helps you get the complete value of your bike in case it incurs total loss due to unforeseen events. This amount is the same as that mentioned on your bike’s purchase invoice.

Claiming Insurance for Your Suzuki Access 125

Here is a list of important documents that you will need in order to make an insurance claim for your Suzuki Access 125:

  • Two-wheeler insurance policy papers.

  • FIR of the incident/accident.

  • Detailed information about the incident with eyewitness accounts.

  • Original RC papers of the vehicle.

  • Full set of bills and receipts (in case of reimbursement claim).


There are two types of insurance claims you can choose to apply for:

1. Claim Cashless Insurance for Suzuki Access

With cashless claims, you can get accidental damages repaired at the nearest network garage and you won’t have to pay any money out of your own pocket. The insurer will directly pay the garage for incurred expenses.

2. Claim Reimbursement for Suzuki Access

Here, you can get your Suzuki Access fixed at your preferred garage, bear the expenses, and raise a reimbursement claim against your policy. Upon claim approval, the settlement amount is transferred to your bank amount (minus the deductible, if applicable).

Read More

Reduce Suzuki Access 125 Insurance Premiums: Here’s How

Here are some points that can help you reduce the price of insurance premiums for your Suzuki Access 125:

  • Avoid Making Small Insurance Claims

Making multiple insurance claims in a year can lead to an increase in the price of your premiums. In case of minor repairs for your Suzuki Access, you should get them done out of pocket.

  • Maintain your Suzuki Access

If you maintain your Suzuki Access two-wheeler properly, it will run smoothly for many years and you won’t have to make any insurance claims, thereby saving you from an increase in the premiums.

  • Compare Insurance Plans Online

When looking to buy insurance for your Suzuki Access 125, you should first compare all two-wheeler insurance plans available online. By analyzing the plans available, you can find the policy that offers the best features at the cheapest rate.

  • Choose Only Necessary Add Ons

You may be tempted to buy many available add-ons with your insurance plan, but they can increase the cost of premiums. Check all the add-ons carefully and only select the ones you may really need to save costs.

Maintaining Your Suzuki Access 125: Important Tips

Here are some important points to remember which can help you maintain your Suzuki Access 125 and keep it running smoothly for years to come:

  • Regularly Service Your Suzuki Access 125

Vehicles need to be checked and serviced regularly to ensure that they are running smoothly. Moreover, regular servicing can help identify any potential problems with the two-wheeler and get it repaired before it becomes a big problem.

  • Maintain Tyre Pressure

You need to make sure that the tyre pressure in your Suzuki Access 125 is maintained properly so that there is no extra pressure on the engine or the internals of the vehicle.

  • Maintain the Engine

The engine of your Access 125 is the most important component. You need to regularly check the engine to see if it is working smoothly. Drive smoothly at a steady recommended speed so that your engine performs optimally for a long time.

  • Do Not Overload

Overloading your Suzuki Access 125 can cause damage to the engine and the internal parts due to the added stress of carrying extra weight, so make sure you do not overload your vehicle.

Suzuki Access 125 Maintenance Cost

You need to maintain and repair your vehicle every year for the longevity of your vehicle. The first few servicings will be provided free of cost but you will have to pay out of pocket once the free servicing expires. The approximate Suzuki Access service cost for 3 years is around ₹4,000. Here is the Suzuki Access service schedule:


Distance (km) /Time (months)  


Suzuki Access 125 Maintenance Cost (approximate)

1st Service 




2nd Service 




3rd Service 




4th Service 




5th Service 




6th Service 




7th Service 




8th Service 




9th Service 




Note: These costs are approximate and actual costs may differ depending upon the garage’s prices and the condition of your two-wheeler.

About Suzuki Access 125

The first model of the Suzuki Access 125 was launched in India on September 18, 2007, and quickly became one of the best selling two-wheelers in the market. With its powerful 125 cc engine and comfortable style, the Suzuki Access 125 is a great choice for buyers. Over the years, Suzuki has introduced many updates for the vehicle, improving its performance and safety with each new iteration.

Suzuki Access Specifications

Let’s take a look at the main specifications of Suzuki Access:

Suzuki Access



52 kmpl


124 cc

Max Power

8.7 PS @6750 rpm

Emission Type




Suzuki Access Tank Capacity

5.6 litres



Suzuki Access Features

Here are all the important Suzuki Access 125 features you should know about: 

Kick and Self Start 




Fuel Gauge 


LED Tail Lights 

Bluetooth Connectivity 

Suzuki Access 125 On Road Price Across Different Cities

Let’s take a look at the on-road price of Suzuki Access 125 in different cities: 


 On Road Price












Suzuki Access 125 is an excellent two-wheeler that has a ton of power and great mileage for its price. If you are looking to buy a new Suzuki Access 125, you should also buy a good insurance plan to go along with it. While you are at it, you can check the Suzuki Access 125 insurance price by using the bike insurance calculator to get a quote on your chosen insurance policy. A good two-wheeler insurance plan will keep you and your vehicle protected in case of damages or accidents. At the Bajaj Markets platform, insurance inspections are quick and hassle-free while the claim settlement processes are easy and straightforward.

FAQs on Suzuki Access Insurance

What is the on-road Suzuki Access price in Mumbai?

The Suzuki Access on road price is ₹93,861. 

What is the fuel tank capacity of Suzuki Access 125?

Suzuki Access has a fuel tank capacity of around 5 litres. 

What is the Suzuki Access 125 mileage?

Suzuki Access 125 has a mileage of around 52 kmpl. 

How much is the Suzuki Access 125 insurance price?

You can check the Suzuki Access 125 insurance price by using a bike insurance calculator.

Is Suzuki Access 125 BS6 compliant?

Yes, Suzuki Access is BS6 compliant. 

What is the Suzuki Access insurance renewal price?

The Suzuki Access insurance renewal price will depend on the type of plan and coverage you choose. 

Can I lower the IDV of my Suzuki Access 125?

It is not advisable to lower the IDV of your Access. If you set the IDV lower than its ideal value you will not get the full insurance claim amount since the declared value is lower. 

Loan Offer
Download App