✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

The TVS Apache RTR 160 is a two-wheeler manufactured by the TVS Motor Company. With a durable body and sleek curves, the TVS Apache RTR 160 has an engine capacity of 159.7cc. The ex-showroom price of the Apache RTR 160 ranges between ₹1.09 lakh - ₹1.12 lakh. But apart from this, the importance of purchasing insurance for your new bike cannot be understated. Insurance secures you in the event of an accident or emergency and shields your finances. Failing to comply with the Motor Vehicles Act, 1988, can earn you a monetary penalty.

TVS Apache RTR 160 Variants


Ex-Showroom Price*

Fuel Type

Estimated Third-Party Premium*

FY 2022-23

(effective 1 April, 2022)


Apache RTR 160 Front Disc

₹1.07 Lakh



Apache RTR 160 Rear Disc

₹1.10 Lakh



Disclaimer: *The Apache RTR 160 ex-showroom prices are for Delhi and are subject to change based on the city.


**Third-party premium prices are indicative. The actual TVS Apache RTR 160 insurance price that you may have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying your bike insurance policy.

How to Buy TVS Apache RTR 160 Insurance With Ease

Choose TVS Apache RTR 160 bike insurance at amazing prices with Bajaj Markets:


  • Step 1: Enter your bike registration number and mobile number.

  • Step 2: Provide the necessary information in the application form.

  • Step 3: Pick the bike insurance plan that suits your needs.

  • Step 4: Make an instant online payment.

  • Step 5: Your insurance policy will reach you in no time.

Renew TVS Apache RTR 160 Insurance Online

You can renew your TVS Apache RTR 160 bike insurance with these steps:


  • Step 1: Enter your previous policy details.

  • Step 2: Input your personal and bike-related details.

  • Step 3: Check your renewal premium.

  • Step 4: Make an instant online payment.

  • Step 5: Your bike insurance will be active soon.

Importance of Insuring Your TVS Apache RTR 160

TVS Apache RTR is a popular bike model that many have on their wishlist. The next step after purchasing your dream bike is to insure it with the right insurance plan. Imagine the repair or replacement cost resulting from an unfortunate mishap. It could easily come out to be more than ₹15,000 - ₹20,000. Instead of spending your savings on repair costs, you can opt for comprehensive TVS Apache RTR 160 insurance with Bajaj Markets. The insurance company shall cover any own damage or third-party liability incurred!

Comprehensive or Third-Party Insurance: Which One to Buy?

Third-Party Two-Wheeler Insurance

Third-Party bike insurance cover is mandated by law if you wish to ride your Apache RTR 160 on the road. In case of an accident, it covers any damage or injuries suffered by a third party. Beyond that, the TVS Apache RTR 160 insurance does not extend the same protection to either you or your bike. For that, you will need the robust support of a comprehensive bike insurance policy.

Comprehensive Two-Wheeler Insurance

Under this insurance policy, you get protection against third-party liabilities, theft, natural or man-made calamities, and a personal accident cover. It is recommended to get a comprehensive TVS Apache RTR 160 insurance cover for your bike to ensure complete protection for the bike as well as the driver or owner of the bike.

What’s Covered Under Bike Insurance

Third-party TVS Apache RTR 160 insurance covers the losses incurred by a third-party, death of the victim, bodily injuries and accident injuries sustained by the insured. Furthermore, comprehensive bike insurance covers third-party liabilities, own damage, theft, man-made and natural calamities, etc.

What’s Not Covered Under Bike Insurance

The exclusions of comprehensive TVS Apache RTR 160 insurance include general wear and tear, any consequential loss, damage caused while driving under the influence, electrical or mechanical breakdown, etc.

Add-On Covers for Your TVS Apache RTR 160

You can pick from a range of add-ons when buying the TVS Apache RTR 160 insurance for your bike. These add-ons further enhance the insurance cover and offer extended protection under specified situations.

  • Roadside Assistance Cover

Want to be prepared for an untimely breakdown of the bike or an accident in an unfamiliar area? With the roadside assistance add-on in bike insurance, you can avail of 24x7 assistance for towing, battery jump-start, flat tyre, towing facility, and so on.

  • Zero Depreciation Cover

As the name suggests, zero depreciation bike insurance cover enables you to secure a higher claim amount for your bike without deducting the depreciation value.

  • Personal Accident Cover

Any accidental injuries sustained during an unfortunate mishap on the road shall be covered by the personal accident cover combined with your TVS Apache RTR 160 insurance.

  • Consumables Cover

Consumables are the components that undergo frequent wear and tear but aren’t covered under the insurance plan. With consumables cover, you can get the replacement or repair expenses of such consumables covered with ease.

TVS Apache RTR 160 Bike Insurance Claim Process

You can submit the following documents while filing the TVS Apache RTR 160 bike insurance claim:


  • TVS Apache RTR 160 insurance policy

  • Bike details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair


There are two types of TVS Apache RTR 160 bike insurance claims:

  • Cashless Claim Under Bike Insurance

In the cashless claim facility under your TVS Apache RTR 160 insurance, the repair charges of the bike are directly paid by the insurer to the garage. You just need to get it repaired at a network garage authorised by the insurer.

  • Reimbursement Claim Under Bike Insurance

You can also get the bike repaired at a non-network garage, but you will have to make the payment upfront from your own pocket. Later, you can get your claim amount reimbursed by submitting all documents alongside the invoices and receipts/bills with the insurance company.

5 Ways to Reduce TVS Apache RTR 160 Bike Insurance Premium

Here are some tips to lower your TVS Apache RTR 160 insurance premium price:

  • Claim No Claim Bonus

You can get a reward on your insurance renewal premium with a No Claim Bonus by making zero claims during the policy period!

  • Compare Plans Online

To get a suitable TVS Apache RTR 160 insurance plan at budget-friendly rates, it is recommended to compare bike plans offered by various insurers.

  • Abide by Traffic Laws

Another insider tip to help keep your insurance claims on the low is to follow traffic rules and avoid road mishaps.

  • Cover Small Insurance Claims

By covering inexpensive TVS Apache RTR 160 insurance claims, you can retain your NCB and maintain a claim-free year.

  • Service Your Bike Regularly

Follow the TVS Apache RTR 160 maintenance schedule to keep your bike in shape at all times.

How to Maintain Your TVS Apache RTR 160 Bike

  • Maintain the Battery

The TVS Apache RTR 160 bike battery is a crucial part of your vehicle and thus, you must maintain it for a worry-free ride.

  • Read the User Manual

You must always check the user manual to understand your two-wheeler better and for maintaining it.

  • Check the Tyre Pressure

To avoid any internal tyre problems, it is vital to check the tyre pressure from time to time.

  • Inspect the Fuel Levels

Make sure you always check the fuel levels and maintain them before you head out on your TVS Apache RTR 160.

TVS Apache RTR 160 Maintenance Cost

The estimated TVS Apache RTR 160 service and maintenance cost for two years ranges between ₹5,500 - ₹6,500. The first five TVS Apache services are free of cost after completing 500 km, 2500 km, 5000 km, 8500 km and 11500 km, respectively. Here is the TVS Apache RTR 160 service schedule and total expenses:

Service No.


Free or Paid

Total Expenses

First Service




Second Service




Third Service




Fourth Service




Fifth Service




Sixth Service




Seventh Service




*Disclaimer: These are indicative prices. The actual cost of maintenance of the TVS Apache RTR 160 may vary and change from time to time.

About TVS Apache RTR 160

TVS has been one of the leading bike manufacturers in India for several years. This year, many of their Apache two-wheelers have seen a price hike. This includes the Apache RTR 160, which is one of the most popular and sporty commuter bikes in India. Most notably, the RTR 160 is the most affordable option in the Apache line-up currently. If these plus points have piqued your interest, read on to know more about key details such as the TVS Apache RTR 160 on road price or Apache 160 mileage.

TVS Apache RTR 160 Specifications



Engine Type

SI, 4- stroke, Air- Cooled

Engine Capacity

159.7 cc

Transmission type


TVS Apache RTR 160 Mileage

45 kmpl

Maximum Power

15.53 PS @ 8400 rpm

Fuel Tank Capacity

12.0 litres

TVS Apache RTR 160 Kerb Weight

139 kg

Load capacity

130 kg

TVS Apache RTR 160 Features

The Apache RTR 160 has a number of features that make it one of the most desirable options in the market. Not only is it a good-looking bike with features that have stood the test of time, but it also receives minor upgrades every few years that have contributed to its longevity in India. Here are a few central features:


  • Equipped with fuel injection

  • Complies with B6 emission norms

  • Equipped with low-speed assist Glide Through technology

  • Semi-digital instrument cluster


  • LED Tail Lamps

  • Halogen headlamp

  • Single-channel ABS

  • Raised clip-on handlebars

  • Single-piece contoured seat.

  • Blue backlit instrument console

  • Muscular fuel tank extensions

TVS Apache RTR 160 On-Road Price


On-Road Price Range

TVS Apache RTR 160 price Delhi

₹1.07 - ₹1.10 Lakh

TVS Apache RTR 160 price Mumbai

₹1.04 - ₹1.07 Lakh

TVS Apache RTR 160 price Bangalore

₹1.05 - ₹1.08 Lakh

TVS Apache RTR 160 price Chennai

₹1.07 - ₹1.10 Lakh

TVS Apache RTR 160 price Pune

₹1.04 - ₹1.07 Lakh


As with any big purchase, every buyer should compare and research all available bike options thoroughly. The Apache 160 has been a favourite in India for many years, and with good reason. You can find a suitable policy for your needs by looking at all the available variants and models in the Apache line-up. But when it comes to bike insurance, you can get your insurance needs met on Bajaj Markets. Avail speedy claims, easy renewals, lucrative add-on covers and more with your TVS Apache RTR 160 insurance policy!

FAQs on TVS Apache RTR 160 Bike Insurance

What is the fuel tank capacity of the TVS Apache RTR 160?

The fuel tank capacity of the TVS Apache RTR is 12 litres.

How much does TVS Apache RTR 160 insurance cost?

The TVS Apache RTR 160 bike insurance premium price depends on various factors and may vary from one insurer to another.

What are the variants of the TVS Apache RTR 160?

The two variants are Apache RTR 160 Front Disc 159 cc and Apache RTR 160 Rear Disc 159 cc.

What is the TVS Apache RTR 160 fuel economy?

TVS Apache RTR 160 fuel economy is 45 kmpl.

Where can I buy bike insurance for my TVS Apache RTR 160?

You can purchase bike insurance on the Bajaj Markets online platform.

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