✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

The all-new TVS Scooty Zest is the latest addition to TVS Motor Company’s scooty collection. With an engine capacity of 109.7cc, the ex-showroom price of the two-wheeler ranges between ₹65,416 - ₹67,093. Available in five luxurious colours, the prices differ based on the Gloss or Matte series of the Zest 110. Considering the conditions of the roads and the increasing traffic, you must safeguard your Zest 110 with the right policy. Let’s learn about the two-wheeler insurance premiums based on the Scooty Zest 110 variants.

TVS Scooty Zest 110 Variants

TVS Scooty Zest 110 Variants

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium~

TVS Scooty Zest 110 Gloss




TVS Scooty Zest 110 Matte Series




Disclaimer: *The ex-showroom prices are for Delhi and are subject to change based on the city.


~Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Steps to Buy TVS Scooty Zest Bike Insurance Online

Opt for TVS Scooty Zest bike insurance at lucrative prices with Bajaj Markets:

  • Enter your bike registration number and mobile number.

  • Provide the necessary information in the application form.

  • Pick the bike insurance plan that suits your needs.

  • Make an instant online payment.

  • Your insurance policy will reach you in no time.

Renew TVS Scooty Zest Bike Insurance Online Easily

Renew your Zest 110 two-wheeler insurance with these simple steps:

  • Step 1: Enter your previous policy details.

  • Step 2: Input your personal and bike-related details.

  • Step 3: Check your renewal premium.

  • Step 4: Make an instant online payment.

  • Step 5: Your bike insurance will be active soon.

Why Does Your TVS Scooty Zest Require Insurance?

Unfortunate events can take place at any time and anywhere. This not only impacts you and your vehicle but also takes a toll on your life savings. The cost of repairing any accidental damage incurred by your Scooty Zest 110 can turn out to be more than ₹15,000 - ₹30,000. To avoid digging into your emergency funds, it is best to get comprehensive coverage against any such potential incidents. Two-wheeler insurance protects you from possible risks on the road as well as unforeseen disasters and calamities!

Should You Choose Comprehensive or Third-Party Bike Insurance?

Third-Party Bike Insurance

Individuals who own a bike or are planning to purchase a new one, need to have a basic third-party bike insurance policy. As such a plan is mandatory under the Motor Vehicles Act, 1988, you cannot opt out of getting one. The coverage secures you against third-party damage or accidental injuries but fails to cover any loss caused to your own vehicle.

Comprehensive Bike Insurance

With comprehensive bike insurance, you can get coverage against third-party liabilities as well as own damage. Such an extensive plan provides sufficient protection against numerous mishaps on the road. Although the TVS Scooty Zest insurance price is slightly higher, you can surely count on it in the event of an accident!

What’s Covered Under Bike Insurance?

Third-party bike insurance covers loss caused to the third-party, bodily injuries, death of the victim, etc. Furthermore, comprehensive insurance includes own damage, theft, natural and man-made calamities, third-party liabilities, etc.

What’s Not Covered Under Bike Insurance?

The exclusions of comprehensive two-wheeler insurance include loss caused outside the designated geographical area, mechanical or electrical breakdown, riding while intoxicated, etc.

Must-Get Add-On Covers With Scooty Zest Bike Insurance

To get the most from your Scooty Zest 110 bike insurance, you can purchase the below add-on covers separately:

  • Roadside Assistance Cover

Never get stuck in the middle of nowhere due to a bike-related issue with roadside assistance cover!

  • Personal Accident Cover

This add-on secures you and/or the pillion rider against any injury sustained during a mishap on your insured bike.

  • Consumables Cover

The cost of replacing the consumables can now be covered under your insurance policy with this add-on cover.

  • Engine Protection Cover

You can ensure the replacement or repair expenses of the engine parts will be covered by your insurance provider with the engine protection cover.

Make a Claim Under Your TVS Scooty Zest Bike Insurance

Provide your insurer with the following documents while filing a claim:

  • TVS Scooty Zest 110 insurance policy

  • Bike details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair

There are two types of TVS Scooty Zest 110 bike insurance claims:

  • Cashless Claim Under Bike Insurance

In case your bike incurs any issues, you can opt for a cashless facility and take your Scooty Zest to a network garage. The garage shall directly settle the bill with the insurer whereas you only need to cover the applicable deductibles.

  • Reimbursement Claim Under Bike Insurance

If you prefer taking the two-wheeler to a garage of your choice, you can opt for a reimbursement claim. But here, you must first cover the repair expenses and later raise a claim to get reimbursed.

Read More

Tips to Bring Down TVS Scooty Zest Bike Insurance Premium

You can make a note of the below tips to lower the Scooty Zest 110 insurance amount:

  • Accumulate NCB Reward

By not making any claims throughout the policy period, you can accumulate a No Claim Bonus and get a reward on your renewal premium!

  • Compare Quotes

Check the insurance premiums offered by various insurers online and compare them to get a cost-effective quote.

  • Pay for Inexpensive Claims

To keep your policy period claim-free, you can choose to pay for smaller claims that are affordable.

  • Take Care of Your Scooty

Servicing your Scooty Zest 110 from time to time can help maintain its longevity!

  • Ride Cautiously

Another way to avoid filing insurance claims to retain your NCB is by following traffic laws and riding cautiously.

How to Maintain Your TVS Scooty Zest 110?

  • Check the Tyre Pressure

Ensure the tyre pressure is optimal before you head out on your two-wheeler to incur fewer troubles.

  • Maintain the Engine Oil Levels

Another crucial tip to take care of your Scooty Zest is to maintain the correct levels of engine oil.

  • Clean the Battery

It is recommended to clean the battery of your TVS Scooty Zest regularly and keep it in shape!

  • Assess the Brakes

Brakes are very important when it comes to vehicles and so, check the brakes and make sure the rear and front brakes work independently.

TVS Scooty Zest Maintenance Cost

The TVS Scooty Zest 110 service and maintenance cost for one year is estimated to be ₹4,500 - ₹5,000. But the first three services are free of cost after completing 500 km, 2500 km and 5000 km. Here is the TVS Scooty Zest 110 service schedule and the total expense:

Service No.


Free or Paid

Total Expenses

First Service




Second Service




Third Service




Fourth Service




Fifth Service




*Disclaimer: These are indicative prices. The actual cost of maintenance of the TVS Scooty Zest may vary and change from time to time.

About TVS Scooty Zest

The TVS Scooty Zest 110 is a stylish and lightweight two-wheeler, available in Matte and Gloss colours. It offers some amazing features such as an LED taillight, a back-lit speedometer, textured floorboard and a broader dual-textured seat that provides comfort when riding. The ET-Fi technology takes the performance of the Scooty Zest 110 to the next level!

TVS Scooty Zest Specifications




48 kmpl

Engine Displacement


Max Power

5.75 kW @7500 rpm

Max Torque

8.8 Nm @5500 rpm

Fuel Type


Fuel Tank Capacity

5 Litres


Front Tyre Size: 90/100-10 Tubeless

Rear Tyre Size: 90/90-10 Tubeless


Front Brake: 110 mm

Rear Brake: 130 mm


Digital Ignition

TVS Scooty Zest On-Road Price


TVS Scooty Zest On-Road Price


₹77,090 - ₹77,482


₹78,249 - ₹78,390


₹78,245 - ₹79,047


₹76,479 - ₹77,472


₹78,440 - ₹78,507


₹78,249 - ₹78,390

TVS Scooty Zest Features

Front Glove Box

Under-Seat Storage

Pass Switch



Grip Grab Bar

Wider Seat

LED Tail Lamps

Final Verdict!

Now that we have summed up the TVS Scooty Zest bike insurance features and how it financially secures you, it’s time to pick the right policy. To ensure your two-wheeler is protected against own damage as well as third-party liabilities, you must opt for comprehensive bike insurance. So, avoid putting off this step any longer and head over to Bajaj Markets to get a suitable bike insurance policy for your vehicle!

FAQs on TVS Scooty Zest Bike Insurance

Is it necessary to opt for third-party bike insurance?

Yes, third-party bike insurance is mandatory under the Motor Vehicles Act, 1988, to drive legally on public roads. In case you do not have a valid insurance plan, you will have to pay a hefty fine.

What is the penalty for driving without a valid bike insurance policy?

The fine for driving your TVS scooty without a valid two-wheeler insurance policy is ₹2,000 and/or imprisonment for up to three months for the first offence. For subsequent offences, the penalty is ₹4,000 and/or imprisonment for up to three months.

What is IDV in bike insurance?

IDV or Insured Declared Value is the maximum compensation you can get under your bike insurance plan in the event of total damage or theft of the vehicle.

How is the TVS bike insurance premium decided?

The TVS Scooty Zest insurance premium amount is based on various factors. These aspects include the make and model of the bike, fuel type, IDV, policy type, No Claim Bonus, etc.

Should I carry my TVS Scooty Zest bike insurance policy papers while riding the vehicle?

Yes, you should always carry your TVS bike insurance papers while riding the vehicle to avoid attracting a hefty penalty.

Loan Offer
Download App