✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

The TVS XL 100 is a type of moped bike that has received many upgrades and redesigns over the years. It is a budget-friendly two-wheeler offering superb mileage and reliable service. However, as a safety net, you should also know the TVS XL 100 insurance price while buying this model. If your TVS XL 100 gets damaged in an accident, you may have to pay a large sum of money to repair it, depending on the damage. There is also a risk that your two-wheeler may get stolen. Fortunately, a TVS XL 100 bike insurance plan can protect you against accidental damage expenses, theft, etc. Let's look at TVS XL 100 insurance prices in India and more!

TVS XL 100 Bike Insurance Price for All Variants

The TVS XL 100 is available in five different variants, and you can take a look at the insurance price for each of them in the table given below:

TVS XL 100 Variant

Ex-Showroom Price

Fuel Type

Proposed Third-Party Premium Rates (Rs.) FY 2022-23


(effective 1st April, 2022)


XL 100 Comfort




XL 100 Heavy Duty




XL 100 Heavy Duty i Touch Start




XL 100 i Touch Start Win Edition




XL 100 Comfort i Touch Start




 *The ex-showroom prices are for Delhi and are subject to change based on the city.


**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

How to Buy TVS XL 100 Bike Insurance Online Instantly

If you are planning to buy a new TVS XL 100 bike insurance plan, you can get one in minutes from Bajaj Markets. Just follow the steps given below:

  • Step 1: Go to the ‘Bike Insurance Premium Calculator’ page on Bajaj Markets.

  • Step 2: Fill in your bike registration details and personal information on the form available on the page.

  • Step 3: Select the right TVS XL 100 bike insurance plan for your needs from all the available insurance options.

  • Step 4: Pay the online premiums for your chosen TVS XL 100 bike insurance plan.


Once the above process is complete, your TVS XL 100 bike insurance will be activated and the details will be sent to your email.

How to Renew Your TVS XL 100 Bike Insurance Online

If your bike insurance is near expiry, you can renew your plan by simply following the steps given below:

  • Step 1: Visit the ‘Bike Insurance Renewal’ page on your insurance provider’s official website.

  • Step 2: Enter your existing bike insurance details and other required information on the renewal page.

  • Step 3: Select a TVS XL 100 bike insurance plan that suits your requirements.

  • Step 4: Pay the online premiums for your chosen bike insurance renewal plan.

Why do you Need Insurance for Your TVS XL 100?

Even if you are a very cautious driver and drive with the utmost care, you can still end up in an accident that can damage your vehicle and lead to injuries. If your TVS XL 100 gets severely damaged in an accident, you may have to pay tens of thousands in repair expenses. You may also have to pay a lot of money for third-party liability costs if you do not have bike insurance in place. A comprehensive bike insurance plan can help keep your finances secure by covering the cost of accidental damage repairs, theft, third-party liabilities, etc. Moreover, it is mandatory for all vehicle owners to have at least third-party insurance, as per the New Motor Vehicles Act, 2019.

Types of TVS XL 100 Bike Insurance Plans

There are two main types of TVS XL 100 bike insurance plans that you can choose from:

  • Third-party insurance premium

A third party insurance plan is mandatory in India and it will protect the third-party property or individual from damages or injury caused by your two-wheeler in case of an accident. This plan offers the most economical premiums but does not provide any coverage to the policyholder.

  • Comprehensive insurance premium

A comprehensive bike insurance will cover own damages, third-party liabilities, and theft of the bike.  It is advisable to invest in a comprehensive insurance cover for the moped for the highest level of coverage. The premiums for such a plan are higher as compared to a third-party insurance policy, but it is worth the money spent.

Inclusions Under Your TVS XL Bike Insurance

Your TVS XL 100 bike insurance will include coverage for accidental damages, theft, fire, natural or man-made calamities, medical treatment for injuries, third-party liabilities, etc.

Exclusions Under Your TVS XL Bike Insurance

Your bike insurance plan will not provide coverage for wear and tear of parts, mechanical or electrical breakdown, accidents due to drunk driving, etc.

Important Add-On Covers for Your TVS XL 100

If you buy a comprehensive TVS XL 100 bike insurance, you should consider opting for the following add-on covers:

  • Zero depreciation cover

Under the zero depreciation cover in bike insurance, you can get the full market value of your damaged bike parts in an insurance claim, as depreciation is not taken into account. In short, you can get a higher insurance claim amount.

  • Engine protect cover

The engine is the most vital part of your bike. This add-on cover provides enhanced protection for your bike’s engine which is generally not covered under a bike plan.

  • NCB protection cover

It is well known that you would lose your NCB benefit if you end up making an insurance claim. This add-on cover allows you to make up to 2 insurance claims without losing your NCB.

  • Roadside assistance cover

With this cover, you can get assistance from professional mechanics at your location if your bike breaks down, even in remote locations.

TVS XL 100 Claim Settlement Process

You will need to keep the following documents ready when making an insurance claim:

  • TVS XL 100 insurance policy papers

  • FIR of the accident

  • Bike registration papers

  • Information about the eyewitnesses to the accident

  • In case of a reimbursement claim, all the original bills and receipts of the bike’s repair

Here are the two ways in which you can make a bike insurance claim:

Cashless Claim

Under a cashless claim, you can take your damaged TVS XL 100 to a nearby network garage. The network garage will check your insurance policy details and then repair your vehicle. After the repairs are complete, your insurance provider will pay off the garage for the repair expenses.

Reimbursement Claim

Under a reimbursement claim, you will need to get your TVS XL 100 repaired on your own at any garage. After the repairs are complete, you can submit all the bills and receipts of the repairs to your insurance provider. Your insurance provider will verify the details and then release your reimbursement claim amount.

Read More

Maintenance Tips for Keeping Your TVS XL 100 in Best Shape

You can improve the longevity and performance of your vehicle by implementing the following maintenance tips:

  • Regular servicing

You should take your TVS XL 100 moped to the garage at frequent intervals for regular upkeep and servicing.

  • Changing consumables

Your two-wheeler also needs some consumables such as engine oil, brake oil, coolant, etc. which need to be replaced every once in a while.

  • Do not overload

Overloading your two-wheeler can cause damage to the internal parts or even cause accidents due to the imbalance of weight.

  • Maintain tyre pressure

Maintaining the correct tyre pressure is vital as it improves mileage and performance. Uneven tyre pressure can lead to damage in the internal parts.

TVS XL 100 Maintenance Cost

The official figures for TVS XL 100 maintenance costs are not available online. You can contact TVS customer support to get details about the TVS XL 100 service cost.

About TVS XL 100

The TVS XL 100 offers a mileage of 80 kmpl, which makes it a very attractive choice due to ever-rising fuel costs. The XL 100 is powered by a 99.7 cc engine that delivers 4.4 PS of power. This moped has been popular for many years and has received many style changes and technical upgrades. Let’s take a look at the TVS XL specifications, features, and on-road prices across cities.

TVS XL 100 Specifications

Here are the main specifications of the TVS XL 100:


99.7 cc


4.4 PS


6.5 NM


80 kmpl

Tyre type


Fuel Type

4 litres

TVS XL 100 Features

You can check out the most attractive features of the TVS XL 100 in the table below:

Auto start



Fuel Gauge


TVS XL 100 On-Road Price Across Cities

Let’s take a look at the TVS XL 100 on-road price across major cities in India:


TVS XL 100 On-Road Price












If you are planning to buy this excellent and reliable moped, you should also consider getting a comprehensive TVS XL 100 bike insurance. It will help keep you protected against accidental damage expenses and medical costs in case of an unfortunate accident. It will also help you cover the cost of third-party liabilities and fulfil your legal obligations. You can check out the TVS XL 100 bike insurance plans available at Bajaj Markets and choose a policy that fits all of your requirements.

FAQs on TVS XL 100 Bike Insurance

How can I check the TVS XL 100 insurance price online?

You can check the TVS XL 100 insurance price online using the ‘Bike Insurance Premium Calculator’ available on Bajaj Markets. 

Can I change the IDV of my TVS XL 100?

Even if your insurer permits, changing IDV is not recommended as it can lead to a lower insurance payout. 

What is the TVS XL 100 ex-showroom price?

The TVS XL 100 ex-showroom price in Delhi is ₹44,541. 

Can I buy TVS XL 100 bike insurance online?

Yes, you can get bike insurance for your moped online at Bajaj Markets. 

Can I drive my TVS XL 100 if my insurance has expired?

No, it is illegal to drive your vehicle with an expired insurance plan. 

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