TVS XL 100 Bike Insurance

The TVS XL 100 is a type of moped bike that has received many upgrades and redesigns over the years. It is a budget-friendly two-wheeler offering superb mileage and reliable service. However, as a safety net, you should also know the TVS XL 100 insurance price while buying this model. If your TVS XL 100 gets damaged in an accident, you may have to pay a large sum of money to repair it, depending on the damage. There is also a risk that your two-wheeler may get stolen. Fortunately, a TVS XL 100 bike insurance plan can protect you against accidental damage expenses, theft, etc. Let's look at TVS XL 100 insurance prices in India and more!

The TVS XL 100 is available in five different variants, and you can take a look at the insurance price for each of them in the table given below:

 *The ex-showroom prices are for Delhi and are subject to change based on the city.

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

If you are planning to buy a new TVS XL 100 bike insurance plan, you can get one in minutes from Bajaj Markets. Just follow the steps given below:

• Step 1: Go to the ‘Bike Insurance Premium Calculator’ page on Bajaj Markets.

• Step 2: Fill in your bike registration details and personal information on the form available on the page.

• Step 3: Select the right TVS XL 100 bike insurance plan for your needs from all the available insurance options.

• Step 4: Pay the online premiums for your chosen TVS XL 100 bike insurance plan.

Once the above process is complete, your TVS XL 100 bike insurance will be activated and the details will be sent to your email.

If your bike insurance is near expiry, you can renew your plan by simply following the steps given below:

• Step 1: Visit the ‘Bike Insurance Renewal’ page on your insurance provider’s official website.

• Step 2: Enter your existing bike insurance details and other required information on the renewal page.

• Step 3: Select a TVS XL 100 bike insurance plan that suits your requirements.

• Step 4: Pay the online premiums for your chosen bike insurance renewal plan.

Even if you are a very cautious driver and drive with the utmost care, you can still end up in an accident that can damage your vehicle and lead to injuries. If your TVS XL 100 gets severely damaged in an accident, you may have to pay tens of thousands in repair expenses. You may also have to pay a lot of money for third-party liability costs if you do not have bike insurance in place. A comprehensive bike insurance plan can help keep your finances secure by covering the cost of accidental damage repairs, theft, third-party liabilities, etc. Moreover, it is mandatory for all vehicle owners to have at least third-party insurance, as per the New Motor Vehicles Act, 2019.

There are two main types of TVS XL 100 bike insurance plans that you can choose from:

• Third-party insurance premium

A third party insurance plan is mandatory in India and it will protect the third-party property or individual from damages or injury caused by your two-wheeler in case of an accident. This plan offers the most economical premiums but does not provide any coverage to the policyholder.

• Comprehensive insurance premium

A comprehensive bike insurance will cover own damages, third-party liabilities, and theft of the bike.  It is advisable to invest in a comprehensive insurance cover for the moped for the highest level of coverage. The premiums for such a plan are higher as compared to a third-party insurance policy, but it is worth the money spent.

Your TVS XL 100 bike insurance will include coverage for accidental damages, theft, fire, natural or man-made calamities, medical treatment for injuries, third-party liabilities, etc.

Your bike insurance plan will not provide coverage for wear and tear of parts, mechanical or electrical breakdown, accidents due to drunk driving, etc.

If you buy a comprehensive TVS XL 100 bike insurance, you should consider opting for the following add-on covers:

• Zero depreciation cover

Under the zero depreciation cover in bike insurance, you can get the full market value of your damaged bike parts in an insurance claim, as depreciation is not taken into account. In short, you can get a higher insurance claim amount.

• Engine protect cover

The engine is the most vital part of your bike. This add-on cover provides enhanced protection for your bike’s engine which is generally not covered under a bike plan.

• NCB protection cover

It is well known that you would lose your NCB benefit if you end up making an insurance claim. This add-on cover allows you to make up to 2 insurance claims without losing your NCB.

• Roadside assistance cover

With this cover, you can get assistance from professional mechanics at your location if your bike breaks down, even in remote locations.

You can improve the longevity and performance of your vehicle by implementing the following maintenance tips:

• Regular servicing

You should take your TVS XL 100 moped to the garage at frequent intervals for regular upkeep and servicing.

• Changing consumables

Your two-wheeler also needs some consumables such as engine oil, brake oil, coolant, etc. which need to be replaced every once in a while.

• Do not overload

Overloading your two-wheeler can cause damage to the internal parts or even cause accidents due to the imbalance of weight.

• Maintain tyre pressure

Maintaining the correct tyre pressure is vital as it improves mileage and performance. Uneven tyre pressure can lead to damage in the internal parts.

The official figures for TVS XL 100 maintenance costs are not available online. You can contact TVS customer support to get details about the TVS XL 100 service cost.

The TVS XL 100 offers a mileage of 80 kmpl, which makes it a very attractive choice due to ever-rising fuel costs. The XL 100 is powered by a 99.7 cc engine that delivers 4.4 PS of power. This moped has been popular for many years and has received many style changes and technical upgrades. Let’s take a look at the TVS XL specifications, features, and on-road prices across cities.

Here are the main specifications of the TVS XL 100:

You can check out the most attractive features of the TVS XL 100 in the table below:

Let’s take a look at the TVS XL 100 on-road price across major cities in India:

If you are planning to buy this excellent and reliable moped, you should also consider getting a comprehensive TVS XL 100 bike insurance. It will help keep you protected against accidental damage expenses and medical costs in case of an unfortunate accident. It will also help you cover the cost of third-party liabilities and fulfil your legal obligations. You can check out the TVS XL 100 bike insurance plans available at Bajaj Markets and choose a policy that fits all of your requirements.