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Bajaj Allianz car insurance offers to you a set of customisable policies. These plans can prove to be very beneficial for you in times of car-related emergencies. You are offered three types of car insurance plans, viz. third-party liability car insurance, standalone own-damage car insurance and comprehensive car insurance. 

 

With car insurance being a mandate as per the Motor Vehicles Act of 1988, Bajaj Allianz car insurance can be a great choice for you, your four-wheeler vehicle, and your finances.

Bajaj Allianz Car Insurance Plans Available on Bajaj Markets

Insurer

Claim  Settlement Ratio

Starting Premium 

Features

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Bajaj Allianz Car Insurance

98.54%

₹2094

  • Multiple add-ons
  • Nominal premium
  • Easy application

 

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Disclaimer: The premium amount mentioned above is an estimated value. Your exact premium will depend on multiple factors. You can check prevailing premium rates before purchasing your car insurance.

How to Buy Bajaj Allianz Car Insurance?

Here are the easy steps you can follow to purchase the Bajaj Allianz car insurance on Bajaj Markets.

 

  • Step 1: Navigate to the car insurance premium calculator page on Bajaj Markets
  • Step 2: Enter details such as your car’s make and model, registration number, etc.
  • Step 3: Analyse the premium options displayed on your screen
  • Step 4: Choose the insurance plan that suits you best
  • Step 5: Proceed to pay the premium price 

 

Et voila! Your policy details and documents should be sent to your registered email address shortly. 

Key Features of Bajaj Allianz Car Insurance

Given below are the key features of the Bajaj Allianz car insurance. 

 

  • Nominal premium prices

  • Third-party coverage

  • Personal Accident Cover

  • Customisable plans

  • Hassle-free application

Benefits of Bajaj Allianz Car Insurance

Here are the major benefits of purchasing a Bajaj Allianz car insurance plan. 

 

  • Third-party Liability Coverage: This offers coverage for damages caused to a third-party vehicle or individual involved in your accident. It helps you fulfil the duty of a responsible citizen since third-party liability insurance is compulsory by law. 

  • Standalone Own-damage Insurance: This can be a good addition to your third-party liability car insurance. It covers the damage expenses of your own car after an accident or other mishaps. 

  • Personal Accident Cover: You can get coverage through this benefit in case of permanent disability or an unfortunate demise. This way your family is secure no matter the circumstances. 

  • Comprehensive Car Insurance: When you add a third-party liability cover, a standalone car insurance, and sprinkle in a few extra add-ons, you get a fulfilling Bajaj Allianz comprehensive car insurance. This can help you make smart, yet responsible decisions for your car and finances.

  • Personal Accident Cover: You can claim up to ₹15 Lakhs if you need medical help after an accident. This covers hospitalisation expenses for accidental injuries.

  • Extended Add-ons: Sometimes, a basic car insurance can’t not fulfil your coverage expectations. Hence, Bajaj Allianz car insurance offers to you add-ons to enhance your policy as per your preference. 

  • Rapid Claim Settlement: When it comes to claim resolutions, you can depend on Bajaj Allianz General Insurance’s trustworthiness. This insurer hones a claim settlement ratio of 98.54%. This is proof enough that your insurance and its subsequent claims are in good hands. 

Inclusions and Exclusions

Inclusions and exclusions refer to everything that is covered and not covered by a Bajaj Allianz car insurance plan. Hence, you can find below the inclusions and exclusions of Bajaj Allianz car insurance.

 

Inclusion

Exclusion

  • Natural Calamity Damage
  • Man-made Disaster Damage
  • Personal Accident Coverage
  • Third-party Legal Liability
  • Theft and Burglary
  • Depreciation
  • Driving Under the Influence
  • Driving without Licence
  • War, Nuclear Risk or Mutiny
  • Mechanical or Electrical Breakdown

How to Calculate Bajaj Allianz Car Insurance Premium?

You can take the help of the car insurance premium calculator on Bajaj Markets to compute a possible premium amount. However, you must keep in mind that these quotes are only estimates. The actual premium price for your Bajaj Allianz car insurance page will depend on various factors such as coverage type, add-ons, IDV, etc.

Add-ons under Bajaj Allianz Car Insurance

  • Roadside Assistance: If you are stranded due to a car breakdown, you can contact Bajaj Allianz car insurance to request for on-the-spot repairs, tyre changes, jumpstarting, etc.

  • Conveyance Benefits: This add-on offers you coverage for the minute expenses you might have to bear after an accident. For example, you can claim commute expenses while your car is under repairs at a garage.

  • Engine Protection: Through this add-on, you can claim coverage for water ingression damages, gearbox damages, oil leakage, and many other engine-related issues.

  • Consumables Coverage: Consumables such as engine oil, brake oil, gearbox oil, coolants and more can cost you a lot. Hence, this add-on can offer you coverage for such costs while your car is getting serviced or after an accident.

  • Zero Depreciation: This add-on refrains your insurer from increasing premium costs or decreasing coverage due to the falling value of your car. This means that with time as the value of your car and its parts decreases, your policy will be impacted in no way.

  • Lock & Key Replacement: If you happen to lose your key or experience issues with your vehicle’s lock, your insurer will arrange for a replacement of both. This could also be part of your roadside assistance cover.

  • Personal Baggage Coverage: Should your car be stolen with items such as valuables inside, this add-on can offer your indemnification for damage or theft. These valuables could include expensive clothes, devices, gadgets, etc.

How to Raise a Claim for Bajaj Allianz Car Insurance?

Here’s how you can file a claim for accidental damage and for theft indemnification. 

 

Accidental Damages:

 

  • Visit https://www.bajajallianz.com/claims/motor-insurance/claim-process.html

  • Submit your vehicle’s chassis number, engine number, and your own mobile number

  • Provide details of the accident, kilometre readings of your vehicle and an inspection address

  • Jot down the claim reference number given and keep tabs on your claim status via SMS

  • Get your car transported independently or contact BAGIC through 1800-103-5858 for help

  • Give your policy documents at the garage

  • See the claim through either with the cashless services or reimbursement options

 

If the claim is to be concluded with a reimbursement made to you, pay the repair expenses at the garage and offer your insurer an invoice as proof. In case of cashless services, you can allow the network garage and your insurer to settle the costs internally. 

 

Theft:

 

  • File a complaint at a police station

  • Call on 1800-103-5858 to let BAGIC know of the theft

  • Ask the police to produce a Non-traceable Report if your car insurance found under 90 days

  • Furnish that report along with other policy documents before the insurer

  • Track your claim status through the SMS updates sent to your registered mobile number

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FAQs about Bajaj Allianz Car Insurance

What is covered under Bajaj Allianz car insurance?

Bajaj Allianz car insurance offers coverage against the expenses of accidental damages, car breakdowns, theft and other mishaps. You can get third-party liability coverage, standalone own-damage coverage, personal accident coverage, and comprehensive car insurance as well.

How can I check my Bajaj Allianz car insurance details online?

All you need to do is visit Bajaj Allianz’s website. There, you can log into your customer account and get all the policy details you require.

Does Bajaj Allianz car insurance offer cashless services?

Yes, Bajaj Allianz car insurance can give you access to cashless services at 6000+ various network garages across the country.

How many types of Bajaj Allianz car insurance plans can I get?

You can choose from three of Bajaj Allianz car insurance’s plan types. 

  • Third-party Liability Car Insurance

  • Standalone Own-damage Car Insurance

  • Comprehensive Car Insurance

Does Bajaj Allianz allow NCB transferring?

Yes, Bajaj Allianz car insurance allows the transfer of no-claim bonuses.

Does Bajaj Allianz car insurance insure commercial vehicles?

Bajaj Allianz car insurance offers coverage for both commercial and personal cars.

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