CIBIL Login & Registration

TransUnion CIBIL is one of the most prominent credit information bureaus in India. It is known to maintain the financial records of individuals and businesses. This information helps lenders determine the creditworthiness of an individual or a business based on their past financial behaviour and overall credit health. However, to access this data, you need to log in to the CIBIL portal. Let’s learn how.

CIBIL Login Process for Individual Members

 

• Visit the official CIBIL website and click on the ‘Login’ button on the homepage
• Enter credentials like your email ID and password to proceed
• Enter the provided OTP
• Verify whether the device you are using is trusted or not
• Your CIBIL dashboard will then be visible on the screen

 

CIBIL Login Process for Companies

 

• Visit the official CIBIL website
• Click on the ’Login’ option
• Enter credentials like the email ID and password
• Your dashboard shall be displayed on the screen

CIBIL Registration Process for Individual Members

 

You can view your updated credit score by registering on CIBIL’s website through these three simple steps:

 

• Visit the CIBIL website, and click on ‘Subscribe Now’ 

• Choose the subscription plan you want

• Provide a few personal details like date of birth, PAN, and email address

• Pay for the subscription through either net banking or your debit/credit card

 

With this, you will be registered on the CIBIL portal and be able to access your credit reports and CIBIL scores with ease.

 

CIBIL Registration Process for Companies

 

A company can register itself on the CIBIL website through the steps given below:

 

• The company has to select the option of ‘Company Credit Score.’ 

• Provide details like the company’s name, address, legal constitution, authorised signatory’s ID and address proof, and other additional information 

• Make the required payment through net banking or credit/debit card.

• A unique CIBIL registration ID along with a transaction ID will be sent to the registered email address

• Upload the company’s KYC documents

 

Following this, the provided data will be verified, post which CIBIL will send a Company Credit Report (CCR).

 

Steps to Recover Your CIBIL Username

 

If you’ve forgotten your CIBIL username, you can reset the same to recover your account. Given below are the steps to recover your CIBIL username:

 

• Log in to the TransUnion CIBIL website

• Now, click on ‘Partner Login’ from the drop-down menu, then click on ‘Consumer’

• A new tab with ‘Member Login’ for ‘Consumer CIR’ will appear on the screen

• Click on ‘Reset Your Password’ for member/nodal

• The TransUnion CIBIL Connect portal will open in a new tab

• Click on the ‘Consumer Bureau’ tab and tap on ‘Unlock ID’

KYC Documents Required for Individuals

 

To get access to your individual CIBIL score, you are required to submit both identity proof and address proof documents as mentioned below. 

 

• Identity Proof: PAN card, Passport, Aadhaar Card, Voters Identity Card, Driver’s Licence

• Address Proof: Electricity Bill, Telephone Bill, Bank statement

 

KYC Documents Required for Companies

 

For companies, only proof of address, like a bank statement, or electricity/telephone bill has to be provided as other details have already been furnished during the company registration process.

You must ensure to upload the recent KYC documents before proceeding to the CIBIL login. Expired or invalid documents can result in the cancellation of the registration process. You can proceed to upload KYC documents by following the steps given below:

 

• Visit the KYC page on CRISIL’s official portal

• Fill in the requested details like email ID. These should match the details provided during the registration process

• Select the type of document for identity proof and upload. Skip this step if you are uploading KYC for your business

• Select the type of document for address proof. Upload it and click on ‘Submit.’