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Aadhaar card isn't valid for checking your CIBIL Score, despite being a key ID proof.
An Aadhaar card is one of the most essential identification proofs; however, it cannot be used to check your CIBIL score. Instead, you can use several other types of ID proof to check your score.
To check your CIBIL score on Bajaj Markets, you will need your PAN card. Follow the instructions below to get started:
Select the ‘Get Your Score’ option available on this page
Provide personal details such as your name, mobile number, date of birth, email ID, PAN, and residential pincode
Choose your employment type from the listed options
Accept the terms and conditions
Click on 'Get Report'
Enter the OTP sent to your registered mobile number and select ‘Submit’
Once your details are verified, your CIBIL score will be displayed
Additionally, you can get a customised credit report within seconds on the Bajaj Markets App. You can also check your CIBIL score online on TransUnion CIBIL’s official website by following the simple steps provided below:
Visit the official website of TransUnion CIBIL - https://www.cibil.com/
Select the ‘GET FREE CIBIL SCORE & REPORT’ option
Click on ‘GET YOUR FREE CIBIL SCORE’
Enter your personal details like your e-mail ID, password and name
Choose your preferred ID type from the drop-down provided, along with the respective ID number. You can opt for any one of the following options:
Income Tax ID Number (PAN)
Driving Licence Number
Passport Number
Ration Card Number
Voter ID Number
Next, provide your date of birth, Pincode, and mobile number
Cross-check the details and click on the ‘Accept and Continue’ option
To check the CIBIL score you are usually required to register yourself with TransUnion CIBIL. For this you are required to submit your KYC documents. You can submit your PAN card, driving licence, passport number, ration card number, or Voter ID number. Do note that it is essential for the address mentioned in these IDs to match any one of your other government-issued KYC documents like your Aadhaar card.
While an Aadhaar card is an important document for identification, it cannot be used to check your CIBIL score. To access your CIBIL score online, you can use other valid ID proofs such as your PAN card, passport, or voter ID. Alternatively, on Bajaj Markets, you can check your CIBIL score instantly by using your PAN details.
No — you cannot use Aadhaar alone on CIBIL’s official portal to fetch your credit score. CIBIL and most credit-reporting processes rely on PAN or other financial IDs for matching. Financial marketplaces like Bajaj Markets also accept Aadhaar for identity checks, but not as a substitute for PAN.
You can check your CIBIL score via CIBIL’s official website or trusted financial portals using alternate ID proofs like passport, voter ID or driver’s licence. Some platforms offer Aadhaar-based identity verification, but extra verification steps may be involved because credit records are usually linked to PAN. Using your PAN card, you can easily check your CIBIL score online on financial websites and apps like Bajaj Markets.
Some financial marketplaces and lending apps may let you verify your identity using Aadhaar e-KYC and then show your score. Remember, these services use Aadhaar for verification only; the underlying credit records are generally matched to PAN on official bureau systems. Follow the site’s on-screen verification steps to access your report.
Yes — you can check your own CIBIL score for free on online financial marketplaces like Bajaj Markets. Self-checks are soft enquiries and do not lower your credit score. Regular checks help you spot errors or unauthorised accounts early. You can also check your CIBIL score and get a free report once a year using the official TransUnion CIBIL website.
Yes — you can still view your credit score if you provide valid identity details. Linking PAN and Aadhaar is mandatory for tax purposes. If your PAN is not linked with Aadhaar, your PAN may be marked ‘inoperative’ under tax rules, which can disrupt many services. However, it is not a technical blocker to check your score with a bureau where PAN or alternate IDs exist.
Credit bureaus match your profile to loan and card data reported by lenders, which commonly reference PAN. Aadhaar is a KYC document, but it is not the primary identifier for bureau matching on consumer portals. Aadhaar is an identity document and its use by private parties can be limited or restricted, so bureaus cannot rely on Aadhaar alone for credit matching.
Aadhaar e-KYC helps banks and NBFCs verify identity through OTP, video-KYC, or face-to-face modes. It can speed identity verification on some partner platforms that show credit scores. But it does not replace the PAN-based credit matching that bureaus use for official records.
Not directly. CIBIL’s credit records are primarily tied to PAN and credit account data. Aadhaar supports KYC, but it is not the basis for calculating or linking your score. While PAN-Aadhaar linking is required for tax purposes, CIBIL continues to use PAN and other financial identifiers for reporting and matching.
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