Know India's largest Credit Card Issuer

List of Top Credit Card Issuers in India

31 Dec 2021
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Credit Card Issuer

Credit Cards are the trending cash alternative in the market. The cardholders can make transactions via a credit card which can be settled later with the credit card issuers. Banks or financial institutions are generally the credit card issuers who very specifically curate credit cards with attractive deals and offers, keeping in mind the goals and needs of their customers.

Know India's largest Credit Card Issuer

List of Top Credit Card Issuers in India

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Credit Card Issuer

Credit Cards are the trending cash alternative in the market. The cardholders can make transactions via a credit card which can be settled later with the credit card issuers. Banks or financial institutions are generally the credit card issuers who very specifically curate credit cards with attractive deals and offers, keeping in mind the goals and needs of their customers.

Here is a list of the top 5 credit card issuers in the market.

RBL

The Ratnakar Bank Limited is popularly known as RBL. The bank offers a wide variety of credit cards in the market according to the customer’s goals and requirements.  The top RBL credit cards are -

SBI

The State Bank of India is the largest bank in the entire nation. The bank is known for offering credit cards in joint ventures with top brands of the country, offering exclusive deals and offers. The top SBI credit cards are -

Axis Bank

This credit card issuer has the strongest network of ATMs in the country, facilitating fund security in any region of the country. The Axis Bank curates credit cards specifically in every category for its clients, offering premium services. The top Axis bank credit cards are -

ICICI

ICICI bank is one of the most flexible credit card issuers in the market. Their credit cards offer flexible repayment facilities in pocket-friendly EMIs, along with interesting credit card offers and cash backs. The top ICICI credit cards are -

Citibank

Citibank is a credit card issuer that offers rewards to its cardholder on every transaction. The bank believes that rewards are a gesture that strengthens their relationship with their clients. The top Citibank credit cards are -

Other Credit Card Issuers 

There is a wide variety of credit card issuers available in the market -g

  • Bank of Baroda

Bank of Baroda offers a wide variety of credit cards to suit the interest of all types of users. The annual fee of each card varies from another but on an average basis, you can get a credit card of premium range with an annual fee of Rs. 1000. The Bank of Baroda credit cards are packed with a huge list of schemes and offers in multiple categories like travel, lifestyle, shopping, and dine-in.

  • IDFC Bank

This credit card issuer has classified its credit cards into 4 categories: First Classic, First Select, First Wealth, First Millennia. These cards also have ‘Super Saver’ benefits like a low interest rate, instant credit card cash withdrawal within 48 days of issue, and zero bonus point redemption charges.

  • HSBC Bank

HSBC Bank is one of the most popular credit card issuers. They also have a wide variety of credit card categories with zero or minimum annual fees. These cards come with benefits in different fields like travel, shopping, lifestyle. They offer discounts, credit card reward points, cashback, and reward points on the purchase.

  • IndusInd Bank

IndusInd Bank offers credit cards in all categories, but this credit card issuer specializes in travel credit cards. It offers premium range credit cards at a low cost that makes them accessible for all types of people. These credit cards are packed with benefits on fuel, lifestyle, shopping, travel and dine-in, and other welcome benefits.

  • Kotak Bank

Kotak Bank focuses on understanding and satisfying the requirements of all categories of people. Therefore they have various classifications depending on the requirements of people. They have different credit cards for travel, food, shopping, and lifestyle enthusiasts that too at affordable annual fees and interest rates.

  • South Indian Bank

To provide the holders with maximum benefits, the South Indian Bank has launched a new range of credit cards in collaboration with SBI. The main attractions of this card are zero joining and annual fee, full control from OneCard App, and other credit card benefits on fuel, shopping, etc.

  • Standard Chartered Bank

Credit Cards by Standard Chartered Bank are also one of the most popular credit cards in India. The cards have gained popularity due to a variety of offers, cash backs, discounts, and reward points on travel, food, shopping, fuel, and complimentary golf access at affordable prices.