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Get more out of your spends with Axis Bank credit cards! 


Axis Bank credit cards offer high credit limits, reward points, cashback options, discounts on shopping, dining, and e-commerce transactions, exclusive gift vouchers, and much more. You can use them to pay your utility bills conveniently, and enjoy dining delight discounts of up to 20% at partner restaurants in India. Also, you get to enjoy easy EMI conversion on big purchases and get assured discounts on e-commerce websites like Myntra, Amazon, etc. Furthermore, you can earn and redeem EDGE  REWARD points every time you use your Axis Bank card.

Features and Benefits of Axis Bank Credit Cards

Axis Bank credit cards are well-known for their exciting perks and offers. Here are some of them:

Welcome Bonus

This feature allows you to get a welcome reward for signing in for a new Axis Bank credit card. The lucrative welcome benefits of signing in with the bank include several offers for buying products from major brands. For instance, with the Axis NEO credit card, you get a gift voucher from Amazon, six-monthly subscriptions for Grofers and 1mg, and a three-month subscription to Zomato Pro.

Offers on Dining

Enjoy up to 20% off at 4,000+ partner restaurants across India with Axis Bank Credit Cards.


The EDGE  Loyalty programme of Axis Bank offers over 500 rewards that you can redeem against a host of categories like travel, electronics, entertainment, dining, online shopping, etc.

Lounge Access

The Axis Bank credit card offers you VIP lounge access at airports across the country. You also get to earn and enjoy exclusive airline vouchers.

Frequent Flyer Miles

If you travel by flight frequently then the Frequent Flyer Miles offered by the card serve as a great feature for you. Every time you travel, book your ticket with your Axis Bank credit card to add miles to your account. These miles accumulate over time and you can get discounts on your future flights. If you collect enough points, you can even get your next flight ticket for free. In addition to that, several cards offer access to domestic and international lounges at multiple airports which is an amazing benefit to have when your flight is delayed.


You can maximise savings with your credit card by taking advantage of several cash back options offered by Axis Bank on multiple categories of expenses. Whether you are shopping online, booking tickets for an event or a movie, or even paying utility bills, the cashback option helps you save money.


One of the benefits of reading the terms and conditions in detail before applying for a credit card is that you do not miss out on features such as insurance. Most of us do not even realise that our card offers insurance features like domestic/international travel insurance.

Instant Loan

The credit limit offered on your Axis Bank credit card is a source of loan that you can get instantly without any approvals. The instant loan feature can aid you in case of any emergency be it medical or family related. Moreover, some banks allow you to easily convert your monthly credit card bill into EMIs in case of any financial constraints.

Credit Score Improvement

An often overlooked advantage of a credit card is that its judicious and proper use improves your credit score. A credit card builds your credit profile which will help you with your credit score. The timely payment of credit card bills significantly contributes to the betterment of your credit score.

Eligibility Criteria and Documents Required for Axis Bank Credit Cards

The general Axis Bank credit card eligibility criteria and the documents required are as mentioned below:

1. Eligibility Criteria 

The common eligibility criteria required to apply for any of the Axis Bank credit cards are mentioned below:

  • You should be aged between 18 to 70 years 

  • You can apply if you are either a salaried or a self-employed individual

  • You can apply if you are a resident of India or a non-resident Indian

  • And finally, the add-on cardholder must necessarily be above the age of 15 years

2. Documents Required 

Along with a duly filled application form, here is a list of documents required commonly for an Axis Bank credit card approval:

  • Proof of Identity: PAN Card, Aadhaar Card, Passport, driving licence, voter ID card, or any other Government approved photo identity proof

  • Proof of Income: Latest salary slips (not more than 3 months old), Form 16 (latest), or bank statement (last 3 months)

  • Proof of Residence: Aadhaar card, Driver’s License, Passport, Any utility bill like telephone or electricity (not more than 3 months old), Ration Card, or any other Government approved address proof

  • Photographs: 2 coloured recent passport-sized photographs

How to Apply for an Axis Bank Credit Card?

The Axis Bank credit card online application option is available on the Bajaj Markets website. All you need to do is follow the steps mentioned below:

  • Step 1: Visit the Bajaj Markets website to discover the range of credit cards available

  • Step 2: Fill out your basic details to determine your eligibility for an Axis Bank credit card

  • Step 3: Compare the various credit card options available

  • Step 4: Select the card that best matches your lifestyle

  • Step 5: Click on ‘Apply’

How to Apply for an Axis Bank Credit Card?

Axis Bank Credit Card

Axis Bank Credit Card Customer Care

In case you are facing any issue with your Axis Bank credit card, have any questions, or need any form of assistance, you can get in touch with the customer care. The customer care number is 1860 419 5555 or 1860 500 5555. Alternatively, you can submit your grievances at www.axisbank.com/support. You can also contact the bank at PNO@axisbank.com for queries and grievance redressal.

Why Choose an Axis Bank Credit Card on Bajaj Markets

There are multiple reasons to choose Bajaj Markets to apply for Axis Bank credit cards:

1. Rewards & Discounts

Get some of the best rewards on Axis Bank credit cards on Bajaj Markets. Apply for credit cards online at Bajaj Markets and get one packed with rewards and offers from your favourite brands.

2. Joining Benefits

Enjoy assured joining benefits on multiple credit cards at Bajaj Markets as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashback, and much more!

3. One Platform, Many Cards

At Bajaj Markets, we have just the right variety of credit cards for you. Whether you want one that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

4. Convert Purchases into EMIs

Purchases made through any of the Axis Bank credit cards available at Bajaj Markets can be converted into EMIs easily. Apply for one of these cards online today.

5. Stringent Security Measures

With cybercrime being a global issue, your credit card comes with features that ensure safety against any kind of fraud. Apply online and get the best credit card for you now!

Read More

Different Categories of Credit Cards Offered by Axis Bank

Here are some of Axis Bank’s most popular credit card offerings across categories: 

Axis Bank Credit Card Variant

Joining Fee 


Axis Bank Vistara Infinite Credit Card



Axis Bank Signature Credit Card with Lifestyle Benefits



Axis Bank NEO Credit Card



Axis Bank Titanium Smart Traveler Credit Card



IndianOil Axis Bank Credit Card



Axis MY Wings Credit Card



Flipkart Axis Bank Credit Card



Axis Bank Miles and More World Credit Card



Axis Bank SELECT Credit Card



FAQs on Axis Bank Credit Cards

Yes, Axis Bank has a rewards programme for its credit cards, known as the EDGE  Rewards programme.

Yes, you can apply for up to 4 add-on credit cards against your primary credit card.

Yes, Axis Bank credit cards are accepted the world over and can be used to transact at ease at international locations.

The minimum salary criteria vary for different cards. However, ideally, you must have a minimum annual income of ₹6 Lakhs. You can also apply for a credit card against a fixed deposit.

The credit limit on your Axis Bank card varies from one cardholder to cardholder. The credit card limit is decided at the time of issuing the card by the bank after taking into account a number of factors such as the applicant’s annual income, credit score and credit history.

Some of the best credit cards for beginners are the Axis NEO credit card, Axis MY ZONE credit card, and Axis Flipkart credit card.

 Axis Bank offers a special loyalty EDGE  Rewards programme for its cardholders. Under this programme, the bank offers a number of credit card reward points that can be redeemed against a host of products, offers, and discounts. 

Yes, you can apply for up to 4 add-on cards with your existing primary Axis Bank credit card.

As an Axis Bank credit cardholder, you can redeem your earned rewards using three methods: the Axis Bank mobile app, the Axis Bank EDGE REWARDS website, or through internet banking. 


To redeem your rewards using internet banking, you need to log in to your Axis Bank website account, click on Account, select the “EDGE  Rewards” option, and then click on “Redeem Now.” Alternatively, you can redeem your rewards using the Axis Bank mobile app by selecting the Reward points option and then choosing products from the Rewards Store or making bookings through the Travel EDGE  option. You can also select Instant Vouchers from a list of popular brands. 

Lastly, you can redeem your rewards by logging in to your account on the Axis Bank EDGE  REWARDS website, clicking on Redeem Now, and selecting from a wide variety of products, making travel bookings, or recharging your phone. These steps will help you redeem your Axis Bank credit card rewards with ease.

Axis Bank allows you to get an add-on or supplementary card against your existing credit card from the bank. The features offered on an add-on card are the same as the parent card. Axis Bank lets you apply for up to 4 add-on cards. Just contact the nearby branch for availing an add-on card.

Most Axis Bank credit cards have various charges and fees that you need to be aware of as a cardholder. 

 The first type of fee is the Joining/Annual fee, which varies depending on the specific Axis Bank credit card. 

 The second type of fee is the Finance charges, which can be up to 3.4% per month or 49.36% per annum. 

 The third type of fee is the Late Payment Fee, which is charged on outstanding balances. If the outstanding balance is less than ₹500, there is no late payment fee. However, if the balance is between ₹501 and ₹5,000, the fee is ₹500. If the balance is between ₹5,001 and ₹10,000, the fee is ₹750. And if the balance is greater than ₹10,000, the fee is ₹1200.

Please note that certain charges may differ across card types. For detailed information about the fees and charges for specific Axis Bank credit card variants, please refer to the terms and conditions.

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