Axis Bank Credit Card

Yes, you can apply for up to 4 add-on credit cards against your primary credit card.

Yes, Axis Bank credit cards are accepted the world over and can be used to transact at ease at international locations.

The minimum salary criteria vary for different cards. However, ideally, you must have a minimum annual income of ₹6 Lakhs. You can also apply for a credit card against a fixed deposit.

The credit limit on your Axis Bank card varies from one cardholder to cardholder. The credit card limit is decided at the time of issuing the card by the bank after taking into account a number of factors such as the applicant’s annual income, credit score and credit history.

Some of the best credit cards for beginners are the Axis NEO credit card, Axis MY ZONE credit card, and Axis Flipkart credit card.

 Axis Bank offers a special loyalty EDGE  Rewards programme for its cardholders. Under this programme, the bank offers a number of credit card reward points that can be redeemed against a host of products, offers, and discounts. 

Yes, you can apply for up to 4 add-on cards with your existing primary Axis Bank credit card.

As an Axis Bank credit cardholder, you can redeem your earned rewards using three methods: the Axis Bank mobile app, the Axis Bank EDGE REWARDS website, or through internet banking. 

To redeem your rewards using internet banking, you need to log in to your Axis Bank website account, click on Account, select the “EDGE  Rewards” option, and then click on “Redeem Now.” Alternatively, you can redeem your rewards using the Axis Bank mobile app by selecting the Reward points option and then choosing products from the Rewards Store or making bookings through the Travel EDGE  option. You can also select Instant Vouchers from a list of popular brands. 

Lastly, you can redeem your rewards by logging in to your account on the Axis Bank EDGE  REWARDS website, clicking on Redeem Now, and selecting from a wide variety of products, making travel bookings, or recharging your phone. These steps will help you redeem your Axis Bank credit card rewards with ease.

Axis Bank allows you to get an add-on or supplementary card against your existing credit card from the bank. The features offered on an add-on card are the same as the parent card. Axis Bank lets you apply for up to 4 add-on cards. Just contact the nearby branch for availing an add-on card.

Most Axis Bank credit cards have various charges and fees that you need to be aware of as a cardholder. 

 The first type of fee is the Joining/Annual fee, which varies depending on the specific Axis Bank credit card. 

 The second type of fee is the Finance charges, which can be up to 3.4% per month or 49.36% per annum. 

 The third type of fee is the Late Payment Fee, which is charged on outstanding balances. If the outstanding balance is less than ₹500, there is no late payment fee. However, if the balance is between ₹501 and ₹5,000, the fee is ₹500. If the balance is between ₹5,001 and ₹10,000, the fee is ₹750. And if the balance is greater than ₹10,000, the fee is ₹1200.

Please note that certain charges may differ across card types. For detailed information about the fees and charges for specific Axis Bank credit card variants, please refer to the terms and conditions.