Axis Credit Card

Apply for Axis Bank Credit Card

Fast Processing | Great Discounts & Offers | Easy EMI Facility

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Axis Bank now!

Axis Bank Credit Cards

Axis Bank credit cards come with higher credit limits, reward points, cashback options, discounts on shopping, dining and e-commerce transactions, exclusive gift vouchers, and much more. You can use your Axis credit card to pay your utility bills conveniently, enjoy dining delights discounts of up to 20% at partner restaurants in India, avail easy EMI Conversion on big purchases, and get assured discounts on e-commerce websites like Myntra, Amazon, etc. You also get to earn and redeem EDGE REWARD points on every spend you make using your Axis Bank Card. Below detailed are various features and benefits of Axis credit cards, eligibility & documents required, and details on how to apply for Axis credit cards.

How to Apply for an Axis Bank Credit Card?

The Axis Bank credit card apply online option is available at Bajaj MARKETS. All you need to do is follow the steps mentioned below:

  • Step 1: Visit Bajaj MARKETS website to check the range of Axis Bank credit cards available

  • Step 2: Help us with a few of your details to ascertain your eligibility

  • Step 3: Compare the multiple credit card options available

  • Step 4: Select the Axis Bank credit card that best matches your lifestyle

  • Step 5: Click on ‘Apply’

Apart from the online mode, you can also apply for an Axis Bank credit card offline by visiting your nearest Axis Bank branch. A bank executive would help you select a suitable credit card. You can then fill in the application form, attach the requested documents, and submit the form at the branch.

Axis Bank Credit Cards

  • Joining Fee
    ₹500 + GST
  • Annual Fee (2nd year onwards)
    ₹500 + GST
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MY ZONE Credit Card

  • Benefits
    The MY ZONE Credit Card is an all-rounder when it comes to offers! You get 40% off on Swiggy, free SonyLiv 1 year subscription, complimentary airport lounge access, fuel surcharge waiver and much more!
  • Joining Fee
    ₹250 + GST
  • Annual Fee
    ₹250 + GST
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NEO Credit Card

  • Benefits
    The NEO Credit Card offers a lot with the main benefits being gift vouchers from Amazon, BookMyShow and Myntra. You can get up to 20% off at 4000+ partner restaurants across India. Get 10% off on movies, mobile recharges, online shopping & more.
  • Joining Fee
    ₹500 + GST
  • Annual Fee(2nd year onwards)
    ₹500 + GST
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  • Benefits
    INDIANOIL AXIS BANK Credit Card is a specially designed credit card to benefit you on every fuel transaction. Enjoy accelerated reward points and surcharge waiver at fuel outlets. Get instant discount on your movie tickets booked via BookMyShow website/app & 20 EDGE REWARD points on every Rs. 100 spent on fuel at IOCL outlets.
  • Joining Fee
    ₹3000 + GST
  • Annual Fee (2nd year onwards)
    ₹3000 + GST
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SELECT Credit Card

  • Benefits
    SELECT credit card is one of the best credit cards that you can apply for. With this credit card, you get exclusive access to movie ticket offers on BookMyShow, 20% Off on BigBasket, 40% instant discount on Swiggy, milestone bonuses on premier spend, airport lounge access, fuel surcharge waiver, Complimentary Golf rounds, and much more.

Eligibility Criteria and Documents Required for Axis Bank Credit Cards

The basic Axis Bank credit card eligibility criteria and the documents needed to get the Credit Card:

Eligibility Criteria

  • Cardholder should be between the age of 18 and 70 years

  • Add-on cardholder should be over 15 years

  • The individual should either be a Resident of India or a Non-Resident Indian

Documents Required

  • PAN card photocopy or Form 60

  • Colour photograph

  • Latest payslip/Form 16/IT return copy as proof of income

  • Residence proof & Identity Proof

Axis Bank Credit Card Benefits and Features

Depending on the Axis Credit card type, you will be entitled to various offers and discounts. Some of the common benefits you can enjoy on Axis Bank credit cards include:

  • Welcome Gifts
    Axis Bank offers attractive welcome benefits on their credit cards. For instance, with the Axis NEO credit card, you get a gift voucher from Amazon, 6 months subscription for Grofers and 1mg, and 3 months subscription for Zomato Pro!

  • Movie Ticket Discounts
    Get assured discounts on the movie tickets you book using Axis Bank credit cards. Get 25% cashback, worth up to ₹100, on movie tickets with Paytm all week. Similar discounts are also available on BookMyShow.

  • Offers on Dining
    Enjoy up to 20% off at 4,000+ partner restaurants across India with Axis Bank credit cards.

  • Rewards
    The EDGE Loyalty programme of Axis Bank offers over 500 rewards that you can redeem against a host of categories like travel, electronics, entertainment, dining, online shopping, etc.

  • Lounge Access
    The Axis Bank credit card offers you VIP lounge access at airports across the country. You also get to earn and enjoy exclusive airline vouchers.

  • High Security
    Axis Bank credit cards prioritise the safety of your finances. They have EMV chips embedded in them for enhanced security.

5 Best Axis Bank Credit Cards

Each Axis Bank credit card is designed to cater to your different needs. Let us look at some of the popular Axis credit cards in detail.

Axis MY ZONE Credit Card

Category: Entertainment


Ideal for: The card is ideal for people looking to enjoy exciting offers and cashback on entertainment.



  • Complimentary airport lounge access

  • Exciting offers on entertainment such as buy-one-get-one-free on movie ticket purchases via Paytm Movies.

  • 40% off on Swiggy

  • SonyLIV premium annual subscription

  • 4 EDGE REWARD points for every ₹200 spent

  • Flat ₹600 off on Ajio on a minimum transaction of ₹2,000 as a welcome benefit.


Annual Fee: ₹500

Axis NEO Credit Card


Category: Entertainment and Shopping


Ideal for: The card is best suited for people looking to save on movie tickets and shopping.



  • Get a free gift voucher for Amazon, as well as a subscription of Zomato Pro, 1mg, and Grofers.

  • Discounts on BookMyShow, Myntra, Zomato, Paytm and Grofers.

  • Minimum 15% discount at 4,000+ partner restaurants across India

  • On spends within 30 days of card issuance, you get an Amazon gift voucher of ₹250.

  • Get 1 EDGE REWARD point for every ₹200 spent on the card.


Annual Fee: ₹250

Indian Oil Axis Bank Credit Card


Category: Fuel


Ideal for: The card is best suited for people looking to save on fuel expenses.



  • With this fuel credit card, you can enjoy accelerated reward points such as 4% value back on expenses made for fuel, and surcharge waiver at Indian Oil fuel outlets.

  • Upto 10% Instant discounts on movie tickets booked via the BookMyShow website/app.

  • Get 1% value back on online shopping

  • Enjoy annual fee waiver on spends exceeding ₹50,000 in a year


Annual Fee: ₹500

Axis Bank SELECT Credit Card


Category: Online Shopping and Entertainment


Ideal for: The card is best suited for people looking to save on online shopping expenses and movie tickets.



  • Amazon gift voucher worth ₹2,000 as an activation benefit

  • Complimentary Amazon Prime Membership

  • Movie ticket offers on BookMyShow

  • 1% fuel surcharge waiver, 20% Off on BigBasket, 40% instant discount on Swiggy

  • Airport lounge access

  • 10 EDGE REWARD Points on every ₹200 spent, 2X EDGE REWARD Points on retail shopping spends


Annual Fee: ₹3,000


Axis Bank Vistara Infinite Credit Card


Category: Travel


Ideal For: The card is best suited for people who travel frequently



  • The card offers a complimentary business class ticket voucher and club Vistara gold membership as a welcome benefit.

  • Cardholders can also earn 6 CV points on every ₹200 spent.

  • Enjoy perks such as 4 complimentary business class tickets on reaching milestone spends.

  • The card also comes with an air accident cover of upto ₹2.5 crores.


Annual Fee: ₹10,000

Axis Bank Credit Card Fees and Charges

Depending on the card variant, the Axis Bank credit card charges will vary. However, below-mentioned is a gist of general fees and charges which you can expect:

  • Joining/Annual Fees: Varies with the card

  • Cash Withdrawal Fee: 2.5% on the amount withdrawn, subject to a minimum of ₹250

  • Cash Payment Fee: ₹100

  • Finance Charges: 3.40% per month (49.36% per annum)

  • Late Payment Charges: Nil-₹1,200 depending on the balance

How to Contact Axis Bank Credit Card Customer Care?

In case you are facing any issue with your Axis Bank credit card, or have any questions, or need any form of assistance, you can get in touch with the Axis Bank credit card customer support. The Axis Bank credit card customer care number is 1860 419 5555 / 1860 500 5555. Alternatively, you can submit your grievances at

Why Choose an Axis Bank Credit Card from Bajaj MARKETS?

There are multiple reasons to choose Bajaj MARKETS to apply for Axis Bank Credit Cards:

Rewards & Discounts

Get some of the best rewards on Axis Credit Cards on Bajaj MARKETS. Apply for credit cards online at Bajaj MARKETS and get one packed with rewards and offers from your favourite brands.

Joining Benefits

Enjoy assured joining benefits on multiple credit cards at Bajaj MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashbacks, and much more!

One Platform, Many Cards

At Bajaj MARKETS, we have just the right amount of credit cards for you. Whether you want a one that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

Convert Purchases into EMIs

Purchases made through any of the Axis Bank Credit Cards available at Bajaj MARKETS can be converted into EMIs easily. Apply for an Axis Bank credit card online today.

Stringent Security Measures

With cyber-crime being a global issue, your credit card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!

How to Apply for Axis Bank Credit Card?

Axis Bank Credit Card

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EMI Card


FAQs about Axis Bank Credit Card

  • ✔️How do I apply for an Axis Bank Credit Card?

    You can apply for an Axis Bank credit card online at Bajaj MARKETS. Just follow the 5 quick steps mentioned below and you’re done!

    • Visit the Bajaj MARKETS website

    • Fill in your details

    • Check out the list of multiple credit cards from Axis Bank available on the website

    • Compare the options based on fees, benefits, features, etc

    • Select the credit card that best matches your lifestyle and click “Apply”.

  • ✔️How to select the right Credit Card for yourself?

    You should select a Credit Card basis your spending patterns, the offers and rewards being offered, the annual fees for that Credit Card and the Welcome gifts being provided.

  • ✔️Can you apply for multiple Credit Cards?

    Yes, you can apply and keep multiple Credit Cards at the same time. Check out the Axis Bank Credit Cards being offered at Bajaj MARKETS and apply for your favourite Credit Cards today!

  • ✔️What is the eligibility criteria for Axis bank credit cards?

    To be eligible, you should be between the age of 18 and 70 years. If you’re an add-on cardholder, you should be over 15 years old. You should either be a Resident of India or a Non-Resident Indian.

  • ✔️Can I get a Credit Card if my Credit Score is poor?

    Having a poor credit score greatly decreases your chances of having a good Credit Card by a huge margin. It is strongly advised that one should have a good credit score in case you want to increase your chances of getting a Credit Card approved by the issuer.

  • ✔️What is the Minimum Salary for Axis credit card?

    The minimum salary criteria varies for different Axis Bank credit cards. However, ideally, a cardholder must have a minimum annual income of ₹6 lakhs

  • ✔️What is Axis Credit Card Limit?

    The Axis Bank credit card limit varies from one cardholder to another. The credit card limit is decided at the time of issuing the card by the bank after taking into account a number of factors such as the applicant’s annual income, credit score and credit history.

  • ✔️Which Axis Credit Card is Best for Beginners?

    Some of the best Axis credit cards for beginners are:

    • Axis NEO credit card

    • Axis MY ZONE credit card

    • Axis Select Credit card

    • Axis Flipkart Credit Card

  • ✔️What are EDGE Rewards?

    Axis Bank offers a special loyalty EDGE Rewards programme for its cardholders.Under this programme, the bank offers a number of credit card reward points on spends that can be redeemed against a host of products, offers, and discounts available in the EDGE Rewards catalogue.

Axis Bank Credit Card Reviews

Axis Bank Credit Card Reviews

4out of 5

15 reviews


I've had an AXIS bank credit card for three years; it's a free card for life, so I applied for it through the bank. The agent has told me everything I need to know about the card. I used to get ten percent discounts on gas and shopping. The card's limit is Rs. 45000, and I used to pay my bills through the bank. I also use their excellent net banking service.

Nice card!

This is an Axis Bank Flip card, and I'm earning extra reward points, which I'm converting into Indian rupees immediately from my account, at a rate of 5% on all transactions. I like the credit limit, and this card offers EMI options, as well as good customer support.

Best card!

Because an Axis bank representative called me directly, I applied for this credit card in my personal name. The customer service was excellent, and the credit limit was adequate. The limit is good; they gave me twice my wage. I use this card for everything.


This is an AXIS Bank privilege credit card, which I applied for through a different route. I received a soft copy of my credit card statement. It's a travel card that I use to purchase airline tickets and receive airline discounts; it's quite beneficial.


Because I have an AXIS bank account, the banker has offered me a credit card. I received my card on time and without any problems. The bonus points are excellent. This card was used to make an online payment. I have another card from the same bank, but it has a different version, and generating a pin was a difficult procedure; I hope the bank would look into it.

Good enough!

For the past year, I've been utilising an AXIS NEO card. It's a free card for life, and the credit limit is adequate. They just recommended an increase, but I declined. Their service is excellent, and their prices are competitive. I use it for internet shopping because there aren't many deals on this card.


This is a privilege card that I've had for 18 months, and they've provided me with an adequate credit limit. Axis bank provides excellent customer service.

Worth it!

My zone credit card was supplied to me by AXIS Bank, and this offer was provided to me by the bank. I've only recently started using this card, and everything is done online, which is really convenient and eliminates the need for manual labour. It was authorised within 1-2 days, and I received my card on the third day.


My credit card is from Axis Bank, and it was obtained through the bank. I've had this zone card for around 3 to 4 years. This was a free card for life, with the ability to make card-to-card payments. Fuel benefits, movie ticket offers, and airport lounge access are also offered, as well as Emi conversion.

Great service!

I'm using an Axis bank credit card that I got from the bank. This card offers fuel discounts, movie ticket discounts, and cash back discounts, all of which are quite handy. This credit card provided excellent service; it was a lifetime free card that did not cause any problems till it was delivered.

Big Savings on Fuel

With sky-rocketing fuel prices, I needed a Credit Card that could help me save on this ever increasing expense of mine. The INDIANOIL AXIS BANK Credit Card was just what I needed. Helped me save big-time.

All-rounder Card

Choosing the MY ZONE Card was a very good decision as I got many vouchers with it! Plus the online process of applying for this Credit Card on Finserv MARKETS was very smooth. Highly recommended if you are looking for an all-in-one card.

Best Card for Savings on Fuel

I have been using the INDIANOIL AXIS BANK Credit Card for quite some time now and I must say this is your go-to card if you are looking to save on your fuel expenses. I was also extremely satisfied with Finserv MARKETS portal as my application got approved in just a few clicks.

Great Offers!

I have the NEO Credit Card and it has proved to be a complete all-rounder for me! I got discounts on shopping, movie tickets, and it was extremely easy to convert my spends into smaller EMIs. Applying on Finserv MARKETS was very simple. I am totally satisfied with this card.

Quick & Easy Process

I have taken MY ZONE Credit Card from Finserv MARKETS. I have just started using it and the best part is that I got an approval real quick and the application was very easy to fill.