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As an HDFC Bank Credit Card user, you have complete liberty to deactivate your account. A few reasons could be a stolen card or general dissatisfaction. You can deactivate this card through any means of your choice. It could be through online methods like net banking, mobile banking, and SMS or by visiting the branch yourself. The process is seamless and will only take a few minutes to close. 

How to Deactivate Your HDFC Bank Credit Card Online

Follow the steps given below to cancel your HDFC Bank Credit Card on your mobile in a matter of minutes:

Through MyCards

  • Visit mycards.hdfcbank.com 

  • Enter your registered mobile number

  • Submit the OTP sent to you via SMS

  • Choose the credit card that you’d like to deactivate

  • Select your reason for deactivation

  • Authenticate the process with the OTP sent to your phone number

Through Net Banking

  • Use your net banking user ID and password to log in

  • Select the ‘Credit Cards’ tab

  • Click on ‘Credit Card Hotlisting’

  • Choose the credit card that you’d like to deactivate

  • Select your reason of cancellation

  • Confirm if you’d like the card to be reissued 

Through SMS

  • Type ‘Block Credit Card <last 4 digits of the credit card number>’ into your SMS app

  • Send the message to 7308080808

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How to Deactivate Your Credit Card Offline

Here’s how you can deactivate your HDFC Bank Credit Card offline:

  • Visit an HDFC Bank branch that is closest to you

  • Request for an application form after explaining your query

  • Fill out the form with accurate information

  • Submit the form

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

Can we deactivate an HDFC Bank Credit Card online?

Yes, you can. You could opt for methods like net banking, mobile banking, SMS, etc. to do so. 

Can I permanently close my HDFC Bank Credit Card?

Yes, you can. You can initiate the process online or visit an HDFC Bank branch.

Is it easy to close an HDFC Bank Credit Card?

Yes, it certainly is! The bank offers you many modes of completing this process and you can choose the one that suits you best. You can complete the application process within minutes. 

What happens if I deactivate my HDFC Bank Credit Card?

If you decide to deactivate your HDFC Bank Credit Card, you will not be able to process any transactions through that card. 

What are the charges to deactivate my HDFC Bank Credit Card?

You aren’t expected to pay anything to deactivate your credit card. 

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