ICICI HPCL Credit Card

ICICI HPCL Credit Card

When credit cards were first introduced to the Indian market, they were considered a luxurious product that most people might not be able to afford. Since then, lifestyles have undergone a lot of changes, and people are now more willing to try new payment methods.

Credit cards have especially shown a lot of utility for the young, urban population who are setting up their own homes for the first time. Credit cards are especially useful for purchasing electronic appliances and consumer appliances, such as washing machines, refrigerators, etc.

ICICI Bank, one of the most prominent banks in India, has several credit card offerings in the market. All are popular with consumers owing to the wide range of benefits and rewards they offer on the purchase of goods and services.

ICICI Bank, in collaboration with Hindustan Petroleum Corporation Limited (HPCL), launched the HPCL credit card. The card offers a range of benefits and rewards but is especially geared toward saving consumers excess costs while purchasing fuel.

This card can be redeemed against a range of services and earn the cardholders a lot of rewards. If this card is used at any HPCL outlet, the cardholder will not have to bear the 2.5% surcharge which is liable on payment through other credit cards. At every step, this credit card endeavours to reduce your expenses and maximise your earnings.

ICICI HPCL Credit Card Benefits & Features

There are several interesting features and benefits offered by the ICICI HPCL credit card.

Among its many benefits, HPCL credit card benefits include:

• The ICICI Bank HPCL credit card can be used globally to make payments at any store or outlet that allows Visa card or Mastercard payments

• The annual fee on the ICICI HPCL card can be reversed if you spend more than ₹50,000 through it annually

• Your outstanding balance from other credit cards can be transferred to this credit card, which you can then repay through EMIs and availing a lower interest rate

While the HPCL credit card benefits are numerous and attractive, the features of the ICICI Bank HPCL credit card ensure that it remains a sought-after product in the market constantly.

• For every ₹100 spent on retail purchases, excluding fuel, 2 payback points are earned by the cardholder

• If the card is swiped on ICICI merchant services and swipe machines for making fuel transactions for a maximum of ₹4,000 pumps, the cardholder is eligible for 1% of fuel surcharge.

• If the card is swiped on ICICI merchant services and swipe machines for making fuel purchases at HPCL pumps, the consumer can get cashback for up to ₹100.

ICICI Bank HPCL Credit Card Fees & Charges

ICICI HPCL Card Rewards

With credit cards being made available by a range of banks in the market, there is immense competition by companies to gain more customers. With this objective, companies are offering different kinds of rewards to appeal to customers. Some of the rewards offered by the ICICI HPCL credit card include the following:

As part of the ICICI Culinary Treats Program, the ICICI HPCL credit card benefits include a minimum 15% of savings on dining bills at more than 2,500 participating restaurants. 

The Easy Bill Pay facility on the ICICI HPCL card helps you conveniently and easily pay your regular utility bills, such as for your mobile, electricity, etc.

Twice a month, the HPCL credit card lets you get ₹100 off on movie tickets, if they are booked through bookmyshow.com.

ICICI Bank HPCL Credit Card Eligibility Criteria

Eligibility Criteria

• The applicant must be aged between 21-65 years

• It is necessary for the applicant to demonstrate a stable credit history

• The salaried applicant needs to have an income of ₹30,000 per month and self-employed needs to have an annual income of ₹6,00,000 or above.

Documents Required

• Residence proof (Aadhar Card, Passport, Utility Bills)

• Identity proof (Aadhar Card, PAN Card, Driver’s Licence)

How to Apply for HPCL Credit Card on Bajaj Markets?

• Step 1: Visit Bajaj Markets: Visit us online

• Step 2: Fill in your details: Help us with a few of your details

• Step 3: Check out the list of multiple Credit Cards from ICICI Bank: Compare between the multiple options available

• Step 4: Make a Choice!: Select ICICI HPCL Credit Card

• Step 5: Submit your form: And you're done!

Who Should Get the ICICI HPCL Credit Card?

If you are looking for a credit card which offers benefits in one of the following areas, then you must opt for an ICICI HPCL credit card:

• You have been looking for credit cards and specifically for a fuel credit card

• You are looking for a fuel credit card with a low annual fee

• Apart from low annual fees, you are also looking at getting some special benefits at HPCL petrol stations

• Lastly, you are someone who is considering a card that offers services that include roadside assistance