ICICI HPCL Credit Card

ICICI Bank HPCL Credit Card

When credit cards were first introduced to the Indian market, they were considered a luxurious product that most people might not be able to afford. Since then, lifestyles have undergone a lot of changes, and people are now more willing to try new payment methods.

Credit cards have especially shown a lot of utility for the young, urban population who are setting up their own homes for the first time. Credit cards are especially useful for purchasing electronic appliances and consumer appliances, such as washing machines, refrigerators, etc.

ICICI Bank, one of the most prominent banks in India, has several credit card offerings in the market. All are popular with consumers owing to the wide range of benefits and rewards they offer on the purchase of goods and services.

ICICI Bank, in collaboration with Hindustan Petroleum Corporation Limited (HPCL), launched the ICICI HPCL credit card. The card offers a range of benefits and rewards but is especially geared toward saving consumers excess costs while purchasing fuel.

This card can be redeemed against a range of services and earn the cardholders a lot of rewards. If this card is used at any HPCL outlet, you will not have to bear the 2.5% surcharge which is liable on payment through other credit cards. At every step, this credit card endeavours to reduce your expenses and maximise your earnings.

ICICI HPCL Credit Card Benefits & Features

There are several interesting features and benefits offered by the ICICI HPCL credit card.

Some of this cards features and benefits are:

• The ICICI HPCL credit card can be used globally to make payments at any store or outlet that allows Visa card or Mastercard payments

• The annual fee on the ICICI HPCL credit card can be reversed if you spend more than ₹50,000 through it annually

• Your outstanding balance from other credit cards can be transferred to this credit card, which you can then repay through EMIs and availing a lower interest rate

While the ICICI HPCL credit card benefits are numerous and attractive, they ensure that it remains a sought-after product in the market constantly.

• For every ₹100 spent on retail purchases, excluding fuel, 2 payback points are earned by the cardholder

• If the card is swiped on ICICI swipe machines for making fuel transactions for a maximum of ₹4,000 pumps, the cardholder is eligible for 1% of fuel surcharge.

• If the card is swiped on ICICI swipe machines for making fuel purchases at HPCL pumps, the consumer can get cashback for up to ₹100.

ICICI HPCL Credit Card Eligibility and Documentation 

The  ICICI HPCL Credit Card comes with a simple eligibility checklist making it super-easy to avail of its myriad benefits. If you wish to apply for the card, you should be:

• 21-65 years of age. 

• A salaried employee or self-employed individual with a stable income.

• A credit-worthy borrower with a good credit score of at least 750 or above. 

• Able to demonstrate a stable credit history. 

If you meet this eligibility checklist, you simply have to submit the following documents to successfully apply for the card:

• Identity proof (PAN Card, voter’s ID, passport, driver’s licence, etc.)

• Address proof (Aadhaar Card, utility bills, passport, etc.)

• Two passport-sized photos

• Salaried employees must submit their latest salary slips, form 16, and last three months’ bank statements.

• Self-employed persons must submit last two year’s ITR statements, proof of business, and Last three months’ bank statements.

How to Apply for an ICICI HPCL Credit Card on Bajaj Markets

• Step 1: Visit Bajaj Markets: Visit us online 

• Step 2: Fill in your details: Help us with a few of your details

• Step 3: Check out the list of multiple Credit Cards from ICICI Bank: Compare between the multiple options available

• Step 4: Make a Choice!: Select ICICI HPCL Credit Card

• Step 5: Submit your form: And you're done!

ICICI HPCL Card Rewards

With credit cards being made available by a range of banks in the market, there is immense competition by companies to gain more customers. With this objective, companies are offering different kinds of rewards to appeal to its customers. Some of the rewards offered by the ICICI HPCL credit card include the following:

• As part of the ICICI Culinary Treats Program, the ICICI HPCL credit card benefits include a minimum 15% of savings on dining bills at more than 2,500 participating restaurants. 

• The Easy Bill Pay facility on the ICICI HPCL card helps you conveniently and easily pay your regular utility bills, such as for your mobile, electricity, etc.

• Twice a month, the ICICI HPCL credit card lets you get ₹100 off on movie tickets, if they are booked through bookmyshow.com.

ICICI HPCL Credit Card Rewards Redemption

The best part about the ICICI HPCL credit card is that you can redeem your PAYBACK points directly at an HPCL gas station for fuel. Available at select HPCL stations, with this feature you can use 2000 reward points to purchase fuel worth ₹500. 

You can also redeem your ICICI HPCL credit card PAYBACK reward points by simply logging into your netbanking account or visiting the PAYBACK website. Alternatively, you can also call the customer care number and pick a gift from the exclusive rewards catalogue in exchange for your points. 

Who Should Get the ICICI HPCL Credit Card?

If you are looking for a credit card which offers benefits in one of the following areas, then you must opt for an ICICI HPCL credit card:

• You have been looking specifically for a fuel credit card

• You are looking for a fuel credit card with a low annual fee

• Apart from low annual fees, you are also looking at getting some special benefits at HPCL petrol stations

• Lastly, you are someone who is considering a card that offers services that include roadside assistance