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Buy ACs on EMI

While India is home to diverse regions and weather conditions, an air conditioner is a must-have to beat high temperatures.  However, ACs can be quite expensive. So, it’s wise to look for affordable financing options to help you make the purchase. 


A popular choice is the Bajaj Finserv EMI Network Card. You can get an AC on EMI without a credit card using the EMI card.

Some of the Best EMI Offers on ACs at Bajaj Finserv Partner Stores

We’ve compiled a list of some of the best ACs that you can purchase using your Bajaj Finserv EMI Network Card: 

1. Panasonic 2 Ton 5-Star Wi-Fi Inverter Smart Split AC

Ideal for large living rooms, this Panasonic 2-ton air conditioner has a maximum cooling capacity of 20,815 BTU. Despite being so powerful, the appliance consumes very less electricity owing to its 5-star energy efficiency. 

Since it's a smart AC, it can be connected to your home’s Wi-Fi network and controlled remotely through the Panasonic smartphone app or via voice assistants. This includes Alexa and Google Assistant. The 7-in-1 convertible mode in the AC allows you to quickly adjust the tonnage according to your needs. 


  • No Cost EMI: ₹87,900/Repayment tenor in months 


2. Lloyd 2.0 Ton 3-Star Inverter Split AC

The Lloyd 2-ton inverter split AC is a heavy-duty model that’s capable of cooling down large rooms in just a matter of a few minutes. The appliance gets a Golden Fin Evaporator which not only increases the thermal efficiency but also prevents corrosion and rust. 


Its indoor unit gets both an anti-viral filter and a PM 2.5 filter which help keep the surrounding air clean from dust, allergens, and harmful microbes. The outdoor unit uses the more eco-friendly R-32 refrigerant which is non-toxic and doesn’t harm the environment in any way. 


  • No Cost EMI: ₹77,990/Repayment tenor in months 


3. LG 1.5 Ton 5-Star DUAL Inverter Window AC

The LG 1.5-ton 5-star window AC is one of the few window air conditioner models in the market right now. It is equipped with dual inverters for stabilizer-free operation even during periods of voltage fluctuations. 


The condenser coil in the appliance features a special ocean black protection coating that enhances its durability, prevents rust and corrosion, and boosts cooling efficiency. Some of the noteworthy features of this window AC from LG include an auto restart function, anti-viral filters, low-gas detection, and a clean filter indicator. 


  • No Cost EMI: ₹75,990/Repayment tenor in months 


4. Godrej 1.5 Ton 5-Star Inverter Split AC

Equipped with an inverter compressor that’s capable of producing up to 5.2 Kilowatts of cooling power, this Godrej 1.5-ton AC can provide optimal cooling even at 52°C. The condenser of the AC is made from 100% copper for better cooling efficiency and lower losses. 


The self-clean function allows you to quickly clean the coils of the indoor unit at just the touch of a button. Owing to the presence of a Brush-Less Direct Current (BLDC) motor, the indoor unit emits little to no noise, allowing you to sleep peacefully through the night. 


  • No Cost EMI: ₹54,900/Repayment tenor in months 
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Why Should You Buy an AC on No Cost EMI?

Wondering how you can purchase a new AC without dipping into your savings or taking a hefty loan? A No Cost EMI may be exactly what you’re looking for. A No Cost EMI is a simple and affordable way to make big-ticket purchases. 


When you make a purchase using the Bajaj Finserv EMI Network Card, your total purchase amount is converted into No Cost EMIs. As the name suggests, No Cost EMIs come with virtually no costs, and this includes interest charges as well. 


Here are some reasons why you should consider purchasing an AC on No Cost EMI using the Bajaj Finserv EMI Network Card: 

  • No Cost EMIs do not come with any interest payments, as long as you make your repayments on time. An interest-free EMI is significantly more cost effective than a regular EMI. 

  • You can also choose a repayment plan that works for you. Bajaj Finserv offers EMI tenors of up to 60 months. Since there are no interest charges involved, you can pick a tenor option without worrying about interest accrual. 

  • The Bajaj Finserv EMI Network Card is a versatile financing instrument that lets you buy over a million products on No Cost EMIs. This means that the choices are endless and you can purchase your favourite AC without any compromises.

FAQs Related to ACs on EMI

How can I get AC on EMI without a credit card?

You can get an AC on EMI without a credit card using the Bajaj Finserv EMI Network Card applied from bajajfinservmarkets.in. This EMI card can be used to make purchases on No Cost EMIs with a small down payment.

What are the benefits of buying an AC on EMI?

When you purchase an AC on EMI, you don’t have to pay the total purchase amount upfront. This can be quite helpful in helping you manage your finances better.

Can I buy an AC with zero down payment?

Yes, you may be able to purchase an AC at No Cost EMI using the Bajaj Finserv EMI Network Card. There may be zero down payment offers on electronics and appliances (including ACs) that you can take advantage of.

Can I choose a repayment plan of my choice while purchasing an AC?

Yes, you can choose your preferred payment plan when you purchase your AC using the Bajaj Finserv EMI Network Card. You can choose between tenor options of up to 60 months.

Can we pay the full EMI at once?

Yes, Bajaj Finserv lets you foreclose your EMI loan account without any charges. You can request for a premature loan closure after making your first EMI payment.

How much EMI should I take?

While making any EMI purchase, it’s important to take a look at your finances. This will help you understand how much you can afford to set aside each month towards EMIs. After analysing your finances, choose a repayment plan that suits your needs and goals. 


Many experts suggest that your total EMIs obligation must not exceed 40% of your monthly income. So, that’s something worth keeping in mind. 

Can I buy 2 split ACs on EMI using the Bajaj Finserv EMI Network Card?

Yes, you can buy two or even, three split ACs on EMI using your Bajaj Finserv EMI Network Card. Just make sure that your total purchase amount does not exceed your pre-approved loan amount.

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