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Voltas AC on EMI

Bring home the latest Voltas AC at no-cost EMIs with an Insta EMI Card

Products on No Cost EMI 1 Mn+
Partner Stores 1.5 Lakh
Pre-approved Loan ₹2 Lakhs*
Trusted by 7.9 Mn+ Customers
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4.4 (226K reviews)

Last updated on: Aug 07, 2026

Buy a Voltas AC on EMI

Voltas is one of India's leading air conditioner brands, offering a range of models for different room sizes and cooling requirements. Whether you need a split AC or a window AC, you can choose a model that suits your budget and preferences.

Instead of paying the full cost upfront, you can buy a Voltas AC on EMI with the Bajaj Finance Insta EMI Card. This allows you to divide the purchase amount into manageable monthly instalments, making it easier to budget for your purchase.

Get the Latest Voltas AC EMI Offers on MyVoltas Stores

You can buy select Voltas AC models on EMI with the Bajaj Finance Insta EMI Card and spread the cost into manageable monthly instalments. 

Here are some Voltas AC models available on the MyVoltas Store:

Model Tonnage Star Rating Price* EMI/Month** Tenure

123INV Vectra Emerald

1 Ton

3 Star

₹33,000

₹2,750

12 Months

123INV Vectra Elegant

1 Ton

3 Star

₹33,000

₹2,750

12 Months

123INV Vertis Elite

1 Ton

3 Star

₹34,500

₹2,875

12 Months

183INV Vectra Zen Silver

1.5 Ton

3 Star

₹35,000

₹2,917

12 Months

243INV Vectra Elegant

2 Ton

3 Star

₹47,500

₹3,958

12 Months

*Disclaimer - Prices are based on the offer prices listed on the MyVoltas Store and are subject to change.

**EMI amounts are indicative calculations based on the listed offer price divided across a 12-month tenure. Actual EMI amounts, tenure options, and financing terms may vary depending on the lender's policies and applicable offers.

Benefits of Buying Voltas AC on EMI

Buying a Voltas AC on EMI can make your purchase more affordable and convenient. Here are the key benefits:

  • No-Cost EMI

Convert the cost of your Voltas AC into monthly instalments without paying additional interest charges, subject to the applicable offer.

  • Zero Down Payment

Eligible products may be available with a zero down payment facility, reducing the upfront amount you need to pay.

  • Flexible Tenure Options

Choose a repayment tenure that suits your budget and manage the cost through convenient monthly instalments.

  • No Foreclosure Charges

You can repay your loan before the tenure ends without incurring foreclosure charges, subject to the applicable terms and conditions.

Shop for a Voltas AC on EMI Using the Bajaj Finserv EMI Network Card

With a huge variety of retail partners, both offline and online, you have the ability to buy any Voltas AC conveniently. The online way to purchase is preferred by most consumers today and as the Bajaj Finserv Network partners with dedicated Voltas AC stores online, you are able to buy any Voltas AC with an EMI offer. At MyVoltas Stores, you get access to the Voltas Lounge from where you are able to browse and compare ACs and ultimately buy one in the following way:

  • Step 1: Visit the Voltas partner portal at Terms & Conditions - EMI – Voltas Lounge

  • Step 2: Read the ‘Terms and Conditions’.

  • Step 3: If you agree with them, you can proceed to buy your Voltas AC by dragging your cursor to ‘Air Conditioners’ and then proceeding to choose a Window or Split AC.

  • Step 4: Once you are in the required category, you can click on any model you have decided to buy after you have browsed several on offer.

  • Step 5: Then you must check whether your pin code falls within the purview of a serviceable area. If it does, you can continue the purchase process.

  • Step 6: After you add your AC to your cart, you can choose from available options to pay. You can select your payment mode where it says N0-Cost EMI with the Bajaj Finserv EMI Network Card. You may have to fill in a few card details and then submit these.

  • Step 7: Your preferred AC is finally purchased.

Pradnya
Financial Content Specialist

Reviewer

Saptarshi Ghosh

FAQs related to Voltas AC on EMI

Can I get a Voltas AC on EMI without a credit card?

Certainly! You can buy a Voltas AC on EMI through payments made by the Bajaj Finserv EMI Network Card.

Yes, you can! EMI is the best way to buy your Voltas AC as you can pay for it in monthly instalments, and this lets you afford it easily.

Yes, no-cost EMI option is available for the purchase of Voltas AC if you make the purchase using Bajaj Finserv EMI Network Card.

Yes, no-cost EMI option is available for the purchase of Voltas AC if you make the purchase using Bajaj Finserv EMI Network Card.

No, you don’t have to pay any interest if you purchase the Voltas AC on no-cost EMI by using the Bajaj Finserv EMI Network Card.

Yes, you can buy a Voltas AC on EMI without a credit card by using the Bajaj Finance Insta EMI Card. This card allows you to convert the purchase cost into manageable monthly instalments, subject to eligibility and the terms applicable at the time of purchase.

The EMI depends on the AC model, purchase price, and repayment tenure selected. For example, if a Voltas 1.5 Ton AC is priced at ₹35,000 and you choose a 12-month tenure, the indicative EMI would be around ₹2,917 per month. Actual EMI amounts may vary based on the financing terms and applicable offers.

Your EMI amount will depend on the AC price, tenure selected, and the financing plan applicable to your purchase. You can check the final EMI amount during checkout before completing the transaction.

The documents required may vary based on the lender's requirements and your eligibility. Generally, you may need:

  • A valid mobile number linked to your account

  • Basic KYC details, if required

  • Any other documents requested during verification

Please check the latest eligibility and documentation requirements at the time of application or purchase.

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