The PNB Housing Finance FD calculator can assist you in taking the right decision about your fixed deposit investment. It is essential to know your estimated returns before you book an FD. Thanks to the PNB Housing Finance fixed deposit calculator, you can do this with ease.
This online tool helps you compute your earnings accurately and quickly. Knowing your returns beforehand can help you plan and manage your investment better.
Using the fixed deposit calculator, you can estimate your interest returns and maturity amounts based on factors such as:
Deposit type
Applicable interest rates
Chosen tenor
Investment amount
So, when booking a fixed deposit, you can rely on the PNB Housing Finance FD calculator. By computing your returns based on the applicable interest rates, you can make the right decision.
With the PNB Housing FD calculator, you can save on time by eliminating manual calculations. By considering the applicable fixed deposit rates, it gives you speedy results about your payout.
Taking strategic decisions about your financial future is easier using this digital instrument. Here are some of its many benefits.
Before booking a PNB Housing Finance FD online, you can quickly predict your interest earnings based on the interest rate, deposit amount, tenor and type. This convenience helps you make informed decisions in no time.
Say you want to understand the difference in earnings based on the PNB Housing Finance FD rates for senior citizens against those for regular investors. This FD calculator provides results instantly and accurately so you can plan your investment better.
You can also use the PNB Housing Finance FD calculator to compare how different issuers’ FD interest rates yield different earnings. This helps you choose the best fixed deposit for yourself.
If you are a beginner when it comes to investments, you can trust the PNB Housing Finance calculator to help you complete complex calculations within seconds. What’s more, you can use the calculator free of cost.
Furthermore, there are no restrictions on the usage limit of the calculator. Use it any number of times until you zero in on a specific plan.
The PNB Housing Finance FD calculator is a convenient online tool for seamlessly calculating your fixed deposit returns. Here is how you can use the PNB Housing Finance Fixed Deposit calculator.
Enter the amount you want to invest in a PNB Housing Finance Fixed Deposit.
Choose your preferred investment timeline in the form of years or months.
Enter the interest rate before initiating the automatic calculation.
The interest payout and maturity amount are displayed on your screen within seconds.
Comparing your returns is hassle-free when you use an online FD calculator. You can access the PNB Housing FD calculator to help you understand how easy it is to compare your earnings across tenors at varying interest rates.
Consider an investment of ₹2 Lakhs for various tenors at applicable PNB Housing FD rates for non-senior citizens.
Tenor (in months) |
Applicable interest rates (%p.a.) |
Interest earnings (Returns) |
Maturity amount |
12 |
7.45% |
₹14,800 |
₹2,14,800 |
24 |
7.00% |
₹31,555 |
₹2,31,555 |
36 |
7.85% |
₹49,849 |
₹2,49,849 |
Considering the same example of ₹2 Lakhs for a senior citizen investor, here is a look at your returns.
Tenor (in months) |
Applicable interest rates (%p.a.) |
Interest earnings (Returns) |
Maturity amount |
12 |
7.75% |
₹15,300 |
₹2,15,300 |
24 |
7.30% |
₹32,632 |
₹2,32,632 |
36 |
8.15% |
₹51,593 |
₹2,51,593 |
This way, you can easily compare your returns and choose the FD terms that best suit your financial requirements.
Here is a detailed calculation of how your interest will compound over 5 years in a PNB Housing Finance FD on booking an FD of ₹1 Lakh.
These calculations are based on the results of the PNB Housing FD calculator considering interest rates of 7.65% p.a. (non-senior citizens) and 7.95% p.a.
Year of Tenor |
Interest Earned (Senior Citizens) |
Interest Earned (Non-senior Citizens) |
Maturity Amount (Senior Citizens) |
Maturity Amount (Non-senior Citizens) |
Year 1 |
₹7,650 |
₹7,400 |
₹1,07,650 |
₹1,07,400 |
Year 2 |
₹8,666 |
₹8,378 |
₹1,16,316 |
₹1,15,778 |
Year 3 |
₹9,480 |
₹9,146 |
₹1,25,796 |
₹1,24,924 |
Year 4 |
₹10,253 |
₹9,870 |
₹1,36,049 |
₹1,34,794 |
Year 5 |
₹10,884 |
₹10,446 |
₹1,46,933 |
₹1,45,240 |
Other Bank FD Calculator |
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The FD maturity amount is calculated using the simple and the compound interest formula. Each formula represents a specific type of fixed deposit.
However, using the formula to calculate the maturity amount manually can be time-consuming. So, using the PNB Housing Finance FD calculator is the ideal option.
Yes, PNB Housing Finance FDs offer monthly payouts. You can opt for monthly, quarterly, half-yearly and annual payouts in a non-cumulative fixed deposit.
Yes, the PNB Housing Finance FD calculator can be used on any device, including mobile phones, desktop computers, laptops, etc.
Calculating your interest returns and maturity amount is convenient, automatic and quick using the PNB Housing Finance FD calculator, even if you are new to fixed deposits.
No, there is no limit on how many times you can use the PNB Housing Finance fixed deposit calculator.
There is no amount chargeable for using the fixed deposit calculator. So, you can use it as often as you want free of charge.