Motor Insurance

What is Return to Invoice Cover?

Return to invoice, also known as RTI, is an add-on cover that offers compensation equivalent to your vehicle’s invoice value. To put it simply, it provides the purchase value of your car (when you bought it) in case of total loss due to theft or complete.....

Best Tips to Maintain Electric Bike

The advent of electric vehicles has completely changed the automobile landscape. Not only are they more frugal and efficient, they’re also more environment friendly compared to fossil fuel powered vehicles.

Another major advantage th.....

About Car Insurance in Kolkata Online - Buy/Renew Policy Online

Owning a four wheeler is still considered a privilege in India, even with the rising number of cars on the roads of the country. This privilege has a responsibility attached with it - that of driving safely and opting for a.....

About Car Insurance Policy Status

Have you lost your car insurance policy or forgotten the details? No worries! You can get the details of the policy or check your vehicle insurance status online. All details including your insurer’s name, the expiry date, date for renewal and the car i.....

What is an Anti-Lock Braking System in Bikes?

When you apply the brakes on your two-wheeler all of a sudden, especially when you’re at a considerable speed, your wheels may lock up, leading to uncontrollable skidding. This is extremely dangerous since such an event can lead to disastrou.....

How to Apply for a New Two-wheeler Registration Certificate at the RTO

RTO Bike Registration Process

As per Indian Motor Vehicles Act, it is mandatory to complete the new bike registration process with the RTO (Regional Transport Office). If you have recently bought a new bike.....

What Is CC In Bikes

The process of purchasing a bike can be confusing since there are a bundle of options available in the market. You have to compare a multitude of variants available in the market and gauge each model based on parameters like weight, design, power output, etc. While d.....

About Personal Accident Cover in Bike Insurance

Personal accident cover in bike insurance is essentially an add-on cover that you can choose at the time of purchase of a two-wheeler insurance plan by paying a nominal additional premium.

Personal accident cover in .....

Best Bikes Under 1 Lakh In India

Two-wheelers are one of the popular vehicle choices among Indians. They are a favourite because of attractive features like fuel efficiency, easy-to-park, and navigation. Many bikes under Rs. 1 lakh have good performance and mileage. If yo.....

Introduction

Famous for its beautiful environment and green way of life, Chandigarh remains one of India’s most beautiful cities. The capital of the combined Punjab and Haryana, Chandigarh has released its Chandigarh EV Policy recently, in February 2022, based on the original formulatio.....

Looking at the Electric Vehicle Policy in Punjab - An Introduction

There are numerous merits associated with the adoption of electric vehicles. For starters, these vehicles help improve air quality as they don’t have any tailpipe emissions. Next, they reduce noise pollution and emit few.....

Looking at the Electric Vehicle Policy in Gujarat - An Introduction

Fossil fuels are fast depleting, and a major source of this depletion is vehicles that use internal combustion engines (or ICEs). Advancements in the electric mobility arena have made it possible to ease reliance on the.....

Looking at the Andhra Pradesh’s Electric Vehicle Policy - An Introduction

Electric vehicles are powered by high-density batteries that allow for economical transportation. Since these vehicles do not have any tailpipe emissions, they are the preferred choice for sustainable trans.....

Introduction

Electric vehicles are becoming famous because of the lower costs of acquiring them, operating them, and their all-round eco-friendly manner of functioning. In recent times, especially in the State of Bihar, electric vehicles in the form of auto rickshaws have become popular.....

EV Policy in Delhi

Thanks to the introduction of the Delhi Electric Vehicles Policy in 2020, the Delhi government has taken an enormous step to make Delhi the seat of electric vehicle adoption in India. The Delhi EV Policy has seen a sharp rise in the number of electric two-wheelers and.....

Looking at the Electric Vehicle Policy in Karnataka

While vehicles that use internal combustion engines (or ICEs) are popular, they result in fossil fuels depleting to a considerable degree. Fortunately, technological advancements have allowed electric vehicles to emerge as a viable alt.....

Introduction

Sky-rocketing fuel prices are encouraging people to shift to electric vehicles. Electric vehicles (EV) are not only economically viable but also environmentally friendly. Electric vehicles use electricity to charge batteries instead of fossil fuels like petrol or diesel.

Looking at the Electric Vehicle Policy in Madhya Pradesh

With governments worldwide setting an agenda to gradually reduce the dependence on vehicles powered by fossil fuels (petrol and diesel), there is greater interest in the electric vehicle market. Moreover, with higher investment in.....

Looking at the Electric Vehicle Policy in Maharashtra - An Introduction

Electric vehicle (or EV) technology has transformed the transportation sector and has provided it with a ton of merits ranging from energy efficiency to lower maintenance charges. Given these advantages, the state g.....

Introduction to Electric Vehicle Policy Tamil Nadu

Countries the world over are gradually reducing their dependence on fossil fuels, and in the years to come, aim to shift to the adoption of electric vehicles. Like many other states in India, the government of Tamil Nadu is also taking .....

Looking at the Electric Vehicle Policy in Telangana - An Introduction

The advent of Electric Vehicle (EV) technology has resulted in transformations in the vehicular landscape. Vehicles that run on internal combustion engines can now be replaced with electric vehicles which are far more.....

Introduction to Electric Vehicle Policy Uttar Pradesh

With the environment and climate change taking precedence as key topics of global discussion, electric vehicles offer a solution to environmental problems of the present century. By decarbonising the complete system of transportation.....

Introduction

Envisioning Uttarakhand as an EV hub in the future, the state government launched the ‘Uttarakhand EV Manufacturing EV Usage Promotion and Related Services Infrastructure Policy 2018’ in October 2018. After Uttar Pradesh, Uttarakhand became the second state in North India t.....

Introduction

When you think of buying a car, there is a wide variety of options in the market. The first step should be to decide your budget. Knowing the upper limit of your spending ability helps narrow down the choices. If Rs. 15 lakh is your ceiling then you can choose among .....

Introduction

India has a well-developed road network. It is, however, in poor shape across the country. While gorgeous 4-lane highways can be found in certain spots, a few kilometres in the same direction can lead to a whole rural off-roading experience with bumps and potholes to.....

Introduction

Nowadays, a lot of people prefer to go for a long drive to take a break from their busy schedule. Furthermore, a long drive with your family can provide you with peace of mind as well as a lot of delight. However, you need a suitable car for this. There are many feat.....

Introduction

It is an irony that traffic laws in India are some of the strictest in the world, yet the rate of road accidents in the country is high. Road accident reasons are among the main causes for availing of vehicle insurance plans. Laws may be stringent, but the enforcemen.....

Knowing how to check engine oil level in your car is as important as the function of the engine of your car. There are steps that tell you how to check oil level. In car usage, the oil level is indicative of how well your engine will perform. Certain steps are involved in undertaking a car engine.....

What is a Trade Certificate?  

If you are a dealer of motor vehicles, you are generally required to register the vehicle before selling it. However, the Trade Certificate in India issued by the registration authority allows for an exemption. A Trade Certificate means that the .....

Introduction

Today, there is one thing on every vehicle owner’s mind, and that is the rising cost of fuel. There were times when fuel prices were in the range of Rs. 75 per litre, considered on the high side then. Now, however, they are somewhere close to Rs. 100 and more, depending whe.....

Overview

If you own a two-wheeler or a car, you must carry all the required vehicle documents with you before taking your vehicle out on the roads. According to the Indian Motor Vehicles Act of 1988, and Motor Vehicle Amendment Act of 2019, vehicle owners are required to carry documents.....

Introduction

Air pollution has become a very serious concern around the world. Every few months there are reports of ever-increasing pollution caused due to vehicles emitting polluting gases and industrial emissions. One of the few ways this pollution is being combated is by swit.....

What is Carpooling?

When two or more individuals share a car ride together, it is known as carpooling. Carpooling is a good solution to fight air pollution as it reduces the number of cars on major roads. It also decongests roads, allowing cars to travel smoother and faster. This.....

The steep increase in penalties for traffic offences has created a flutter in the Indian vehicle owners’ community. Along with other offences, the fine for not having valid motor insurance too has been doubled. The move is not without reason, many people fail to renew their motor insurance, putti.....

Driving on Indian roads is an adventure in itself due to the bumpy lanes, pothole-filled roads and ever-busy streets. Keeping these conditions in mind, many prefer to opt for a two-wheeler that saves time as well as money.

However, commuting on your bike also means that you are .....

As per the Motor Vehicles Act, 1988, car insurance is mandatory for all car owners in India. Anyone caught driving a car without valid car insurance can be punished or fined by the traffic police. However, many times, people who have valid car insurance simply forget to renew their policy before .....

Introduction on Car Insurance

Buying a new car is a big purchase in any individual’s life. With a new car, comes the need to purchase a car insurance policy as third-party insurance is required by law. However, buying insurance can be a complicated and confusing process due to th.....

What are Endorsements in Car Insurance?

It’s a known fact that having valid car insurance for your vehicle is mandatory to drive on Indian roads. However, not everybody is aware of the fact that the policies can be updated periodically to reflect any changes that you may have made to yo.....

11 Tips for Buying a New Bike

Here are a few tips you must take into account when purchasing a new bike:

• Finalise the Type of Vehicle

When it comes to two-wheelers, you can choose from a variety of vehicles available in the market. So, firstly, .....

10 Things to Look Out For in Your Two-Wheeler Insurance Documents

When buying two-wheeler insurance for the first time, ensure all the details you have provided are accurate and correctly recorded on the policy document. If there is any discrepancy at the time of making an insurance cla.....

GST on Car Insurance

Goods and Services Tax (GST) is a single indirect tax levied on the sales of goods and services. The GST on car insurance falls under the service category and hence, policyholders must pay for the same while opting for a car insurance policy. Before the GST regime, .....

India has the world’s largest two-wheeler market and there are millions of two-wheelers sold and bought every year. As the market for new two-wheelers grows, there is also a growing demand for second-hand bikes. Though India has a highly unorganized pre-owned two-wheeler market, the recent entry .....

Protecting Your Car During Floods

The rainy season causes massive flooding in many places across the country. While the season brings comfort from the scorching heat of the summer, the flood that comes with it becomes a real problem. This is especially for metropolitan cities like Mumba.....

About Timely Two-Wheeler Insurance Renewal

Two-wheelers are the most convenient mode of transport in India, be it zig-zagging through narrow roads or escaping the heavy traffic jams in the cities! Not only do bikes or scooters make it a fun ride but they are also easier on the po.....

The freedom of riding your own bike can be amazing. But this happiness comes with a high sense of responsibility. It is an accepted fact that accidents are unpredictable and have the potential to damage more than just your vehicle. In such cases,one of the most popular types of two wheeler insura.....

Two-wheeler vehicles are considered one of the most affordable forms of personal transport. A large part of the Indian population uses two-wheelers for daily commute. Since the government has made it mandatory for all vehicle owners to have at least third-party insurance coverage, two-wheeler own.....

List of Car Insurance Companies in India

There are several car insurance companies in India, and it can be quite difficult to pick the best car insurance company. To make your choice a little easier, here is a list of some of the best vehicle insurance companies in India.

What is an Engine Protect Cover?

The engine protect cover in car insurance is an add-on that enables you to financially safeguard the engine of your vehicle. Such an add-on cover compensates for the damage caused to the engine and its components due to lubricant oil leakage, water ingre.....

Required Bike Insurance Papers for Renewal

To successfully renew your plan, here are the documents required for two-wheeler insurance renewal. 

• Policyholder’s details, such as name, age, address, gender, etc.

• Registration Certificat.....

Safety is one of the top concerns that people look for when buying a new car, especially when the vehicle will be used by their loved ones more often. Previously, the manufacturers in India were more focused on the affordability and features of the vehicle. But nothing stands a chance in front of.....

Despite the high availability of CNG cars in India, the popularity of the vehicle among the buyers is recent. The rise in demand for CNG cars is due to several factors such as high fuel prices, government initiatives like the Natural Gas Infrastructure Development Plan, and general care to preven.....

In India, third party car insurance is mandatory by law under the Motor Vehicles Act, 1988. The policy is the most basic and cheapest car insurance plan available in the market. It covers you against damage to any third-party property and person. The insurer will settle the claim for damage expen.....

A comprehensive car insurance plan is an extensive coverage that protects you and your vehicle against third-party liabilities and own damage. The policy safeguards your vehicle in the event of accidents, theft, and loss due to natural and man-made disasters. Although comprehensive car insurance .....

Types of Vehicle Permits and Fees

We’ve two types of vehicle permits in India. The following section classifies the same:

• Local Vehicle Permit Fees

Let us take a look at the local vehicle permit fees for different vehicular categori.....

What are High-Security Registration Plates (HSRP)?

Are you wondering what HSRP is and are keen to know its importance? According to the new RTO number plate rule, each motor vehicle owner (old or new) must have an HSRP or High-Security Registration Plate on their vehicle. The obj.....

Fancy Car Numbers

The joy of getting your own hard-earned car is immense. For some auto enthusiasts, getting their own vehicle is nothing less than living their passion. And, with a dream to make it their own beloved drive, people often look for various customisation options that.....

Eligibility Criteria for Amma Two-Wheeler Scheme

Here’s an overview of the Amma Two-Wheeler Scheme eligibility criteria:

Need for the Best Car Insurance in India

Buying a new car is one of the biggest financial investments you can make. So naturally, protecting it against any and all kinds of damages is also extremely important. Unfortunately, even if you take every possible precaution, there is a .....

What is Bumper to Bumper Car Insurance?

The meaning of Bumper to bumper car insurance is simple; it’s a policy that offers protection for every square inch of your car. This kind of insurance policy is often an add-on with a comprehensive insurance plan and is also known as zero depreci.....

Introduction to Car Depreciation

The purchase of a car is a big deal for most people. It’s a huge investment for starters, and a major responsibility. Cars require regular maintenance. Because if you do not take proper care of your car, it will wear and tear very quickly and you might h.....

The thrill and excitement of riding your first bike are unexplainable. However, owning a two-wheeler is quite a responsibility. Not only do you need to abide by the traffic rules, but also take self-precautionary measures.

Also, the condition of roads in India makes your bike vulnerable t.....

Third-Party Bike Insurance Coverage

Third-party bike insurance is mandatory by law. Under this policy, you will be covered for any financial loss or physical destruction incurred by you and your vehicle, thus saving you a lot of time, efforts and legal troubles (if any).

Y.....

Introduction

When you wish to buy a car insurance plan for your new car, you need to first decide on the kind of cover you want to purchase. There are two main kinds of car insurance plans you can choose from - third-party car insurance and comprehensive car insurance. If you want to kn.....

It is essential that you have an appropriate car insurance policy when driving on Indian roads. Third-party insurance is mandatory under the Motor Vehicles Act, 1988. Failing to insure your car only makes you more prone to financial burden due to road mishaps, theft, and.....

Why is It Important to Compare Bike Insurance?

If you want a good bike insurance policy that can financially support you in times of a crisis, comparing the various two-wheeler insurance options is a must. It can help you tally and analyse all bike bike insurance options to choose the o.....

We all know the condition of the Indian roads as most of us travel long distances quite often. In such a situation, the only thing that could safeguard your vehicle from accidents, damage, or loss is a car policy. Having car insurance is also mandatory under the

Finding an appropriate car insurance policy can be an overwhelming task. Hence, most people skip the researching stage and opt for a policy that they either come across first or the one offered by their auto dealer. 

However, if you have just purchased a new car, then make sure that you a.....

How to Transfer Bike Insurance

For a lot of people, a two-wheeler is quite a standard mode of transportation. You will find millions of scooters, mopeds, and motorcycles running on the Indian roads every day.

In India, people purchase a bike as per their convenience and the chan.....

Instead of relying on public transport, it is convenient to own a car for everyday commute. When you buy a new vehicle, it is also mandatory to have a car insurance policy under the Motor Vehicles Act 1988.

This article acts as a quick g.....

In today’s world, almost every other household owns a car. Although most people prefer a two-wheeler for traveling shorter distances, a car is a much safer option, when it comes to long-distance commute.

Since your car provides you safety and comfort when traveling, the least you can do i.....

Bike Insurance Claim Process

Purchasing bike insurance is mandatory as per Indian laws. When buying bike insurance in India, people often research the policy coverage, benefits, and exclusions. However, what most people forget to consider is the claim settlement process of the in.....

Third-party bike insurance covers all financial losses suffered by a third-party or person following an accident caused by an insured two-wheeler. The insurer covers all the expenses required to meet the financial liabilities. In case of damage to a property, the insurer shall release ₹1 Lakh as .....

Why Should You Consider Long Term Two-Wheeler Insurance

If you own a bike or any two-wheeler, having a comprehensive insurance cover is essential. Thanks to the availability of two-wheeler insurance online, purchase as well as renewal can be completed in just a matter of minutes. Howeve.....

Bike Insurance Guide

Many say that ‘there’s no thrill without danger’. But no matter how experienced a rider you are, mishaps can take place any time. If you don’t have insurance cover for your bike or scooter, the financial implications of an accident can put a significant dent .....

Buying a car is a dream come true. But untoward incidents happen. Most of us tend to put off these unpleasant thoughts and postpone the all-important duty of purchasing a comprehensive car insurance policy. Investing in a car insurance policy is crucial to safeguard your.....

We know that car insurance is a mandatory document under the Motor Vehicles Act, 1988. Besides the compulsion, a comprehensive car insurance plan is a must as it financially protects your vehicles against unforeseen events. Thanks to the Internet, you can buy car insurance online at any time and .....

What is Own Damage Car Insurance?

The standalone own damage policy meaning is quite simple to decipher. In the truest form, this insurance policy only covers your car against damages such as accidents, collisions, thefts, natural calamities such as earthquakes, fire, etc. In a nutshell,.....

Insured Declared Value

In the unfortunate event of theft or damage to your vehicle, the Insured Declared Value (IDV) is used to decide the maximum amount you can file an insurance claim for. To put it simply, the IDV is the maximum sum assured that you can get as a vehicle insurance pol.....

Having a comprehensive insurance plan for your two-wheeler is a necessity. It not only helps protect your vehicle from accidents and mishaps, but it also does not burn a hole in your pocket. The cost of damage on vehicles can put a dent in your savings in case you miss paying premiums on time or .....

With the e-commerce industry gaining momentum rapidly, there is a massive increase in the number of people buying products and services online. Right from clothes and groceries to diamond jewellery, everything is available online and car insurance isn’t any different. Nevertheless, many car insur.....

Online Bike Insurance: What are its Benefits?

Gone are the days when you had to physically visit insurance offices to buy a bike insurance policy. Due to the advancement in technology, most insurance companies have started offering online insurance plans. So, financially securing your t.....