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Get business loans of up to 80 Lakhs with interest rates starting from 14% p.a. and tenures up to 80 Lakhs on Bajaj Markets. Compare small business loan options, eligibility, and more.
Last updated on: Aug 27, 2026
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| Particulars | Details |
|---|---|
Maximum Loan Amount |
80 Lakhs |
Minimum Interest Rate |
14% p.a. |
Maximum Tenure |
Up to 96 months |
Processing Fee |
Up to 6% of loan amount (Varies by lender) |
Minimum CIBIL Score |
650 or above |
Eligible Applicants |
Self-employed individuals, professionals, and business owners |
Business Vintage |
Minimum 6 months to 3 years (depending on lender) |
Repayment Mode |
NACH, Direct Debit, or Post-dated Cheques |
Availability |
Loans offered by 10++ leading lenders on Bajaj Markets |
*Disclaimer: The mentioned details are subject to change at the lender’s discretion.
Already a Customer? Get an Instant Business Loan Today!
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Borrow up to 80 Lakhs to manage all business expenses, small or big
Get the loan amount in your bank account without delays
Get unsecured business loans without pledging any assets or security
Repay your business loan over a convenient tenure of up to 96 months
| Available Offerings | Max. Loan Amount | Min. Interest Rate | Max. Tenure |
|---|---|---|---|
80 Lakhs |
14% p.a. |
96 months |
|
₹75 Lakhs |
15.5% p.a. |
60 months |
|
₹75 Lakhs |
17% p.a. |
72 months |
|
50 Lakhs |
18% p.a. |
42 months |
|
30 Lakhs |
18% p.a. |
36 months |
|
35 Lakhs |
19.2% p.a. |
36 months |
|
₹35 Lakhs |
20.5% p.a. |
36 months |
|
₹10 Lakhs |
22% p.a. |
36 months |
|
30 Lakhs |
22% p.a. |
36 months |
|
₹10 Lakhs |
22% p.a. |
36 months |
|
2 Lakhs |
29.5% p.a. |
30 months |
Disclaimer: The above-mentioned details are subject to change at the lender’s discretion.
The documentation requirements may vary based on the lender you choose. Keep these basic business loan documents required ready to complete your business loan application quickly and smoothly:
| Identity Proof: (Any one of the following) | Address Proof: (Any one of the following) | Income Proof: (Any one of the following) | Business Proof: (any one of the following) |
|---|---|---|---|
PAN card |
Aadhaar card |
Bank statement for the last 6 months |
Sole Proprietorship Declaration or authenticated copy of Partnership Deed |
Aadhaar card |
Passport |
Income Tax Return (ITR) in addition to certified copies with details, such as income computation, Profit and Loss (P&L) statement and balance sheet for the last 2 years |
Certified copy of Memorandum and Articles of Association |
Passport |
Utility bills |
|
|
Driving licence |
Lease agreement |
|
|
Voter ID |
|
|
|
What exactly is a business loan and how can it support your growth?
In this video, we break down the basics of business loans—how they work, what they’re used for, different types available, and who’s eligible to apply.
Explore diverse financing solutions designed to meet different business needs. Here are the key types available below:
| Business Loan Type | Details |
|---|---|
Term Loan |
A term loan provides businesses with a fixed sum of money, which must be repaid over a set period. A long term business loan is ideal for funding investments such as equipment purchases or business expansion. |
Start-up Loan |
Start-up loans let new businesses fund initial expenses such as equipment, marketing, and setup costs. |
Working Capital Loan |
Working capital loans help businesses manage daily operational costs like inventory and payroll. It also serves as a short-term financial support to maintain smooth cash flow and meet immediate expenses. |
Equipment Financing |
Equipment financing allows businesses to acquire necessary machinery and invest in costly or updated technology without straining cash reserves. |
Business Loan for Women |
Business loans for women entrepreneurs come with flexible terms, lower interest rates, and faster processing, to encourage women-led small and medium enterprises. |
Business Loan is a type of loan offered to business owners who need funds for their company’s expenses. You can use it for paying salaries, renting or buying equipment and other expenses.
You can borrow a business loan when you have a clear plan to use and repay the funds, such as funding growth, buying equipment, or managing cash flow.
On Bajaj Markets, you can get a business loan with a maximum limit of ₹80 Lakhs.
You can get a business loan with a maximum repayment tenure of 96 months with lenders available on Bajaj Markets.
The minimum turnover required to qualify for a business loan can vary based on the criteria set by different lenders. To apply on Bajaj Markets, your turnover should be at least ₹2 Lakhs.
Yes, a business loan is usually unsecured. This essentially means that you can acquire funds without having to pledge an asset as security.
To get a business loan, you must have a CIBIL score of at least 650. The higher your score, the better your chances of getting a business loan at negotiable rates.
The ideal loan option to start a business is one that comes with a high amount, competitive interest rates, and flexible repayment terms to suit your goals.
On Bajaj Markets, you can apply for a business loan of ₹5 Lakhs offered by various lenders. Enjoy quick approval, attractive interest rates, and flexible repayment options tailored to your business requirements.
Entities such as sole proprietorships, partnership firms, private limited companies, MSMEs, manufacturers, traders, retailers, service providers are eligible for business loans.
The quickest way to get a business loan is to apply online through digital platforms that offer instant approvals and fast disbursal with minimal paperwork. For this, it is also important to fulfil the eligibility criteria set by the lender.
Visit Bajaj Markets and check if you are eligible for a ₹2 Lakh business loan. Complete the application form with your business and personal details. Next, upload the required documents. Once approved and verified, the loan amount will be disbursed.
Interest rates start from 14% p.a., depending on the lender, your credit profile, and the nature of your business.
The processing time may vary from 1 day to about 7 working days, depending on the lender’s assessment and policies.
Yes, part-payment is allowed by most lenders, though it may be subject to specific terms or fees outlined in the lender’s policy.
A small business loan is a targeted financial solution that provides capital to small enterprises, MSMEs, and self-employed individuals. Borrowers can use these funds to cover operational costs, purchase equipment, stock inventory, or expand operations, repaying the principal along with interest over an agreed tenure.
To apply for a business loan on Bajaj Markets, provide your basic personal and business details, compare offers from 10++ partner lenders, choose a suitable loan amount and tenure, and submit the required documents online. Once your application is approved and verified, the loan amount may be disbursed directly to your bank account.
The required business vintage varies by lender and loan product. Generally, lenders prefer businesses that have been operational for at least 6 months to 3 years. A longer business vintage may indicate greater operational stability and consistent cash flow, which can improve your chances of approval and help you secure more favourable loan terms through Bajaj Markets.
Yes, startups and new businesses may be able to access funding through specialised startup loan programmes, government-backed schemes such as MUDRA and PMEGP, or financing options that allow a co-applicant or guarantor. While many traditional business loans require a minimum business vintage, startup-focused funding solutions can help cover initial expenses such as equipment purchases, inventory procurement, and business setup costs.
With a flat interest rate, interest is calculated on the original loan amount throughout the repayment tenure. In contrast, a reducing interest rate is calculated on the outstanding loan balance after each EMI payment. As the principal reduces over time, the total interest payable is generally lower under the reducing rate method.
GST registration is not mandatory for all business loans. Some lenders may offer loans to eligible businesses without GST registration, particularly smaller enterprises that fall below the applicable GST threshold. However, having a valid GST registration and filing GST returns can strengthen your loan application, improve lender confidence, and may help you access higher loan amounts.
While a CIBIL score of 650 or higher is preferred, you can still get a business loan with a lower score. Businesses with lower credit scores may improve their chances of approval by demonstrating stable business income, maintaining healthy cash flows, applying with a co-applicant, or exploring government-backed financing schemes. In some cases, lenders may offer loans at higher interest rates to compensate for the increased credit risk.
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