✓ Home Loan Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.50% Apply Now

You can transfer your existing housing loan to Shubham Housing Finance through the balance transfer facility on Bajaj Markets. The Housing Loan Balance Transfer (HLBT) facility helps you lower your repayment obligations and enjoy better terms.

Interest Rates and Charges

Check the following table to know about the interest rate and charges:

Interest Rate

10.90% p.a. onwards

Processing Fees

  • Up to ₹3 Lakhs- ₹9500 + GST 

  • For ₹3 Lakhs - ₹6 Lakhs- ₹13,500 + GST

  • For ₹6 Lakhs - ₹10 Lakhs - ₹18,000 + GST

  • For ₹10 Lakhs - ₹12 Lakhs - ₹27,000 + GST

  • Above ₹12 Lakhs – ₹27,000 + 3% of the loan amount + GST

Foreclosure Charges


Disclaimer: The above-mentioned rates and charges may change at the discretion of Shubham Housing Finance.

Shubham Housing Finance Home Loan Balance Transfer EMI Calculator

Outstanding Loan Amount
  • Months
  • Years
Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest Amount
Year Principal Interest Balance

Features and Benefits

The following are the features of the balance transfer facility:

Attractive Interest Rates

The interest rate starts from 10.90% p.a. onwards, lowering your cost of borrowing

Flexible Repayment Terms

This facility offers a repayment tenure extending up to 25 years

No Foreclosure Charges

There is no prepayment fee associated with the balance transfer

Minimal Paperwork

You only need to submit basic documents to use the facility

Eligibility Criteria and Documents Required

The eligibility requirements you need to fulfil are as follows:

  • You must be between 21 and 70 years of age

  • You must have a bank account

  • You must reside in a city where Shubham Housing Finance’s office is located



These individuals can be co-applicants to the loan:


  1. All the owners of the property being financed

  2. All individuals whose income is considered for the loan


Here is the list of documents required for Shubham Housing Finance Home Loan Balance Transfer:

  • A duly filled application form

  • Proof of Identity, such as PAN card, voter’s ID, and passport

  • Proof of residence like an Aadhaar card, utility bills, and passport

  • Documents of income proof

  • Bank statements

  • Property documents

How to Apply?

Here is how to apply for a Shubham Housing Finance Home Loan Balance Transfer on Bajaj Markets:

  • Navigate to the ‘Apply Button’ and click on it

  • Enter personal details, including your full name, contact number, date of birth, etc., to check your eligibility

  • Choose the ‘Shubham Housing Loan HLBT’ facility from the list of loan providers

  • Select your preferred loan amount and repayment tenure

  • Submit the application form

  • Once you submit the form, a representative will reach out to you to take the process further.

Home Loan Balance Transfer

FAQs on Shubham Housing Finance Home Loan Balance Transfer

How can I transfer my home loan balance at Shubham Housing Finance?

You can transfer your home loan balance to Shubham Housing Finance by applying for it online on Bajaj Markets.

Do we need to submit original documents for a home loan balance transfer from Shubham Housing Finance?

You must submit original documents for the Shubham Housing Finance Home Loan Balance Transfer. These documents include your identity proof, address proof, bank statement, income tax returns, and copies of your property papers.

Is Shubham Housing Home Loan Balance Transfer Interest Rate a fixed rate or floating rate loan?

Shubham Housing Finance offers fixed rates on the home loan balance transfer facility.

Does Shubham Housing Finance offer any special discounts or benefits for customers with an excellent repayment history?

With an excellent repayment history, you can expect lower interest rates from Shubham Housing Finance, reducing your borrowing costs.

Is there a specific tenure limit for transferring a home loan to Shubham Housing Finance?

Yes, the maximum tenure for transferring a home loan balance to Shubham Housing Finance is 25 years. 

Is there a fee for requesting an eligibility check or loan offer from Shubham Housing Finance before initiating the transfer?

No, you do not have to pay a fee for an eligibility check or before initiating a loan offer. 

Can I choose a different type of interest rate (fixed or floating) when transferring my home loan to Shubham Housing Finance?

Shubham Housing Finance offers fixed interest rates on the home loan balance transfer facility. 

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