✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Apply Now

Take a home loan of up to ₹15 Crores on Bajaj Markets at affordable interest rates starting from 8.50% per annum. Choose from different tenures ranging up to 40 years, to suit your needs, with effortless ease. Meet the simple eligibility terms and submit relevant documents to get ample funding to build your dream house.

Compare Home Loans

Our Partners
Minimum Interest Rate
Maximum Loan Amount
Maximum Loan Tenure
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Bajaj Housing Finance

8.50% p.a.

₹5 Cr

40 Years

4.4
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Home First Finance Company

9.50% p.a.

₹0.40 Cr

20 Years

4.2
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ICICI Bank

9.00% p.a.

₹5 Cr

30 Years

3.9
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India Shelter

10.50% p.a.

₹0.50 Cr

20 Years

3.9
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Kotak Mahindra Bank

9.00% p.a.

₹0.50 Cr

20 Years

4.1
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LIC Housing Finance

8.65% p.a.

₹15 Cr

30 Years

3.8
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PNB Housing Finance

8.50% p.a.

₹15 Cr

30 Years

3.9
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Shriram Housing Finance

11.50% p.a.

₹1 Cr

25 Years

4.3
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Shubham Housing Finance

10.90% p.a.

₹0.50 Cr

25 Years

3.9
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Union Bank of India

8.50% p.a.

₹15 Cr

30 Years

4.0
View More

Disclaimer: The interest rates listed above are subject to change as per the terms and policies of the financial institution.

Calculate Your Home Loan EMI

Loan Amount
Tenure
  • Months
  • Years
Rate of Interest
%

Monthly EMI

at % interest rate for months

Total Amount Payable
Principal Amount
Total Interest Amount

Home Loan EMI calculator is an algorithm-based tool that can help you get instant estimates of your house loan EMI amount. All you need to do is enter your loan amount, expected interest rate, and preferred repayment tenure.

 

The online tool will show you your overall EMI outflow within seconds. A housing loan calculator can also help you compare loan options by simply altering the numbers you fed into the tool originally. This way, you will be able to decide which offer suits you the best.

Home Loan Amortisation Schedule

Year Principal Interest Balance

Features and Benefits

Check out some exciting perks you stand to enjoy when you apply for a housing loan on Bajaj Markets.

Attractive Interest Rates

These rates dictate the cost of borrowing and start from 8.50% p.a.

Flexible Repayment Tenure

You can repay your home loan over a flexible repayment tenure ranging up to 40 years (480 months).

High-Value Funding

Lenders offer as much as ₹15 Crores to help you purchase or construct your home.

Zero Prepayment or Foreclosure Charges

Enjoy zero charges for such payments and enjoy added value during home loan repayment.

Quick and Convenient Application

Apply for a home loan online and get it sanctioned within a few hours without any hassles.

Tax Benefits

Avail tax benefits under Sections 24, 80C, 80EE, and 80EEA of the Indian IT Act.

Disclaimer: Terms and conditions apply to the above-mentioned benefits, and these may vary based on the lender.

Eligibility Criteria and Documents Required

Here are some easy-to-meet eligibility terms you must keep in mind before you apply for a housing loan online on Bajaj Markets.

 

  • Indian resident

  • Age between 23 and 62 years for salaried professionals

  • Age between 25 and 70 years for self-employed individuals

  • Work experience of at least 3 years for salaried applicants

  • Self-employed individuals must have at least 5 years of experience in running a successful business

 

Once you meet the required eligibility parameters, submit these documents along with your home loan application for further processing:

  • ID Proof: PAN/Aadhaar card, voter ID, driving licence

  • Address Proof: Utility bills, Aadhaar card, passport

  • Income Proof Documents for Salaried Applicants: Last 3 months’ salary slips, Form 16, ITR copies of previous 2 years

  • Income Proof Documents for Self-employed Applicants: IT returns of the last 2 years, audited balance sheet from a certified CA, P/L statement of the last 3 years, qualification/degree certificates for professionals and business licence details along with TDS certificate

How to Apply for a Home Loan on Bajaj Markets

Here are the steps to apply for a home loan on Bajaj Markets.

  • Click on the ‘Apply Now’ button on this page

  • Enter your basic personal details on the online application form

  • Enter the loan amount and preferred repayment tenure

  • Submit the form for verification

How to Apply for home loan

Why Choose Bajaj Markets for a Home Loan

Getting a home loan on Bajaj Markets helps you benefit from the following:

  • Affordable Loan Terms

High-value financing and competitive loan terms can help you construct or buy your dream house easily.

  • Quick Approval 

On meeting the eligibility criteria, you can get approval within minutes. 

  • Simple Paperwork and Eligibility Terms

You can submit the documents required to apply for a home loan online for speedy processing. 

  • Complete Transparency

All home loan charges are mentioned clearly on Bajaj Markets. No costs are hidden.

FAQs and Support

A housing loan is a form of financing that allows you to borrow funds to purchase or construct any property at a certain rate of interest. The interest rate and other loan terms are fixed by the lender by assessing various factors. These include your income, age, credit score, property value, co-applicant, etc.

The sanction period varies for each lender. It depends upon several factors, which include the processing time, evaluation of the asset, verification of documents, and more. The sanction may be delayed if there are issues with the submission of documents or other reasons.

The co-applicant can be anybody from your immediate family, including your spouse, parents, or adult children. The co-applicant must be a co-owner of the property.

At Bajaj Markets, you can avail a home loan of up to ₹15 Crores. However, the amount sanctioned will depend on numerous factors, such as the lending partner you choose and your financial standing.

In addition to your interest rate, you will have to pay a processing fee. The same will be adjusted from your final home loan amount. At Bajaj Markets, you will be required to pay a processing fee of 0.5% to 6% of the loan amount.

Depending on the reason for rejection, you can re-apply for a home loan. You can also negotiate with the lender or apply with a different lender on Bajaj Markets.

Some of the reasons include a low credit score, too many existing liabilities, submission of incorrect documents, low income, etc.

You can buy a residential or commercial property with a home loan. Apart from this, you can invest the loan amount to purchase a ready-to-occupy apartment or any other commercial space.

Yes, you can foreclose your loan or initiate a partial prepayment before the tenure ends. There are no charges levied on this when you choose a floating rate of interest on your home loan. 

Yes, you can enjoy tax benefits on your home loan repayments according to Sections 24, 80C, 80EE, and 80EEA.

When you miss your EMI payments, lenders first send you a notice. In case the default stretches for a period exceeding 90 days, they classify your loan account as NPA. The lender has the legal right to auction your property to recover the due amount.

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