Get Home Loans at nominal interest rates on Bajaj Markets
Our Home Loan Partners
8+
✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50%
Take a home loan of up to ₹15 Crores on Bajaj Markets at affordable interest rates starting from 8.45% per annum. Choose from different tenures ranging up to 40 years, to suit your needs, with effortless ease. Meet the simple eligibility terms and submit relevant documents to get ample funding to build your dream house.
Here are the details of home loans offered by various lending partners on Bajaj Markets.
Home Loan Providers |
Interest Rates |
Maximum Loan Amount/Tenure |
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8.50% p.a. onwards |
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9.50% p.a. onwards |
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9.00% p.a. onwards |
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10.50% p.a. onwards |
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p.a. onwards |
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8.65% p.a. onwards |
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8.50% p.a. onwards |
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11.50% p.a. onwards |
|
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10.90% p.a. onwards |
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8.50% p.a. onwards |
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*Disclaimer: The interest rates listed above are subject to change. Please check the prevailing interest rate with your lender before applying.
Calculate Your Home Loan EMI
Home Loan Amortisation Schedule
| Year | Principal | Interest | Balance |
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Features and Benefits
Check out some exciting perks you stand to enjoy when you apply for a housing loan on Bajaj Markets.
Attractive Interest Rates
These rates dictate the cost of borrowing and start from 8.45% p.a.
Flexible Repayment Tenure
You can repay your home loan over a flexible repayment tenure ranging up to 40 years (480 months).
High-Value Funding
Lenders offer as much as ₹15 Crores to help you purchase or construct your home.
Zero Prepayment or Foreclosure Charges
Enjoy zero charges for such payments and enjoy added value during home loan repayment.
Quick and Convenient Application
Apply for a home loan online and get it sanctioned within a few hours without any hassles.
Tax Benefits
Avail tax benefits under Sections 24, 80C, 80EE, and 80EEA of the Indian IT Act.
Disclaimer: Terms and conditions apply to the above-mentioned benefits, and these may vary based on the lender.
Here are some easy-to-meet eligibility terms you must keep in mind before you apply for a housing loan online on Bajaj Markets.
Indian resident
Age between 23 and 62 years for salaried professionals
Age between 25 and 70 years for self-employed individuals
Work experience of at least 3 years for salaried applicants
Self-employed individuals must have at least 5 years of experience in running a successful business
Once you meet the required eligibility parameters, submit these documents along with your home loan application for further processing:
ID Proof: PAN/Aadhaar card, voter ID, driving licence
Address Proof: Utility bills, Aadhaar card, passport
Income Proof Documents for Salaried Applicants: Last 3 months’ salary slips, Form 16, ITR copies of previous 2 years
Income Proof Documents for Self-employed Applicants: IT returns of the last 2 years, audited balance sheet from a certified CA, P/L statement of the last 3 years, qualification/degree certificates for professionals and business licence details along with TDS certificate
How to Apply for a Home Loan on Bajaj Markets
Here are the steps to apply for a home loan on Bajaj Markets.
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Click on the ‘Apply Now’ button on this page
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Enter your basic personal details on the online application form
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Enter the loan amount and preferred repayment tenure
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Submit the form for verification
Getting a home loan on Bajaj Markets helps you benefit from the following:
Affordable Loan Terms
High-value financing and competitive loan terms can help you construct or buy your dream house easily.
Quick Approval
On meeting the eligibility criteria, you can get approval within minutes.
Simple Paperwork and Eligibility Terms
You can submit the documents required to apply for a home loan online for speedy processing.
Complete Transparency
All home loan charges are mentioned clearly on Bajaj Markets. No costs are hidden.
FAQs and Support
A housing loan is a form of financing that allows you to borrow funds to purchase or construct any property at a certain rate of interest. The interest rate and other loan terms are fixed by the lender by assessing various factors. These include your income, age, credit score, property value, co-applicant, etc.
The sanction period varies for each lender. It depends upon several factors, which include the processing time, evaluation of the asset, verification of documents, and more. The sanction may be delayed if there are issues with the submission of documents or other reasons.
The co-applicant can be anybody from your immediate family, including your spouse, parents, or adult children. The co-applicant must be a co-owner of the property.
At Bajaj Markets, you can avail a home loan of up to ₹15 Crores. However, the amount sanctioned will depend on numerous factors, such as the lending partner you choose and your financial standing.
In addition to your interest rate, you will have to pay a processing fee. The same will be adjusted from your final home loan amount. At Bajaj Markets, you will be required to pay a processing fee of 0.5% to 6% of the loan amount.
Depending on the reason for rejection, you can re-apply for a home loan. You can also negotiate with the lender or apply with a different lender on Bajaj Markets.
Some of the reasons include a low credit score, too many existing liabilities, submission of incorrect documents, low income, etc.
You can buy a residential or commercial property with a home loan. Apart from this, you can invest the loan amount to purchase a ready-to-occupy apartment or any other commercial space.
Yes, you can foreclose your loan or initiate a partial prepayment before the tenure ends. There are no charges levied on this when you choose a floating rate of interest on your home loan.
Yes, you can enjoy tax benefits on your home loan repayments according to Sections 24, 80C, 80EE, and 80EEA.
When you miss your EMI payments, lenders first send you a notice. In case the default stretches for a period exceeding 90 days, they classify your loan account as NPA. The lender has the legal right to auction your property to recover the due amount.
