✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Apply Now

If you wish to reduce the interest charged on your loan against property and enjoy a more flexible tenure, opt for a balance transfer on Bajaj Markets. By doing so, you can enjoy better customer service, zero foreclosure charges, and top-up loans. Enjoy these benefits and much more by applying for a loan against property balance transfer on Bajaj Markets.

Fees and Charges

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Bajaj Housing Finance

10.20% p.a.

₹3 Cr

20 Years

4.4
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ICICI Bank

9.25% p.a.

₹5 Cr

15 Years

3.9
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L&T Finance

9.65% p.a.

₹5 Crores

20 Years

4.2
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LIC Housing Finance

9.45% p.a.

₹15 Cr

15 Years

3.8
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PNB Housing Finance

9.24% p.a.

₹15 Cr

25 Years

3.9
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Shriram Housing Finance

12.50% p.a.

₹10 Cr

25 Years

4.3
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Shubham Housing Finance

13.90% p.a.

₹0.20 Cr

15 Years

3.9
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*Disclaimer: The interest rates and associated charges can vary from one lending partner to another and are subject to policy changes of the partner.

Loan Against Property Balance Transfer EMI Calculator

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Features and Benefits

Top-up Loan

Get additional credit on your loan against property balance transfer on Bajaj Markets.

Affordable Interest Rates

Benefit from competitive interest rates, starting from 9.24% p.a., by applying for a loan against property balance transfer on Bajaj Markets.

Flexible Repayment Options

Repay your loan at your convenience. Select a repayment plan that suits your finances by transferring the balance of your loan against property on Bajaj Markets.

Long Repayment Tenures

Apply for a loan against property balance transfer and pay off your loan against property by choosing a long tenure of up to 30 years

Eligibility Criteria and Documents Required

If you are looking to transfer the balance of your loan against property, make sure to note the eligibility criteria you will be required to fulfil. These include:

  • If you fall under the age bracket of 21 to 70 years, you can apply for a loan against property balance transfer 

  • You must be an employee in an MNC, a private company, or the public sector, or be self-employed.

  • You should be a resident of India residing or owning a property in a city recognised by the lender.

 

Alongside these, it is crucial to keep the documents required for a LAP balance transfer handy to ensure that the application process is smooth and seamless. Provided below is a list of some common documents lenders usually require you to submit when applying for a loan against property balance transfer

  • Latest Salary Slips

  • Bank account statements of the last 3 months

  • Copy of the documents of the property to be mortgaged

  • IT Returns

How to Apply for a Loan Against Property Balance Transfer on Bajaj Markets

Follow these simple steps to apply for a LAP balance transfer online on Bajaj Markets.

  • Click on the ‘Apply Now’ button on this page

  • Enter your personal details in the online application form

  • Fill in the information related to your employment and income

  • Check offers displayed on the screen

  • Submit the form for further verification

How to Apply for home loan

Once the application is verified, an executive will contact you for further proceedings.

Why Choose Bajaj Markets for a Loan Against Property Balance Transfer?

  • Quick Processing

The online application process allows your loan application to be verified faster.

  • Simple Documentation

The online documentation process makes applying for a loan against property transfer on Bajaj Markets easy and convenient.

  • Zero Hidden Charges

With the promise of complete transparency, you can be assured of zero hidden charges.

FAQs and Support

Do I need to pay any additional charges for a loan against property balance transfer?

The fees and charges for this facility vary across lenders. So, before opting for the facility, it is ideal to check with the specific lender.

Who is eligible to avail a balance transfer loan?

Anyone who has completed at least 12 EMIs of their existing loan can opt for this facility.

Are there any tax benefits on a loan against the property balance transfer?

You can enjoy tax benefits as per Section 24B if you apply for an additional top-up option along with the balance transfer facility.

What is the applicable age bracket for self-employed and salaried professionals to avail a balance transfer of loans?

Provided below are age brackets that lenders usually maintain for applicants looking to apply for a LAP balance transfer online.

  • Salaried Applicants : 25 to 70 years 

  • Self-employed Applicants : 21 to 58 years

Please note that this value may differ from one lender to another.

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