Compare
| month | Starting Balance | EMI | Interest rate | Principal contribution | Interest contribution | Ending Balance |
|---|
EMI term
-
Total amount payable₹ 5,000 ₹ 5,000
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Interest rate₹ 8.99% ₹ 8.01%
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Total interest₹ 8.99% ₹ 8.01%
-
Total interest₹ 5,000
EMI term
-
Total amount payable₹ 5,000 ₹ 5,000
-
Interest rate₹ 8.99% ₹ 8.01%
-
Total interest₹ 8.99% ₹ 8.01%
-
Total interest₹ 5,000
Manage all your queries here
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✔️What are the end uses of a Loan Against Property?
You can use a Loan Against Property to fulfil all your financial obligations. If you are a salaried individual, you can use your loan for the following purposes: 1. Mortgage buyout/Balance Transfer of existing loan 2. Consolidation of debt 3. Managing wedding expenses 4. New investments 5. Financing education
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✔️How is my eligibility for a Bajaj Finserv Loan Against Property calculated?
The eligibility of a Loan Against Property is calculated by taking into the following parameters in account: 1. Age 2. Income 3. Property value 4. Existing obligations, if any 5. Stability/Continuity of employment/Business 6. Past borrowing track record
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✔️How will the Equated Monthly Installments (EMIs) be calculated on my Bajaj Finserv pre-approved loan?
All EMIs consist of 2 parts. The first being the repayment of the principal amount that has been borrowed. The second is the interest that has been charged on the borrowed principal amount. Accordingly, your EMI is calculated based on 3 factors – o The amount borrowed (principal amount) o The tenure of repayment o The interest rate charged on the principal amount
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✔️How can I bring my EMI amount down?
EMI amounts will decrease if there is a drop in the interest rate charged. You can also pro-actively bring down the EMI amount by making partial pre-payments of the borrowed principal amount.
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✔️Can I avail of a Loan Against Property for a property that is owned by my relatives and me?
Yes, you can. All the co-owners of the property will be considered as co-applicants of the loan.
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