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Bajaj Finance Personal Loan Online

A personal loan is a great way to get the necessary financial assistance in times of need. Be it financing a trip to your dream destination, renovating your home with modern furnishing, planning your wedding or dealing with a medical emergency, Finserv MARKETS is here to help. Get an instant personal loan online today and enjoy life king-size. Bajaj Finserv Personal Loan is an unsecured loan product that offers you instant help in times of need. Personalized pre-approved offers, instant approvals, quick disbursal and flexible tenues of 12 to 60 months, you can't ask for more. The complete application process is carried out online, hassle-free. The process requires minimal documentation and your loan can be approved in just 3 minutes! What's more? There are no hidden charges and you can access your loan account anytime, anywhere, 24x7. So why wait? Kick start your journey with us today!

Types of Bajaj Finance Personal Loans

Travel Loan

Travel loans are personal loans that are used specifically for traveling. People travel all the time whether it’s for holidays or business-related activities. The Bajaj Finserv Personal Loan for Travel will cover all your travel expenses including, flight tickets, food, entertainment, accommodations, etc.

Two-wheeler Loan

A two-wheeler is an economical option that can be purchased to ease your daily commute. With a Bajaj Finserv two-wheeler loan, you get cash payment options if you do not have a bank account. This makes it feasible for everyone to make their loan payments.

Home Renovation Loan

If you are looking to renovate your property, you need a good amount of money to refurbish your home without having to worry about the expenses. Bajaj Finserv Personal Loan for Renovation will help you cover the complete repairing cost, while simultaneously increasing the economic value of your house on the real estate market.

Education Loan

Education loans are used specifically for higher studies in India or overseas. With Bajaj Finance Personal Loan for Education, you get access to a lot of benefits such as minimal documentation, quick loan disbursal, tax benefit, long repayment tenure, etc. Providing financial support to students pursuing professional education.

Wedding Loan

Indian Weddings are a costly affair. Most people have dreams of having a grand wedding. With a Bajaj Finserv Personal Loan for wedding, you can finance your wedding expenses and make your day a memorable one.

Medical Loan

medical loan is the best way to finance your requirement during an emergency. You do not have to worry about the interest rate and apply for the loan when in need. The Personal Loan for Medical Emergencies has basic eligibility criteria and a quick application procedure. Your loan will be approved in no time and you will get immediate access to funds.

Features and Benefits of Bajaj Finance Personal Loans

  • Instant Personal Loan

    Whatever your need be, get instant personal loan up to Rs. 25 Lakhs to live your dream.

  • Exclusive Offerings

    We offer tailor-made fast personal loans online to meet all your financial requirements.

  • Zero Collateral

    You can avail unsecured loans without a guarantor at Bajaj Finserv.

  • Assured flexibility in repayment

    Repay your Bajaj Finserv Personal loan in easy EMIs over a period of 12-60 months.

  • Value Added Services

    Get a free Financial Health Check Report (FHCR) from Finserv MARKETS and enjoy customized insurance plans to protect your loan liability. No third party involvement in the lending process.

What is a ‘Hybrid Flexi Personal Loan’?

Need an urgent personal loan but worried about repayment the next moment? We present you Hybrid Flexi Personal Loan - the new way to fund your dreams. Enjoy principal holiday tenure, flexible part-payments and unlimited withdrawals! Find out more about our Hybrid Flexi Personal Loan and how you can benefit from it, right here.

Interest Only EMI

As an exclusive benefit, during the initial period of your Hybrid Flexi Personal Loan, you need to pay only the interest amount as the EMI.

Flexi-Repayment

You have complete flexibility and control of your principal amount. You can also login to the customer portal and choose to make part-payments.

Unlimited Withdrawals

With this Bajaj Finserv Personal Loan, you can withdraw without limit for, as many times you need.

No Additional Charges

Even if you choose to make part-payments for your principal amount, you will not incur any hidden charges.

No Repeated Form Filling

We understand that it is tedious fill application forms whenever you need money. So, we have eliminated that process completely. You need not fill forms for each requirement. You can just withdraw money from your Personal loan limit anywhere 24X7.

Why choose Finserv MARKETS for Bajaj Finance Personal Loans?

Fast Online Processing

The Bajaj Finance Personal Loan application process is completely online. The approval of your loan will take just 3 minutes. Post-approval, the loan amount will get credited to your bank account within 24 hours.

Minimal paperwork involved

The Bajaj Finserv lending process is practically paperless and instant.

Transparency

We do not believe in hidden charges. You will know about your loan details right from the beginning.

Custom-made Loans

Get the best personal loan offers that meet your requirements, here. No need to look elsewhere!

Trusted Companion

100 million+ happy customers across India have chosen Finserv MARKETS as their trusted financial partner for Personal Loan. It's your time now!

How can you apply for Bajaj Finance Personal Loan on Finserv MARKETS

Want a Bajaj Finance Personal Loan? Follow the 3 simple steps below and Apply for a loan today!

  • Online Form Filling

    Fill in your personal and employment details.

  • Specify Personal Loan Details

    Select the Bajaj Finserv Personal loan amount and repayment tenure.

  • Approval & Disbursal

    Get online approval in 3 minutes and money in your bank within 24 hours.

Bajaj Finance Personal Loan Eligibility & Documents

Personal Loan Eligibility Criteria
  • You must be a citizen of India.
  • You must be a salaried individual.
  • Salaried individuals between ages 25 - 58 are eligible and can apply for a Personal Loan.
Personal Loan Documents Required
  • Aadhar Card/Passport/Driving License.
  • PAN Card.
  • Bank Statement - Last 3 months.
*Don't worry if you are asked to upload additional documents, we are just creating the best Bajaj Finserv loan for you!

Fees & Charges for Bajaj Finance Personal Loan Application

Bajaj Finance Personal Loan offers interest rates starting from 12.99% per annum, while flat processing fees and annual maintenance charges of 3.99% and 0.25% respectively of the loan amount are also charged. Enjoy attractive rates of interest on personal loans at Finserv MARKETS. For more details on processing fees, maintenance charges as well as foreclosure charges, please visit our section ‘Personal loan interest rate and charges.’

Also know about Bajaj Finserv Personal loan Eligibility Criteria

Calculate the EMI for Bajaj Finance Personal Loan

Your EMI is dependent on your loan amount, rate of interest and tenure. It is important to remember that the longer the tenure is, the lesser is the amount that has to be paid every month, but the total amount of interest payable will be higher. You can calculate the amount of monthly installments with the help of our personal loan EMI calculator. All you need to do is enter the desired loan amount, the pre-determined rate of interest and the fixed tenure.

Bajaj Finserv Customer Care Details

We, at Finserv MARKETS, believe in ‘customer-first’ approach to offer the best-in-class services at the click of a button. You can reach out for assistance, if you face any issue – anytime, anywhere! Our Customer Care service is there for you 24*7. You can reach out to us via email on wecare@bajajfinserv.in and get answers to your product and service-related issues. You may also give a call to Bajaj Finserv Customer Care Helpline Number 08698010101 and have your queries resolved. Our Chatbot ‘YARA’ is also available round-the-clock to deal with your queries. You can even get assistance via SMS. Just text ‘Help’ to our Bajaj Finserv Helpline Number +91 9227564444. Also, you can download our Finserv MARKETS App and reach out to us.

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Frequently Asked Questions on Personal Loans

  • ✔️Why should I avail of a Bajaj Finance Personal Loan from Finserv MARKETS?

    Taking a Bajaj Finance Personal Loan online from Finserv MARKETS is faster, secure, hassle-free and transparent. It will save you a lot of time and effort.

  • ✔️What is Bajaj Finserv Personal Loan eligibility?

    You can apply for a Personal Loan if: 1. You are a salaried employee 2. You are between 25-58 years of age 3. Your minimum net monthly salary is greater than Rs. 37,000 and you reside in Tier 1 cities and Rs. 27,000 in case you reside in Tier 2 cities.

  • ✔️Can I avail a loan from Bajaj Finserv if I am self-employed?

    You can check out the self-employed section for more details on personal loans/business loans and professional loans for self-employed individuals.

  • ✔️What is the minimum and maximum tenure that I can avail Personal loan from Bajaj Finserv?

    You can avail a personal loan for a tenure ranging from 1 year to 5 years (with annual renewal option for interest servicing loan).

Bajaj Finance Personal Loan Reviews

Bajaj Finance Personal Loan Reviews

4out of 5

44 reviews

Good loan services

I took a personal loan at Finserv MARKETS with my friend's suggestion. The process was completed online and the documents were uploaded on the website itself as per the guidance. The eligibility criteria was minimal and rates and charges were also nominal. I found the loan service very efficiently and fast. This is a great product and I will recommend it to others also.

Convenient loan process

The loan application was processed fast and I got it approved on the same day. To get an online personal loan, we can easily apply through the Finserv MARKETS app. The process was 100% online and even the documents required were uploaded online on the portal. I had a very good experience and the process was very fast. I am happy with services.

High loan limit

The only loan that I got at the best interest rate. The eligibility criteria as well documentation was simple and the loan formality was not tedious as I had expected and I got the loan very easily. My EMI payment is seamless as well.

Best for financial emergency

Availed a personal loan for medical expenses and the loan service was super fast and smooth. The complete application process was done online with the app. Got the best interest rate and timely disbursal of the loan. I am happy with the services and professionalism. Great offers on loans as well.

Nice loan features

Very quick and professional service. I liked how everything went smooth and for someone who has applied for a loan for the first time, I did not find it difficult to apply through the app. I saw some interesting features like the Money Manager which is really helpful for tracking daily expenses.

Instant loan approval

Had an urgent loan requirement so I applied for a Bajaj Finserv Personal loan. I availed it through the app and it was a paperless approval. The mobile app is also very easy to use.

Great Loan Experience

My loan was sanctioned without any delay and I could make use of it properly. The service was really good and I got a timely response for my loan application. The overall experience with the personal loan was fine.

All in one solution

Getting an online loan has saved so much time and effort. The complete process of personal loan was carried out through the app. The best part of the mobile application is how easy it is to use whether to apply for a loan, insurance or making investments, all in one place. The app works great and I have been using it to track my payments online.

Highly recommended for personal loan

I applied and got my personal loan at a low iinterest rate. The documentation process was easy and simple and the loan was disbursed instantly. I never felt any difficulties with the process. The executives were very helpful with my queries. I am very satisfied with the financial services.

The best loan services

Bajaj Finserv Personal Loan acted as a helping hand in getting instant loans without any difficulties. I was impressed with how smooth and seamless the whole loan process was. I applied for the loan through their mobile app and that made everything super easy. The repayment tenure offered is flexible and that saved me a lot of hassle for repayments.

Customer friendly loan process

A quick, efficient and certainly hassle-free service. Would truly recommend for personal loans. I've not known a procedure so simple and quick. Didn’t have any problems with the loan process I could track my loan status on the phone. The mobile application is very good, nice user interface and smooth application. Other app features are interesting and very new for me.

Very Good service

My previous loan provider requires lots of documents but here at Finserv MARKETS, I applied for a personal loan with minimal documentation along with the online loan application. I got the best rate on my loan and everything was done very quick, my loan got approved in no time. I am happy with the services provided.

Easy loan application

I was in need of quick cash to cover a debt so I got an instant personal loan at FInserv MARKETS. The online process was smooth as I applied it through their mobile application. I could track the status of my loan through the app itself. I found their repayment process to be quite customer-friendly. I got all I need in one place. Great job!

Time saving and convenient

Hassle free online loan processing was exactly what was needed for a busy business person with little time to spare. The app made it easier for me to get a loan without getting into tedious documentation and verification. This saved me a lot of time and energy and my loan was approved pretty quick.

The best place for loan

Impressed with the personal loan services and to my surprise the process was easy and took very less time. I got the best rate on my personal loan. The eligibility criteria was simple too, that made the application process way easier to proceed. Overall I had a great experience would definitely recommend to anyone who needs instant credit.

Excellent loan services

I stumbled across Bajaj Finserv Personal Loan. I looked up the criteria and was not expecting to be able to fulfil it, but to my surprise it was very simple. My loan was approved in no time. Now I can now pay off those credit cards with the help of a personal loan. I was also offered a financial credit report and was provided with some incredibly useful tips to help keep my credit file in good shape in the future.

Less paperwork and swift process

I was looking for a personal loan and looking at an early disbursal. Applied for a personal loan at Finserv MARKETS and got my loan approved very easily. The process required minimal paperwork. I would like to thank your team for their assistance in my loan application. Great job and thanks once again!

Best rate on loan

Got the best rate on my personal loan. The loan application process was quite simple and easy. I got all the information I needed for the loan. I am extremely pleased with the response, and professional services. I am extremely happy & satisfied with the outcome, and definitely would approach Finserv MARKETS for any future loan requirement.

Quick loan disbursal

I wanted a loan app that would make getting a loan easier. The Finserv MARKETS app was great, as the app was quite user-friendly. My loan got approved pretty quick and I got the money in my account in no time. I was amazed by all the additional features that were present on the app. Great work!

Great experience

The service was good. The personal loan process was simple. I did it online through the mobile application. I submitted all the documents that were asked for and the loan got approved in no time. I am very much satisfied with the personal loan experience.

Easy Personal Loan

Out of my experience of transacting with several banks, I wish to state that the personal loan services and offers provided by Finserv MARKETS is the best of all. They helped me to cover all my financial requirements with ease.

Bajaj Finserv Personal Loan

I took a Bajaj Finserv Personal Loan. This was the third loan taken from them. I like how easy is the processing of the loan is. The loan disbursement was quite quick. Their EMIs are quite flexible and convenient for me.

Personal Loan for Traveling to My Dream Destination

This was my first experience with Finserv MARKETS and I must say that the experience was swift and transparent. My personal loan application was approved in minutes and the amount credited to my bank account in a day or two! Thank you so much for helping me fund a dream vacation for my family.

Online Process is Fast and Easy

Online mode of application was very nice, process was fairly easy, associate provided complete information. The mobile application is very easy to use and has nicely defined processes for buying products & investing money. Overall, I'm satisfied with Finserv MARKETS.

Super fast process

Super fast process! It was seamless and comfortable, complete information was provided and same was acknowledged on mail, executive supported very well, portal is easy to process application, acknowledgement sheet was very nice, portal is good and easy to process, mobile application is nice and I am using it almost daily, also executive explained how to use application.

Instant Loan Process

Process was very fast, complete guidance was provided by their in-house expert, the Finserv MARKETS portal is best and Mobile application is also easy to track the loan application. The completely digital process is best part of Bajaj, satisfied with the process.

Process is easy & Hassle-free

Process was very fast and accurate, associates were quite informative and provided complete information, their mobile application is nice, portal was quite easy to process my application. Overall their services are very nice!

Quick Loan Disbursal

Service and punctuality was nice, process was easy, executive informed complete loan details and also sent the details on mail for confirmation, portal was good and easy to process my application.

Product Explained Properly

Complete information was provided by executive. Portal is good and easy to access.

Loan Disbursal was done Instantly

Process was very good and quick. Disbursal was quick, all details were shared via mail and message, so I am totaly satisfied with the process. Quick and professional service, got every detail which I needed. I had an urgent requirement and I got the loan very quickly, hassle free.

Good Service

Customer service was nice, executive provided complete information, portal is easy.

Complete Details Provided

Overall process was nice and the executive explained complete details. Customer portal is good and easy to use.

Application was processed easily

Process was very good. It was a very easy and fast process. Executive supported and processed application very well. Customer portal is simple and Finserv MARKETS app is easy to use. Happy with the service.

User-friendly and easy process

Process was simple and fast. Executive shared complete details and explained the product. The online process is simple and was user-friendly. Overall services are pretty good.

Quick Loan Process

Process was really fast and easy. Executive explained complete details. Portal was simple to process application.

Great Service!

Process was very fast and executive explained complete loan details. Overall service was nice. The Finserv Markets customer portal was also easy to use.

Customer Service is Great!

Process was easy and fast and the executive provided complete information about the loan process. The executive was co-operative.

Loan Process was Quick

Executive provided complete information. Process was quick and easy through Finserv MARKETS. The customer portal makes the process even more hassle-free!

Attractive Interest Rates

I recently availed a personal loan to finance my daily business operation. The application process was smooth and the Bajaj Personal Loan interest rate was very attractive. Even the customer service provided was very efficient and reliable. Highly satisfied with the overall experience.

Convenient & Quick Process

If you are looking to avail a personal loan, I would highly recommend you to opt for a Bajaj Finance Personal Loan. I availed the same last to manage my daughter’s wedding expenses. Right from application to the loan disbursal, everything was very quick and convenient. Couldn’t have asked for a better service.

Simple Application Process

I could easily apply for a personal loan online through a simple application process. I got the loan amount credited to my bank account within 24 hours. The documents required were minimal and the interest rate was highly attractive. In my opinion, online personal loan at Finserv MARKETS is certainly one of the finest ways to manage immediate financial requirements.

Instant Loan Disbursal

There are a lot of financial institutions that offer personal loans in India. However, I would suggest you to opt for an instant personal loan at Finserv MARKETS. I applied for a personal loan online and received the loan amount within a short duration.

Flexible Repayment Options

Bajaj Finserv Personal Loan comes with attractive interest rate and other attractive features such as competitive interest rate, prepayment facility and flexible repayment option. I availed a personal loan at Finserv MARKETS recently and I am extremely happy with the service I received.

Smooth Application Process

Availing a personal loan online was never this easy. Bajaj Finserv Personal Loan can be availed instantly through a smooth online application process. The eligibility criteria is also very simple and the personal loan comes with attractive rate and other features such as unlimited withdrawals, flexible repayment tenure, etc.

Happy Customers of Finserv MARKETS

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!