Get Personal Loan on Aadhar Card

A personal loan can be applied to cover all kinds of financial needs. Earlier, the time taken for a personal loan process approval and verification was quite long and straining for the borrower. Both private and public sector banks demanded numerous documents to successfully apply for a personal loan. However, ever since the Aadhaar cards have been introduced, fewer documents are required, and the time for loan approval has gradually decreased.

Now, it is much easier to avail a personal loan on your Aadhaar card, as the loan process has become much simpler for bank employees to complete the verification process. With Aadhaar details provided by the borrower the documentation process can be done online also known as e-KYC. In the case of e-KYC, no physical documents are required by the borrower making it an ideal option to save time. Also, there are various banks that also provide instant loans if a scanned copy of the Aadhaar card is provided at the time of submission.

Benefits of Applying for an Instant Personal Loan on Aadhar Card

Having an Aadhar Card makes availing a personal loan a lot easier. The following are the benefits of applying for Personal Loan with Aadhar Card:

  • Aadhaar Card gives you easy access to numerous loans and other financial services. The loan applicants are asked to provide Know Your Customer (KYC) documents and Aadhaar Card is a solid proof of your citizenship and identity.

  • This single document acts as proof for multiple things like an individual’s citizenship, age, photo, address, and identity.

  • Aadhar Card helps with e-KYC (online verification process)

  • You can avail Aadhar Personal Loan at Finserv MARKETS and get instant approval on the basis of e-KYC.

Eligibility Criteria for Aadhaar Card Loan

The following are the eligibility criteria for personal loan that need to be fulfilled to qualify:

  • You need to be a resident of India to be eligible for a loan

  • The applicant must be between the ages of 23 and 58 years

  • The applicant must be working with a public/ private company or an MNC

Documents Required for Aadhaar Card Loan

The following are a list of documents required to get a Personal Loan on Aadhaar Card

  •  Passport-size photographs

  • Submit other KYC documents like Passport, PAN, Driving license, Voter’s ID

  • The bank account statements of the last 3 months

How to Apply for a Personal Loan on Aadhaar Card?

With the advent of Aadhaar Card and digitalization it has become easier to apply for a Personal Loan online. You are only required to show your Aadhaar Card as KYC proof. This single document is accepted by most of the banks and NBFCs nowadays as proof of identity, birth, address proof and citizenship.

The following are the steps to apply for a personal loan with Aadhar.

  • Step 1: Visit bank’s or financial aggregator websites to check and compare personal loan offers online.

  • Step 2: Fill in all your personal details and the loan amount requirements.

  • Step 3: Submit your scanned Aadhaar Card and other documents online.

  • Step 4: Your application and along with the documents will go under a verification process.

  • Step 5: Once approved, the sanctioned loan amount will be credited to your bank account.

You can apply for a personal loan on your Aadhar card online at Finserv MARKETS.. The online personal loan application process is quite simple. Once the loan is approved the loan amount is disbursed into your account within 24 hours of approval. You can enjoy a higher loan amount with a Bajaj Finserv Aadhar personal loan and repay it over the flexible tenure. A personal loan helps you cover all kinds of financial obligations like paying for your higher education, wedding expenses, home renovation, medical emergency, and more. Bajaj Finserv Personal loan offers instant loan approval up to Rs. 30 lakhs. With flexible loan repayment tenors ranging between 12-60 months, you can plan a convenient repayment schedule.

Apply for an instant loan on an Aadhaar card at Finserv MARKETS and get the funds disbursed in your bank account within 24 hours of verification. Enjoy benefits like minimal documentation, easy eligibility criteria, and flexible repayment tenors on your loan. With a personal loan, you also get access to added services like a free Financial Health Check Report (FHCR) and customized insurance plans to help protect your loan liability.

Personal Loan on Aadhaar Card Reviews

Personal Loan on Aadhaar Card Reviews

4.8out of 5

15 reviews

Excellent loan

The fast loan approval on Finserv MARKETS really amazed me. The loan got disbursed in a day and it helped us tackle a huge emergency during tought times. Really thankful!

Very good product

I think the fact that the loan I took got approved only by Aadhaar card is really fantastic. This loan product has some awesome features and coupled with the services, it's a perfect experience.

Wonderful service

I needed money for emergency purposes and Bajaj Finance disbursed the amount in a matter of a few days. Not only this, they also gave me an affordable interest rate to ease my burden.

Excellent customer service

I got quick approval for my Aadhaar card loan because of the good customer support, the seamless process, and the overall delightful experience on Finserv MARKETS.

Very fast approval

Due to the fast loan approval provided by Bajaj, my loan got disbursed in just a day! Can you believe it? Such amazing and quick service is quite rare among NBFCs in India.

Quickest process

The Aadhaar Card loan from Bajaj Finance has such as quick process, that the disbursal took one day only. I am also extremely impressed with the customer service and the add-on benefits.

Convenient loan

A personal loan that got approved only by Aadhaar Card! Now that's what I call convenient financing. I can't thank Finserv MARKETS enough for the easy process and brilliant benefits.

My emergency partner loan

The Aadhaar Card Loan from Bajaj Finance didn't just provide me with financial help during emergency purposes, but also gave me an affordable interest rate along with it. What more can you ask for?

Good customer support

With quick approval and good customer support, the Aadhaar Card Loan on Finserv MARKETS is truly the best personal loan product I have come across.

Very satisfied services

The overall experience with Finserv MARKETS was really pleasant and without any hiccups. Looking forward to avail a personal loan again.

Instant loan approval

I got an aadhar card loan from Finserv MARKETS. This made it easier for me to get a loan without much hassle. The application as well as the verification process was simple with the quick disbursal of the loan amount. The repayment process for the loan was very convenient. Overall a good experience.

Superb loan process

The process of my aadhar loan approval has been smooth and easy. I didn’t find any problems with the loan process at all. The loan amount provided is also satisfactory as well as I wanted that particular amount. They offered a low rate of interest compared with other lenders in the market for a personal loan.

Easy Loan Process

Applying for a loan is also easy was worried a lot as I was in an emergency and needed 2 lakhs urgently. Went to many close ones for help but was not able to get. Lastly, aadhar card personal loan apply from the Finserv MARKETS app which required minimal documentation I got the money within the desired time. The app was user-friendly and easy to navigate. I am satisfied with the services.

Easy repayment

Took a aadhar card loan apply from Finserv MARKETS to renovate my home. No collateral was required and the process went very smoothly. we got the loan amount sanctioned in just 3 days without much documentation. They offered easy EMI for repayment which has made it easy to repay the amount as per my convenience.

Fast service

It was indeed a great service from their end. I apply online for a personal loan with aadhar card. The process was smooth for my aadhar loan application. The loan was sanctioned on time at quite a reasonable rate in very less time. There were no hidden charges and I got the loan amount what I wanted.