Accident EMI Protection Single EMI Cover

India witnessed 3,66,138 road accidents in 2020, in which 3,48,279 people sustained injuries. Although survival after an accident may bring some relief to your loved ones, you may still be unable to perform day-to-day tasks and resume your work immediately, leading to a loss of income. The financial burden may be exacerbated further if you have to pay EMIs taken by you before the accident. 

This is where the Accident-EMI Protection-Single EMI protection insurance available on Bajaj Markets offered in partnership with ManipalCigna Health Insurance Company comes to your rescue. The Accident-EMI Protection-Single EMI policy is a personal accident protection insurance plan that provides you with a single EMI accident insurance by helping you to contribute to your existing loan account, as you recover from your injuries.

You can follow the below-mentioned steps to apply for this plan:

1. Click on Buy Now

Head to the Accident-EMI Protection-Single EMI product page on the Bajaj Markets website and click on ‘Buy Now’.

2. Fill Your Details

Enter the necessary details in the online application form.

3. Pay the Premium

Once you submit the form, you must pay the premium for your Accident-EMI Protection-Single EMI plan using any preferred mode of online payment.

That’s it! Your Accident-EMI Protection-Single EMI policy document will be sent to your registered email ID.

Any individual who falls in the age bracket of 18 years to 65 years is eligible to purchase the Accident-EMI Protection-Single EMI Policy.

The Accident EMI Protection- Single EMI policy is a personal accident protection plan that offers insurance coverage on EMI. Let’s understand this in detail:

• Due to an accident, if you (the insured person) are left disabled from engaging in your primary occupation for a minimum period of 1 month, this policy provides coverage for a single EMI.

• You can claim this benefit in the event of hospitalisation, permanent total disablement, permanent partial disablement, temporary total disablement and coma.

The details and specifications of the Accident EMI Protection- Single EMI protection insurance are as follows:

The following are not covered under the Accident EMI Protection- Single EMI protection insurance:

• If you suffer from an accident due to involvement in adventure sports activities, no coverage will be given.

• This policy does not cover any pre-existing ailments.

Filing a claim for an Accident EMI Protection- Single EMI accident insurance is simple. Here are the two ways to file a claim under this plan:

• Call the toll-free number 1800-102-4462 and talk to a ManipalCigna Health Insurance Company customer executive to file a claim.

• You can also send a mail to servicesupport@manipalcigna.com and inform them about your claim.

You can contact the Bajaj Markets customer care team and get answers to all your queries! To connect with us, you can send an e-mail to insuranceconnect@bajajfinservmarkets.in.