Coverage of up to Rs. 50,000 | Buy Accident EMI Protection Single EMI at just Rs. 59 BUY NOW

India witnessed 3,66,138 road accidents in 2020, in which 3,48,279 people sustained injuries. Although survival after an accident may bring some relief to your loved ones, you may still be unable to perform day-to-day tasks and resume your work immediately, leading to a loss of income. The financial burden may be exacerbated further if you have to pay EMIs taken by you before the accident. 


This is where the Accident-EMI Protection-Single EMI protection insurance available on Bajaj Markets offered in partnership with ManipalCigna Health Insurance Company comes to your rescue. The Accident-EMI Protection-Single EMI policy is a personal accident protection insurance plan that provides you with a single EMI accident insurance by helping you to contribute to your existing loan account, as you recover from your injuries.

Key Features

Some of the important features of this plan are:

High Coverage Amount

This affordable insurance cover offers a high coverage amount. You pay only ₹59 and ensure coverage of up to ₹50,000.

Multiple Payment Options

You can buy the Accident-EMI Protection-Single EMI protection insurance by transferring the amount online, through UPI, mobile wallets, debit cards or credit cards.

How to Apply for Accident EMI Protection Single EMI Policy?

You can follow the below-mentioned steps to apply for this plan:

1. Click on Buy Now

Head to the Accident-EMI Protection-Single EMI product page on the Bajaj Markets website and click on ‘Buy Now’.

2. Fill Your Details

Enter the necessary details in the online application form.

3. Pay the Premium

Once you submit the form, you must pay the premium for your Accident-EMI Protection-Single EMI plan using any preferred mode of online payment.

That’s it! Your Accident-EMI Protection-Single EMI policy document will be sent to your registered email ID.

Eligibility Criteria

Any individual who falls in the age bracket of 18 years to 65 years is eligible to purchase the Accident-EMI Protection-Single EMI Policy.

What’s Covered Under Accident EMI Protection- Single EMI Cover?

The Accident EMI Protection- Single EMI policy is a personal accident protection plan that offers insurance coverage on EMI. Let’s understand this in detail:

  • Due to an accident, if you (the insured person) are left disabled from engaging in your primary occupation for a minimum period of 1 month, this policy provides coverage for a single EMI.

  • You can claim this benefit in the event of hospitalisation, permanent total disablement, permanent partial disablement, temporary total disablement and coma.

Policy Details

The details and specifications of the Accident EMI Protection- Single EMI protection insurance are as follows:







Sum Insured






Premium (incl. GST) 






Plan Validity

1 Year

What’s Not Covered Under Accident EMI Protection- Single EMI Cover?

The following are not covered under the Accident EMI Protection- Single EMI protection insurance:

  • If you suffer from an accident due to involvement in adventure sports activities, no coverage will be given.

  • This policy does not cover any pre-existing ailments.

How to Make a Claim?

Filing a claim for an Accident EMI Protection- Single EMI accident insurance is simple. Here are the two ways to file a claim under this plan:

  • Call the toll-free number 1800-102-4462 and talk to a ManipalCigna Health Insurance Company customer executive to file a claim.

  • You can also send a mail to and inform them about your claim.

Accident EMI Protection Single EMI Policy Customer Care Details

You can contact the Bajaj Markets customer care team and get answers to all your queries! To connect with us, you can send an e-mail to

Accident EMI Protection Single EMI - FAQs

What is the premium payable for covering an EMI of ₹50,000?

You need to pay just ₹59 for the Accidental EMI Protection plan in this case.

Can I also insure an EMI as less as ₹5,000 or ₹10,000 with this plan?

Yes, you just need to pay ₹24 and ₹29 respectively per year.

I have purchased a car on loan and would like to buy this plan. My EMI would range somewhere between ₹20,000 to ₹25,000. Please advise which plan will suit me?

The plan has two cover options for EMI of ₹20,000 (Premium- ₹39) and ₹25,000 (Premium- ₹44). You can choose one of these plans based on your exact EMI amount.

Does this Accidental EMI Protection Plan also cover disability?

Yes, you are provided financial protection against disability as per policy guidelines.

My home loan is between ₹55,000 to ₹60,000 per month. Can I buy this plan?

The policy does not offer a sum insured for an EMI amount in this range currently.

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