Alzheimer's Disease Indemnity Insurance - Coverage up to Rs 3 Lakhs

Coverage of up to Rs. 3 Lakhs | Buy Alzheimer’s Disease Indemnity at just Rs. 271 BUY NOW

What is Alzheimer’s Disease-Indemnity?

Though there is currently no complete cure for Alzheimer’s disease, proper treatment and medication can improve the symptoms. However, such treatments can be expensive. Hence, availing of an Alzheimer's Disease-Indemnity plan will prove beneficial for Alzheimer’s care. The plan is crafted to cover expenses arising from such treatment, entitling you to a coverage amount of up to Rs. 3 Lakhs at a minimum premium amount of Rs. 271/year. Continue reading to find out more!

Key Features of Alzheimer’s Disease-Indemnity

Alzheimer’s Disease-Indemnity comes with the following features:

High coverage amount

Get a high sum insured of up to Rs. 3 lakh, covering both 30 days of pre-hospitalisation expenses and 60 days of post-hospitalisation expenses.

Nominal premium amount

Avail of the plan by paying a nominal premium starting from Rs. 271 per year. You have the option to choose from various premium amounts.

Covers ambulance expenses

Under the plan, you will receive additional coverage for ambulance expenses necessary to transport the patient to a medical facility.

How to Apply for an Alzheimer's Disease Indemnity Plan?

The application process for Alzheimer’s Disease-Indemnity is simple and hassle-free. You need to follow the steps mentioned below to receive coverage:

Click on the 'Buy Now' button

Select the ‘Buy Now’ button on the product page.
Share basic details

Fill out the online application form with the necessary information.
Make the payment

Proceed to initiate the online payment for the membership fee.

After a successful application, you will receive all the membership details in the registered email ID.

What’s covered?

Hospitalisation cost

The plan provides high coverage of up to Rs. 3 Lakhs, compensating for in-patient care and both pre and post-hospitalisation expenses.
Diagnostic charge

The plan also covers the expenses arising from diagnostic tests done within the set hospitalisation period to confirm the disease.
Administrative charges

Additional expenses, including hospital room rent, expenses incurred on ICU, and transfusion are also covered under the plan.
Doctor’s fees and medication

Alzheimer’s Disease-Indemnity plan also compensates for doctor’s consultation charges and the cost of the prescribed medications.
Ambulance expenses

Get up to Rs. 2000 for ambulance expenses, covering patients' journeys to and from the hospital, providing you with cost-effective ambulance services.

Policy Plan Details and Specifications

The table below will give you clarity on the different sum insured and respective premiums offered under the plan.

Coverage amount	Premium (Inclusive of GST)
Rs. 1 Lakh	Rs. 271
Rs. 2 Lakhs	Rs. 531
Rs. 3 Lakhs	Rs. 684

Validity: Coverage for 1 year.
Payment modes: Online payment mode like UPI, credit/debit card etc.

What’s Not Covered in Alzheimer’s Disease-Indemnity?

Here are the following exclusions in insurance for Alzheimer’s care:

Coverage before 90 days

Under Alzheimer's insurance coverage, there is no coverage for hospitalisation expenses within the first 90 days from the policy’s start date.

Hospitalisation for other ailments

No compensation is provided against hospitalisation expenses resulting from diseases apart from Alzheimer's, including pre-existing medical conditions or dementia.

Influence of intoxicants

If the brain damage has resulted from overconsumption of intoxicants, you will not receive coverage under the plan.

How to make a claim?

You can conveniently raise a claim for Alzheimer’s insurance plan by opting for any of the following ways:

Dial toll-free number

Contact the insurer by dialling 1800-102-4488 and receive a prompt response.

Send an email

Compose a mail and send it to claims@careinsurance.com

Customer Care Details

For any queries, grievances, or doubts related to Alzheimer's Disease-Indemnity plan's coverage, exclusion, inclusion, or claim process, reach out to the customer care executive by sending an email to insuranceconnect@bajajfinservmarkets.in.

How can I settle the claim?

The insurance provider conveniently settles the claim on approval through a payment via NEFT or cheque.

Does Alzheimer’s Disease-Indemnity plan cover one for life?

No, you will have coverage for one year. Thereafter, you have to repurchase the plan to continue getting benefits.

What is the maximum sum insured offered under the plan?

Alzheimer's Disease Indemnity plan comes with a maximum sum insured of Rs. 3 Lakhs. However, as per your convenience, you can also avail sum insured amounts of Rs. 1 Lakh and Rs. 2 Lakhs.

How many plan options are available under the Alzheimer’s Disease-Indemnity?

Under Alzheimer’s insurance plan, you have the option to choose from different sum insured options of Rs. 1 Lakh, Rs. 2 Lakhs and Rs. 3 Lakhs, which are available at an annual premium amount of Rs. 217, Rs. 531 and Rs. 684, respectively.

Can I use a mobile wallet to pay the membership fee?

Yes, you can use your mobile wallet to initiate the membership fee payment. Furthermore, you can also opt for UPI, credit/debit cards or other online payment modes.