Hospital Cash Insurance

The Hospital Cash Insurance cover is both a pocket insurance plan and an add-on cover in one. You can use this as an independent policy or as an add-on for your current health insurance. This plan can offer you up to ₹10,000 per day for up to 180 days of hospitalisation. You will be able to purchase this plan on Bajaj Markets  at a starting premium of just ₹489 per year.

Here are the plan details of the Hospital Cash Insurance cover.

Here are a few key features of the Hospital Cash Insurance plan:

 

• Daily cash benefit for medical and other expenses

• Continuous allowance flow up to 180 days

• Can act as a health insurance add-on cover

• Individual and family floater options

Given below are the inclusions and exclusions of this policy.

*For a detailed understanding of the inclusions and exclusions of this plan, please read the policy wordings carefully.

You can get the Hospital Cash Insurance as an independent pocket insurance plan or an add-on cover for your health insurance if you meet the following eligibility criteria:

 

• You are an Indian citizen

 

• Your age is above 18 years and below 65 years

 

• Your children are more than 6 months old

 

• You have a stable source of income

 

• Your medical history has been checked and approved by your health insurer

Here’s how you can file a claim for the coverage of this plan:

• Inform the insurer of your claim at least 48 hours before hospitalisation

• In case of emergency hospitalisation, inform the insurance company within 24 hours of the incident

• File a claim either by sending an email to customercare@bajajallianz.co.in or by calling the insurer’s toll-free number at 1800-209-1021

• The following documents may be requested from you during the claim process

 

1. Policy number

2. UHID number

3. Name of the claimant and patient

4. Claimant’s relationship to the policyholder

5. Expected hospitalisation duration

6. Date of admission

7. Reason for admission

8. Attending doctor’s name

9. Name and address of the hospital

10. Complete claim form

11. Discharge documents

12. Hospital bills

13. Consultation proof

If you’d like to reach out to Bajaj Markets for support, you can write to the following email address.

• insuranceconnect@bajajfinservmarkets.in