About Hospital Cash Insurance
Illnesses and injuries can stem out of surprise at any given point. Although they cannot be avoided, it is best to stay prepared in advance. Hospitalization charges could vary from general health checks to procedures, leading to a fair amount of expenses. Hospital Cash Cover enables you to stay prepared thereby mitigating the expenses and charges you may have to shell out for healthcare.
Features & Benefits
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Nominal premium amount
You can avail the Hospital Cash Cover by beginning with an affordable premium amount of Rs. 489 per annum.
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Country-wide policy
Treatment procured at any place within India, no matter the complexity will be covered by Hospital Cash Cover policy.
Documents Required for the Claim
To begin the process of your claim, you will be required to submit certain documents. Ensure to submit the following documents:
Your signed claim form that includes details about the damage and the claim amount
The discharge summary along with the details on the complaint and the treatment.
The final hospital bill including the payment receipt and the doctor’s consultation reports.
In addition, the following documents have to be submitted to process the claim:
UHID Number
Patient Name
Policy Number
Contact number
Name of the caller
DOA
Relationship with the proposer
Name of the doctor
Reason for admission
Length of stay
Hospital name and address
Hospital state and city
How to apply?
You can apply to these plans through an online application form through a simple 3-step process.
And you are good to go!
Claim Process
It is recommended to raise a claim within 48 hours of planned hospitalization and 24 hours of hospitalization. You can contact the insurer in either of the two ways:
SMS: You can SMS “HEALTHCLAIM” to 575758 for a callback from Health Care Provider.
PhoneCall: For immediate resolution, you can contact them through their toll-free number at 1800-2666.
FAQs
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✔️Will vaccination be covered under this policy?
Unless the vaccination is included as part of the treatment under the injury, it will not be covered.
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✔️Can aesthetic treatments be covered under the Hospital Cash Cover policy?
As long as the aesthetic procedures are necessary for the injury or accident, they will be covered under this policy.
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✔️Will pre-existing diseases be covered?
For a period of 2 years, pre-existing conditions and diseases shall not be covered.
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✔️Can I submit a claim form before the policy period?
For an accident that occurred before the start date of the policy, the insurer does not offer cover.
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✔️Can I process a claim before registration?
Claims for an unregistered individual cannot be processed.
