Buy Maternity Cover 2  to at just Rs. 1358/year. Buy Now

What is Maternity Cover 2 Insurance?

As beautiful as the experience of becoming a mother is, it is also a phase when extreme care is required. You need to take constant care of your baby as well as your health during this time, which can get overwhelming. Moreover, maternity-related expenses have become so high that they might push you towards financial stress. In such a situation, getting the best treatments without worrying about finances can go a long way. For this, choosing the right maternity insurance package is the first step. Aditya Birla Health Insurances Co. Ltd. offers Maternity Cover 2, which will help you cover the costs of treatments, tests, and more. All life-threatening complications are covered under this insurance plan, with a premium of just Rs. 1358/year. Let us see everything that makes this plan an attractive deal. 


Key features of maternity cover 2

Here are some benefits of this plan that make it worthwhile:

Complimentary AYUSH treatment

This professionally curated Maternity cover gives you access to AYUSH treatments and reimburses up to the agreed amount mentioned in the certificate of insurance.

Diagnostic charges

Any diagnostic expenses that are required before and after the delivery of the child will be covered by us. This will enable you to spend more time with your child while we take care of your finances.

Newborn baby Expenses

By taking up this exclusively curated insurance plan, you will be covered against most of the expenses related to hospitalisation, medications, and the care of the newborn baby.

How to apply?

Here is how you can quickly complete the process to get the maternity cover 2:

  • Click on the Buy now option

    After you click on the “buy now” option on the website, you will need to submit your basic information and other relevant details for starting the application process.

  • Provide the OTP

    After filling out all the information, confirm your application details and then provide your phone number. Enter the OTP that you’ll get on your phone to get to the next step.

  • Confirm the Payment

    The next step is finalising the payment. Bajaj’s website will let you choose from several payment methods ranging from credit/debit card, UPI, or any modern payment wallet.

Eligibility criteria   

The eligibility criteria for availing of these insurance plans are pretty general and straightforward. Let’s go over them briefly:


  • Any woman whose age ranges from 36 to 50 years is eligible for this insurance plan.

  • You’ll have to provide some general documents that will bear the proof of your citizenship in India. 


What’s covered under maternity cover 2?

  • Rent room assistance

    All the expenses related to ICU single rooms and general private rooms are covered under this insurance umbrella, protecting you from financial distractions. We will cover all expenses up to the agreed rent limit in the document of insurance.

  • Hospitalisation benefits

    This maternity cover insurance also takes care of any uncertain or life-threatening complication that might arise and lead to hospitalisation.

  • Recovery assistance and benefits

    You can claim any recovery-related financial fund from this insurance. However, this is only provided when the insured mother is hospitalised for more than 10 days. A good post-hospitalisation treatment can help you get back on your feet quickly.

Policy Plan Details & Specifications  

Let’s go over the pointers below to deepen your understanding of this maternity policy:


  • Coverage Limit

 You can claim up to a sum of Rs. 3 lakhs under this insurance plan. 

  • Validity

This exclusive maternity insurance plan is valid for a time period of one year.

What's not covered?

Let’s discuss briefly some of the factors that are excluded from this maternity insurance package:

1. Non-maternity care

Complications that are not related to maternity are not valid under this insurance policy. No benefits will be extended in such a situation.

2. Pre-existing diseases

Pre-existing diseases and other complications are also barred from this insurance policy. Protection is provided against maternity-related expenses only.  

How to Make a Claim

Applying for a claim is one of the easiest things to do. Check out how you can do so: 


Send us an email at with the reason for raising a claim and the supporting documents. We will get right back to you with claim-related information. 


Give a call at the toll-free number 1800-270-7000 at any time to file a claim during the policy duration. Someone will assist you with the next step of the claim process. 

Customer Care Information 

If you’re still having any doubts or concerns, you can write out to Our representative will provide you with all answers related to your insurance. 

Policy Brochure

Maternity Cover policy brochure - PDF


Bajaj Finserv Direct Limited (BFDL) is merely a distributor of third- Party products from Assistance service providers such as  Aditya Birla Health Insurance Co. Limited. Issuance of the product is at sole discretion of Assistance Company or Services provider. The product and services or benefits assured under the product shall be governed by respective partner’s product T&C’s and BFDL does not hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. Your purchase of an assistance product is purely on a voluntary basis after your exercise of an independent  due diligence on the suitability, viability of any product. For more details on terms and conditions, inclusions, and exclusions please read the product sales brochure carefully before purchase or subscription. All product information such as membership fees, benefits, exclusions, value added services, etc. are authentic and solely based on the information received from the respective value- added service provider or Assistance company.


Note- BFDL cannot be held liable  for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

Frequently asked questions (FAQs)

Do I have to pay interest for availing maternity insurance cover?

No, normally most of the maternity insurance payments are divided into 3 small EMIs so that you don’t need to pay any extra money.

How to register a maternity insurance claim?

You can file a claim against your maternity cover very easily by either giving a call on the toll-free number 1800-270-7000  or sending an email to with all your policy details. 

Do I need to give my bank details for availing of this insurance plan?

Yes, by giving your bank and card details, you can seamlessly make the payment to purchase the policy. However, other options such as UPI and mobile wallets are also available to make the premium payment. 

What is covered under this insurance policy?

With Maternity Cover 2, you will get rent room assistance, hospitalisation expenses, and recovery assistance and benefits, all up to a sum insured of Rs. 3 lakh. You will also get coverage against diagnostic tests, complimentary AYUSH treatments, and newborn baby expenses.  

What is the validity of this plan?

The  Maternity Cover 2 is valid for a tenor of one year for a premium of Rs. 1358/year. 

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