As beautiful as the experience of becoming a mother is, it is also a phase when extreme care is required. You need to take constant care of your baby as well as your health during this time, which can get overwhelming. Moreover, maternity-related expenses have become so high that they might push you towards financial stress. In such a situation, getting the best treatments without worrying about finances can go a long way. For this, choosing the right maternity insurance package is the first step. Aditya Birla Health Insurances Co. Ltd. offers Maternity Cover 2, which will help you cover the costs of treatments, tests, and more. All life-threatening complications are covered under this insurance plan, with a premium of just Rs. 1358/year. Let us see everything that makes this plan an attractive deal.
Here are some benefits of this plan that make it worthwhile:
Here is how you can quickly complete the process to get the maternity cover 2:
After you click on the “buy now” option on the website, you will need to submit your basic information and other relevant details for starting the application process.
After filling out all the information, confirm your application details and then provide your phone number. Enter the OTP that you’ll get on your phone to get to the next step.
The next step is finalising the payment. Bajaj’s website will let you choose from several payment methods ranging from credit/debit card, UPI, or any modern payment wallet.
The eligibility criteria for availing of these insurance plans are pretty general and straightforward. Let’s go over them briefly:
Any woman whose age ranges from 36 to 50 years is eligible for this insurance plan.
You’ll have to provide some general documents that will bear the proof of your citizenship in India.
Let’s go over the pointers below to deepen your understanding of this maternity policy:
You can claim up to a sum of Rs. 3 lakhs under this insurance plan.
This exclusive maternity insurance plan is valid for a time period of one year.
Let’s discuss briefly some of the factors that are excluded from this maternity insurance package:
Complications that are not related to maternity are not valid under this insurance policy. No benefits will be extended in such a situation.
Pre-existing diseases and other complications are also barred from this insurance policy. Protection is provided against maternity-related expenses only.
Applying for a claim is one of the easiest things to do. Check out how you can do so:
Send us an email at email@example.com with the reason for raising a claim and the supporting documents. We will get right back to you with claim-related information.
Give a call at the toll-free number 1800-270-7000 at any time to file a claim during the policy duration. Someone will assist you with the next step of the claim process.
If you’re still having any doubts or concerns, you can write out to firstname.lastname@example.org. Our representative will provide you with all answers related to your insurance.
No, normally most of the maternity insurance payments are divided into 3 small EMIs so that you don’t need to pay any extra money.
You can file a claim against your maternity cover very easily by either giving a call on the toll-free number 1800-270-7000 or sending an email to email@example.com with all your policy details.
Yes, by giving your bank and card details, you can seamlessly make the payment to purchase the policy. However, other options such as UPI and mobile wallets are also available to make the premium payment.
With Maternity Cover 2, you will get rent room assistance, hospitalisation expenses, and recovery assistance and benefits, all up to a sum insured of Rs. 3 lakh. You will also get coverage against diagnostic tests, complimentary AYUSH treatments, and newborn baby expenses.
The Maternity Cover 2 is valid for a tenor of one year for a premium of Rs. 1358/year.