PNB Mudra Loan

• Recent photograph of the applicant (2 copies). Submitted photographs should not be older than six months.
  

• Community proof, if applicable.

• Proof of Identity and/or address of the business enterprise, if available.

• Statement of Account from the existing banker for the last six months, if applicable.

• Quotation of machinery or other assets and items that are to be purchased.

Here are the documents that you would require when you’re applying for the PNB Mudra loan, under the KISHORE & TARUN categories:

• Proof of identity - Voter’s ID card, Driving License, PAN card, Passport, Aadhaar card and other government issued identification documents.

• Proof of Residence - recent utility bills including telephone bill and electricity bill;  Voter’s ID card, Passport, property tax receipt, Aadhaar card, etc.

• Community proof, if applicable.

• Proof of Identity and/or address of the business enterprise, including copies of relevant registration documents, certificates, agreements and licences. 

• Any other documents related to ownership and identity of address of business venture(s).

• Udyog Aadhaar Memorandum

• Statement of Account from the current banker for the past six months.

• Unaudited balance sheets of the existing business units for the past two years.

• Income tax and/or sales tax returns (only applicable for loans of ₹2 Lakhs and above).

• Projected balance sheets of start-ups/existing units for one year, in case of working capital limits and for the tenure of the loan in case of term loans only applicable for loans of ₹2 Lakhs and above).

• Sales made up to the date of submission of application for the current financial year (for existing units).

• Proforma Invoices and/or quotations for the assets to be purchased

• estimates for the civil works, if any are to be undertaken.

• Asset & Liability statement of the borrower including that of Directors & Partners.

• Memorandum and Articles of Association of the company, Partnership Deed of Partners and/or other relevant documents, if applicable. 

• Recent photograph of the applicant (2 copies). Submitted photographs should not be older than six months.

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