MUDRA Loan Application Form 2026

Under the Pradhan Mantri MUDRA Yojana (PMMY), separate application formats are available based on the applicable loan category. A one-page form applies to the Shishu category, while a common application form is used for the Kishore and Tarun categories. The forms can be accessed through the official MUDRA website. Identifying the applicable form based on the loan amount and understanding the information required can help applicants complete the application correctly for submission and subsequent verification.

Follow these steps to download the MUDRA loan application form in PDF directly from the official source:

1. Visit the official MUDRA website and navigate to the PMMY Bankers Kit page at https://www.MUDRA.org.in/Home/PMMYBankersKit.

2. Choose the relevant form: the page lists the "Application Form for Shishu" separately from the "Common Loan Application Form for Kishor and Tarun."

3. Download the applicable form for your loan category, along with the Shishu application checklist if you're applying under that category.

Note: After downloading the MUDRA loan form in PDF and filling out the application, keep a copy of the completed form and supporting MUDRA Loan documents for future reference and follow-up with the lender

To apply for a MUDRA loan, you must carefully fill out the official application form after downloading it from the MUDRA website or an authorised lender’s portal. 

Step 1: Enter Business and Activity Details

Mention the nature of your business, existing or proposed activity, purpose of the loan, projected plan, and estimated annual sales or turnover. This helps lenders assess business viability.

Step 2: Fill in Personal and KYC Details

Provide accurate personal details such as name, date of birth, and contact information. Complete the KYC section by entering Aadhaar, Voter ID, PAN or other accepted identity and address proof details.

Step 3: Specify Loan Amount and Credit Details

Mention the loan amount required, chosen category (Shishu/Kishore/Tarun), and declare any existing loans or credit facilities with banks or MFIs.

Step 4: Provide Bank and Declaration Details

Enter your bank account details, carefully read the declaration, and confirm the accuracy of information provided before signing.

Step 5: Attach Photo and Sign the Form

Affix your passport‑size photograph, add your signature, date, and place to complete the application.

Step 6: MUDRA Card Issuance (Post‑Approval)

After approval, eligible borrowers may receive a MUDRA card, which can be used to withdraw funds from ATMs or make business payments as required.

Understanding each section of the form can help you complete your application accurately. Below are the MUDRA application form sections explained:

1. Information Required for Official Use

For official use, you need to provide the following details:

• Complete name of your enterprise
  

• Serial number of your application
  

• Name of your branch
  

• MUDRA loan category (Shishu, Kishor, or Tarun)
  
  

2. Business Information

In addition to the above, you are required to provide business information, such as the type of enterprise you have, your business address proof, contact details, and your email ID. You also need to mention your existing, proposed business activity, and the approximate date of commencement of business.

If you have a registered business, you will need to provide: 

• Registration number
  

• Act under which it is registered
  

• Registered office address
  

• Caste certificate if you belong to a Scheduled Caste or Tribe, Other Backward Classes or any other minority community
  
  

3. Background Information of the Proprietor/Partners/Directors

You need to provide background information about yourself. For this, submit a copy of your:

• PAN card
  

• Valid ID and address proofs
  

• Director Identity Number information
  

• Contact information
  
  

4. Details of the Associate Concerns and the Nature of Their Association

When providing details of associate concerns and the nature of their association, mention the following details:

• Names and addresses of the associate concerns
  

• Current bank details
  

• Nature of the association concerns
  

• Extent of interest as a proprietor or partner, director, or as an investor in associate concern
  
  

5. Banking/Credit-related Facilities Utilised

Regarding banking or credit-related facilities, provide information about the types of facilities you have. You will also need to mention: 

• Name of the bank
  

• The total loan amount
  

• The total outstanding as of the date
  

• The security that has been pledged
  

• The asset classification status
  
  

6. Total Credit Facilities Proposed

For the total credit facilities proposed, you need to mention the following: 

• The types of facilities in terms of cash or credit or term loan or even letter of credit or bank guarantee
  

• The total loan amount
  

• The purpose of the loan
  

• The details of the primary security offered with an approximate value
  
  

7. For Working Capital: On the Basis of Cash Credit Limit Applied

You also need to mention your past performance/future estimates. These include net sales, net profit, and capital (net worth in the case of companies). 

8. Term Loans

For term loans, provide the following details:

• Types of machines or equipment and their purpose
  

• Name of the supplier
  

• Total cost of the machine
  

• The contribution being made by the promoters
  

• Total loan amount required
  

• The period of repayment, along with the granted moratorium period
  
  

9. Past Performance/Future Estimates

Provide your net profit and net sales figures, along with details about the existing capital or net worth.

10. Status Regarding Statutory Obligations

Mention your status regarding statutory obligations, such as:

• Registration under the Shops and Establishment Act
  

• Registration with the relevant government bodies that are at the helm of MSME matters (Provisional/ Final)
  

• Latest returns for sales
  
  

11. Declaration

Finally, you need to submit a declaration with the following: 

• Passport-size photographs and signature(s) of the Proprietor/Partners/Director
  

• Date
  

• Place

Errors or incomplete information in the application may result in the lender seeking clarification or additional documents. Some points to check before submission include:

• Inconsistent turnover or sales figures: Ensure financial information entered across different parts of the application is consistent with the supporting records.

• Incomplete associate concerns section: Where the common form asks for associate concerns, provide the applicable information or indicate that it is not applicable where appropriate.

• Incomplete declaration: Check that all required signatures, dates, and other declaration details have been completed.

• Incorrect loan category: Select the applicable PMMY category based on the loan amount and prevailing scheme limits.

• Mismatch in KYC details: Ensure the name and other identifying information entered in the application correspond with the supporting KYC documents.