MUDRA Loan Application Form

The MUDRA loan application form is a document used to apply for collateral-free credit under the Pradhan Mantri MUDRA Yojana (PMMY). The form requires details regarding the applicant (name, address, PAN, Aadhaar), business activity (type, name, address), amount required, and existing bank facilities. 

Depending on the loan amount, there are two primary versions of the form: 

• Shishu Form: A simplified one-page application for loans up to ₹50,000.

• Kishore & Tarun Form: A more detailed three-page form for loans ranging from ₹50,001 to ₹10 Lakhs.
  
  

You can download the MUDRA loan application form from the official MUDRA website. It may also be available on the portals of most Member Lending Institutions (MLIs) that are officially authorised to offer the MUDRA loan.

Follow these steps to know how you can download the MUDRA loan application form in PDF:

1. Visit the official MUDRA website and search for ‘PMMY KIT’

2. Click on the first result that appears

3. Download the application form for Kishore, Tarun, or Shishu, as per your eligibility and requirements

To apply for a MUDRA loan, you must carefully fill out the official application form after downloading it from the MUDRA website or an authorised lender’s portal. 

Step 1: Enter Business & Activity Details

Mention the nature of your business, existing or proposed activity, purpose of the loan, projected plan, and estimated annual sales or turnover. This helps lenders assess business viability.

Step 2: Fill in Personal & KYC Details

Provide accurate personal details such as name, date of birth, and contact information. Complete the KYC section by entering Aadhaar, Voter ID, PAN or other accepted identity and address proof details.

Step 3: Specify Loan Amount & Credit Details

Mention the loan amount required, chosen category (Shishu/Kishore/Tarun), and declare any existing loans or credit facilities with banks or MFIs.

Step 4: Provide Bank & Declaration Details

Enter your bank account details, carefully read the declaration, and confirm the accuracy of information provided before signing. 

Step 5: Attach Photo & Sign the Form

Affix your passport‑size photograph, add your signature, date, and place to complete the application.

Step 6: MUDRA Card Issuance (Post‑Approval)

After approval, eligible borrowers may receive a MUDRA card, which can be used to withdraw funds from ATMs or make business payments as required.

There are several sections in the MUDRA loan application form, which are to be carefully filled:

1. Information Required for Official Use

For official use, you need to provide the following details:

• Complete name of your enterprise

• Serial number of your application

• Name of your branch

• MUDRA loan category (Shishu, Kishor, or Tarun)
  
  

2. Business Information

In addition to the above, you are required to provide business information, such as the type of enterprise you have, your business address proof, contact details, and your email ID. You also need to mention your existing, proposed business activity, and the approximate date of commencement of business.

If you have a registered business, you will need to provide: 

• Registration number

• Act under which it is registered

• Registered office address 

• Caste certificate if you belong to a Scheduled Caste or Tribe, Other Backward Classes or any other minority community
  
  

3. Background Information of the Proprietor/Partners/Directors

You need to provide background information about yourself. For this, submit a copy of your: 

• PAN card

• Valid ID and address proofs

• Director Identity Number information

• Contact information
  
  

4. Details of the Associate Concerns and the Nature of Their Association

When providing details of associate concerns and the nature of their association, mention the following details: 

• Names and addresses of the associate concerns

• Current bank details

• Nature of the association concerns

• Extent of interest as a proprietor or partner, director, or as an investor in associate concern
  
  

5. Banking/Credit-related Facilities Utilised

Regarding banking or credit-related facilities, provide information about the types of facilities you have. You will also need to mention: 

• Name of the bank

• The total loan amount

• The total outstanding as of the date

• The security that has been pledged

• The asset classification status
  
  

6. Total Credit Facilities Proposed

For the total credit facilities proposed, you need to mention the following: 

• The types of facilities in terms of cash or credit or term loan or even letter of credit or bank guarantee

• The total loan amount

• The purpose of the loan

• The details of the primary security offered with an approximate value
  
  

7. For Working Capital: On the Basis of Cash Credit Limit Applied

You also need to mention your past performance/future estimates. These include net sales, net profit, and capital (net worth in the case of companies). 

8. Term Loans

For term loans, provide the following details:

• Types of machines or equipment and their purpose

• Name of the supplier

• Total cost of the machine

• The contribution being made by the promoters

• Total loan amount required

• The period of repayment, along with the granted moratorium period
  
  

9. Past Performance/Future Estimates

Provide your net profit and net sales figures, along with details about the existing capital or net worth.

10. Status Regarding Statutory Obligations

Mention your status regarding statutory obligations, such as:

• Registration under the Shops and Establishment Act

• Registration with the relevant government bodies that are at the helm of MSME matters (Provisional/ Final)

• Latest returns for sales
  
  

11. Declaration

Finally, you need to submit a declaration with the following: 

• Passport-size photographs and signature(s) of the Proprietor/Partners/Director

• Date

• Place