Businesses That Can Get MUDRA Loan Under PMMY

The list of businesses eligible for MUDRA Loan outlines the various small and micro business activities eligible for funding under the Pradhan Mantri Mudra Yojana (PMMY). The scheme helps income‑generating enterprises in manufacturing, trading, and service sectors. It is especially beneficial for small entrepreneurs, self‑employed individuals, and startups seeking affordable credit to start, expand, or stabilise their businesses through structured MUDRA loan categories.

Here is the list of businesses that can acquire this loan.

• Any startup firm

Newly established small businesses engaged in income‑generating activities across manufacturing, trading, or services.

• Machine operators

Individuals or small units operating machinery for production, processing, or job‑work purposes.

• Artisans

Skilled craftsmen involved in traditional or handmade products such as handicrafts, pottery, weaving, and related work.

• Truck operators

Small transport operators who own or plan to purchase goods‑carrying vehicles for commercial use.

• Traders and shopkeepers

Retail and wholesale business owners involved in buying and selling goods through small shops or outlets.

• Small vendors selling fruits and vegetables

Street vendors and hawkers engaged in the sale of fresh produce for daily income.

• Traditional and handloom‑based small‑scale industries

Units engaged in embroidery, weaving, dyeing, printing, apparel designing, and other traditional textile activities.

• Non‑garment manufacturing units

Small manufacturers produce items such as bags, vehicle accessories, or household furnishing products.

• Agriculture‑related allied businesses (excluding crop loans)
  

Enterprises involved in dairy, poultry, fisheries, beekeeping, agro‑processing, agribusiness centres, and related activities.

• Commercial transportation companies purchasing passenger or goods vehicles
  

Small businesses buying vehicles like auto‑rickshaws, e‑rickshaws, taxis, tractors, or goods carriers for transport services.

• Small‑scale manufacturing units (non‑corporate entities)

Micro manufacturing businesses owned by individuals or partnerships, excluding registered corporate entities.

• Service sector units such as tailoring, salons, repair shops, and pharmacies

Small service‑based establishments providing localised personal, repair, retail, or professional services.

• Food product and food service units

Businesses involved in food stalls, bakeries, canteens, or production of items like sweets, pickles, jams, and snacks.