Bajaj Platina 110 Bike Insurance

Due to their comfort and affordability, bikes from Bajaj Auto have been a popular choice among Indians. The Bajaj Platina 110 is a great option for anyone looking for an entry-level commuter bike. 

If you’re looking to purchase this bike, then you should also consider getting a good bike insurance plan to ensure that you’re sufficiently protected. While only a third-party liability bike insurance plan is legally mandated, it’s recommended that you get a comprehensive bike insurance plan. This will cover you against a wide range of unexpected events. Let’s take a closer look at the Bajaj Platina, its variants, and insurance plans.

Here’s a table showing variants of the Bajaj Platina and their prices. Please note that indicated figures reflect the ex-showroom prices in Delhi. 

Here are the steps on how you can buy your bike insurance online at Bajaj Markets in no time:

1. Visit the bike insurance premium calculator & enter your registration number and your mobile number.

2. Provide all the details you are asked for like bike registration number, phone number, etc.

3. Choose an insurance plan that works best for you

4. Make the online premium payment

5. Your bike insurance details will be emailed to you

Given below are the steps to renew your bike insurance online:

1. Visit your insurance provider’s official website and move to the ‘Bike Insurance Renewal’ section.

2. Provide relevant details like bike registration number, phone number, etc.

3. Enter details about your previous Bajaj Platina 110 insurance.

4. Pay the insurance renewal premium through online payments.

5. Wait for the verification process to be completed and be ready to welcome your renewed policy.

Think of the damages that your Bajaj Platina 110 may incur if you are involved in a road accident. The repair of such damages can cost you up to ₹10,000, or even more! Would you want to spend your savings on such repairs? Instead, you can buy a comprehensive insurance plan that will protect you financially during such events. Moreover, it is mandatory as per Indian laws to have a valid insurance for your vehicle.

As discussed, third-party insurance will only cover the damages to a third party. Comprehensive Platina 110 insurance includes third-party liabilities, damages to your bike due to collision in an accident, man-made or natural disasters, theft, etc.

Some of the exclusions of Platina 110 a bike insurance plan are regular wear and tear of the bike, electronic and mechanical failures, etc.

1. Cashless Claim

Here, the insurer will directly pay your repair and replacement bills. However, you must get your Bajaj Platina 110 repaired only at a network garage.

2. Reimbursement Claim

Here, you will have to get your bike repaired at any garage of your choice and pay for the repairs yourself, and then file a claim against your insurance.

Do keep the following documents handy while filing a claim: 

• Duly filled Claim Form

• Policy Papers

• Driver’s licence

• RC

• The ID of the claimant

• Original bills, in case of a reimbursement

• Copy of the FIR, in case of theft

• Copy of MCR, in case of a third-party claim

Here’s what you can do to lower your Bajaj Platina 110 insurance premium:

• Claim NCB Reward

You can bring down your insurance renewal premiums significantly by claiming your NCB (No Claim Bonus) in bike insurance reward that you earned by making zero claims during the policy period.

• Compare  Insurance Plans

Compare the bike insurance plans offered by numerous insurers online before you pick a plan for your bike.

• Pay for Inexpensive Repairs

Retain your NCB reward by paying for inexpensive and minor repairs out of pocket.