Due to their comfort and affordability, bikes from Bajaj Auto have been a popular choice among Indians. The Bajaj Platina 110 is a great option for anyone looking for an entry-level commuter bike. 

 

If you’re looking to purchase this bike, then you should also consider getting a good bike insurance plan to ensure that you’re sufficiently protected. While only a third-party liability bike insurance plan is legally mandated, it’s recommended that you get a comprehensive bike insurance plan. This will cover you against a wide range of unexpected events. Let’s take a closer look at the Bajaj Platina, its variants, and insurance plans.

Bajaj Platina 110 Variants

Here’s a table showing variants of the Bajaj Platina and their prices. Please note that indicated figures reflect the ex-showroom prices in Delhi. 

Variant Name

Price (starting at) 

Bajaj Platina 110 ABS

₹79,821

Bajaj Platina 110 Drum

₹70,400

Bajaj Platina 100

₹67,808

Disclaimer: Please note that these prices are only indicative, the prices in your city may vary. 

How to a Bike Insurance Plan Online Within Minutes

Here are the steps on how you can buy your bike insurance online at Bajaj Markets in no time:

  1. Visit the bike insurance premium calculator & enter your registration number and your mobile number.

  2. Provide all the details you are asked for like bike registration number, phone number, etc.

  3. Choose an insurance plan that works best for you

  4. Make the online premium payment

  5. Your bike insurance details will be emailed to you

How to Renew Bajaj Platina 110 Insurance in a Jiffy

Given below are the steps to renew your bike insurance online:

  1. Visit your insurance provider’s official website and move to the ‘Bike Insurance Renewal’ section.

  2. Provide relevant details like bike registration number, phone number, etc.

  3. Enter details about your previous Bajaj Platina 110 insurance.

  4. Pay the insurance renewal premium through online payments.

  5. Wait for the verification process to be completed and be ready to welcome your renewed policy.

Why Do You Need a Bike Insurance Plan?

Think of the damages that your Bajaj Platina 110 may incur if you are involved in a road accident. The repair of such damages can cost you up to ₹10,000, or even more! Would you want to spend your savings on such repairs? Instead, you can buy a comprehensive insurance plan that will protect you financially during such events. Moreover, it is mandatory as per Indian laws to have a valid insurance for your vehicle.

 

Types of Bike Insurance Plans Can Choose From

You can buy affordable bike insurance plans at Bajaj Markets very easily but first; you should be familiar with the types of bike insurance available for purchase:

  • Third-party bike insurance plan

A third-party bike insurance plan is a basic plan that offers coverage to third parties in case your vehicle injures them or damages their property. This insurance is a mandatory thing to have to be able to drive on Indian roads. However, this plan does not provide any coverage for personal damage.

  • Comprehensive bike insurance plan

A comprehensive bike insurance plan is a blend of own damage plan and a third-party plan. Besides providing coverage for third parties this plan covers the damages caused to your bike due to accidents, theft, manmade or natural disasters. It is a plan that offers complete coverage and is therefore recommended for all.

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What’s Covered

As discussed, third-party insurance will only cover the damages to a third party. Comprehensive Platina 110 insurance includes third-party liabilities, damages to your bike due to collision in an accident, man-made or natural disasters, theft, etc.

What’s Not Covered

Some of the exclusions of Platina 110 a bike insurance plan are regular wear and tear of the bike, electronic and mechanical failures, etc.

Add-On Covers for your Bike Insurance Plan:

Here are some of the most popular add-on covers that you can choose from: 

  • Zero-Depreciation Coverage

Normally if your bike has aged and you file a claim, you will have to pay the depreciation charges from your own pocket. However, with this add-on cover, the zero depreciation cover for bike insurance costs are borne by your insurer at the time of claim settlement.

  • Return to Invoice Coverage

In case your bike gets stolen or remains irreparable you can use this add-on cover feature and get the invoice price of your Bajaj Platina 110.

  • Engine Protection Coverage

This cover ensures that your bike’s engine-related issues are covered.

  • Emergency Roadside Assistance

In case your bike breaks down abruptly in an isolated place you can call for emergency 24x7 bike roadside assistance to help you with the issue.

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Filing an Insurance Claim - Things to Know

1. Cashless Claim

Here, the insurer will directly pay your repair and replacement bills. However, you must get your Bajaj Platina 110 repaired only at a network garage.

2. Reimbursement Claim

Here, you will have to get your bike repaired at any garage of your choice and pay for the repairs yourself, and then file a claim against your insurance.

Do keep the following documents handy while filing a claim: 

  • Duly filled Claim Form

  • Policy Papers

  • Driver’s licence

  • RC

  • The ID of the claimant

  • Original bills, in case of a reimbursement

  • Copy of the FIR, in case of theft

  • Copy of MCR, in case of a third-party claim

How to Lower Your Insurance Premium

Here’s what you can do to lower your Bajaj Platina 110 insurance premium:

  • Claim NCB Reward

You can bring down your insurance renewal premiums significantly by claiming your NCB (No Claim Bonus) in bike insurance reward that you earned by making zero claims during the policy period.

  • Compare  Insurance Plans

Compare the bike insurance plans offered by numerous insurers online before you pick a plan for your bike.

  • Pay for Inexpensive Repairs

Retain your NCB reward by paying for inexpensive and minor repairs out of pocket.

 

FAQs on Bike Insurance

 The Platina 110 bike weighs about 119 to 122 kg. It is an ideal commuter bike for the harsh road conditions of the streets of India. Although it might seem heavy, it is very easy to control and has an effective braking system.

The ex-showroom price of Bajaj Platina 110 in Delhi starts at ₹67,808. However, the Bajaj Platina 110 on-road price varies for every city in India. This is because the on-road price of a vehicle is calculated by including factors like RTO Registration, road tax, ex-showroom price, and the insurance amount of the vehicle.   

The Bajaj Platina 110 comes with new exciting features like white decals and white wheel alloys. The front end of the bike comes with the addition of handguards which further enhance the safety aspect of the bike. Although the overall appearance of the bike model is that of a typical Platina, it does consist of quite a few modern tweaks.

The Bajaj Platina 110's mileage ranges from 70 kmpl to 100 kmpl.

 The top speed of the Bajaj Platina 110 is 90 km/h.

 Yes, the IDV or Insured Declared Value of your Platina 110 will be impacted by the ex-showroom price of the bike, which is different for each location.  

Happy Customers of Bajaj Markets

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