NOC For Bike Online

A No Objection Certificate (NOC) for a bike is essential for transferring ownership, relocating interstate, or completing insurance and loan processes. After settling your bike loan, you must obtain the NOC for bike loan closure from your lender, which proves full repayment. 

Likewise, the RTO’s NOC allows registration transfer across jurisdictions. Today, you can apply for NOC online via portals like Parivahan and lender websites, making the online NOC application and certification simpler and faster than ever.

A No Objection Certificate (NOC) for a bike is an official document issued by the Regional Transport Office (RTO). It confirms that the vehicle has no outstanding dues—such as taxes, penalties, or legal encumbrances—and that the issuing authority has no objection to the bike being deregistered or transferred to another jurisdiction. 

This certificate is essential when relocating the bike to a different state, registering it under a new RTO, or selling it across state lines. The NOC is typically valid for six months from the date of issue.

Under Section 48 of the Motor Vehicles Act, 1988, obtaining an NOC for a vehicle from the original RTO is essential in several situations:

• Interstate transfer or re‑registration 

When you relocate your bike to a different state for over 12 months and need to register it at a new RTO, an NOC is required for the bike. This ensures the new RTO confirms your bike has no pending taxes, challans, or legal objections. 

• Change of RTO within the same state 

If you move within the same state and shift your bike’s registration jurisdiction to a different RTO, you may apply for an online NOC application. Though intrastate transfers aren’t mandatory, many opt for an NOC for clarity and ease. 

• Transfer of ownership 

When selling or transferring your bike to someone residing under a different RTO jurisdiction, the buyer must submit an NOC for the bike from the original RTO. It guarantees the transfer is legitimate and free from liabilities. 

• Temporary relocation exceeding 3 or 12 months 

Travelling or staying in another state with your bike for more than 3 months requires an NOC. If your stay extends beyond 12 months, re‑registration and NOC for bike become mandatory

• Proof of loan repayment: A bank or NBFC issues the NOC when you have fully cleared your bike loan. It acts as an official ‘no dues’ certificate and confirms closure of the hypothecation on your two-wheeler.
• Legal clearance: The NOC removes the lender’s lien on your bike’s registration certificate. This ensures there are no legal or financial objections linked to it.
• Essential for registration changes: Whether you wish to transfer, sell, or re‑register your bike, this document is mandatory to alter RTO details or move the bike’s registration.
• Validity window: Most bank-issued NOCs remain valid for about 90 days, while RTO NOCs are typically valid for six months.
• Online convenience: Many lenders offer an online NOC certificate for bikes, which you can download directly from their portal once your loan is fully repaid, saving time and effort.

• Smooth resale or ownership transfer: A valid NOC signals to the buyer and RTO that your bike is free of any legal or financial baggage. This builds trust and simplifies the transfer process.
• RTO acceptance and registration: To re-register a bike in another state or RTO area, an NOC is non-negotiable. Without it, your application may face delays or rejection.
• Insurance processing made easy: Insurers may require the NOC to validate ownership changes or to process claims smoothly—especially post accident or transfer.
• Legal protection: Having an NOC safeguards you against future claims or disputes from lenders or authorities regarding outstanding dues.
• Better resale value: Buyers value a bike with a clean legal history. Possessing an NOC often helps in negotiating a favourable price. 

Here’s a clear, step-by-step guide on applying for the NOC for bike using three popular methods—at the RTO, via the Parivahan portal, or through your lender: 

Steps to Apply for NOC through the RTO

Begin by visiting your current RTO in person to apply for the NOC for vehicle transfer:

1. Request and complete Form 28 from the RTO, as per Section 48 of the Motor Vehicles Act, 1988. 

2. Pay the applicable RTO fee under the CMV Rules, 1989. 

3. Clear any outstanding taxes, penalties, or challans linked to your bike. 

4. Submit your RC, insurance, PUC, identity proof, and address proof along with Form 28. 

5. The RTO will cross-check with police and internal systems for any legal or tax-related issues. 

6. If all checks are clear, the RTO approves and issues the NOC. 

7. Typically, you’ll receive the certificate within 3–7 working days. 

This traditional route ensures you gain an official legal clearance for your bike from the originating RTO.

Steps to Apply for NOC on Parivahan Website

You can also complete the online NOC application via the central Parivahan portal:

1. Visit vahan.parivahan.gov.in/vahaneservice/ and log in or register. 

2. Go to ‘Online Services’, then select ‘Application for No Objection Certificate (NOC)’.

3. Enter your vehicle registration number and chassis number, then click ‘Generate OTP’. 

4. Enter the OTP received on your linked mobile and submit. 

5. Under ‘Service Details’, choose ‘Issue of NOC’, fill in the required fields, and submit.

6. Update ‘Insurance Details, if prompted, then submit again. 

7. Upload all required documents, such as RC, insurance copy, and PUC, under the Document Upload section. 

8. Proceed to ‘Fee Details’, make the payment online, and submit. 

9. A confirmation receipt will be generated. The application moves to the RTO for final verification and issue. 

Steps to Apply for NOC via Your Lender

If your bike was financed, applying for an online NOC certificate for the bike from the lender or bank is easy:

1. Log in to your net banking, NBFC portal, or lender’s mobile app. 

2. Locate the NOC section under loan or service menus. 

3. Select your bike loan and request the NOC for the bike loan. 

4. The system generates your NOC once all dues are cleared. 

5. Download or request delivery of the certificate—offline branch support is also available if needed. 

6. You’ll receive a confirmation and reference number to track your request. 

7. Validity for lender-issued NOCs is usually 90 days—check with your lender.

To obtain an NOC for bike (or any two-wheeler) from the RTO, you need to submit the following:

Summary:

• For RTO-issued NOC for bike, ensure you have completed Form 28, along with supporting documents such as RC, insurance, tax receipt, PUC and ID proofs.

• If your bike was bought on a loan, a NOC for bike loan from your lender is required. You should also provide loan account details or sanction letters to the bank or NBFC.

• This combination of documents facilitates both the RTO process and the online NOC application or online NOC certificate for bike issuance.

A No Objection Certificate issued by the RTO remains valid for six months, allowing enough time for bike re-registration or sale in another state. Similarly, a bank-issued NOC for bike loan, confirming full repayment, typically remains valid for 90 days, though this can vary slightly depending on the lender’s policy.

For example, Rajesh received his RTO NOC on 1 January. He must complete his bike’s re-registration by 30 June; otherwise, he’ll need to reapply. Likewise, if he downloads his lender’s NOC on 15 January, it expires in mid-April unless the dealer or RTO accepts the renewal.

Here’s a breakdown of typical fees you can expect:

• RTO processing fee
  • Generally around ₹100, as per Rule 81 – Central Motor Vehicle Rules, 1989.
  • May vary slightly (e.g., ₹50 to ₹200) depending on your RTO jurisdiction.
• Bank or NBFC charges
  • These vary by institution. Many lenders offer the online NOC certificate for bikes free of cost, but some may levy a nominal fee.
  • Typically this ranges from ₹50 to ₹200 or may be waived entirely. 
• Tax/penalty clearance 
  • If any bike registration tax or challan is pending, you must clear that separately before NOC issuance.
  • Amount varies widely based on overdue duration and state.

When preparing to obtain your NOC for a bike, it’s crucial to keep a few key factors in mind. These considerations help ensure a seamless process and avoid any last-minute issues:

• Outstanding dues or pending taxes 

Before applying, verify that all road tax, challans, and penalties are cleared. Any unpaid amounts can lead to delays or rejection of your NOC request.

• Loan repayment status 

If your bike was financed, ensure the loan is fully repaid. Obtain a NOC for bike loan from your lender to remove the hypothecation from your RC before applying to the RTO.

• Correct RTO jurisdiction 

Apply for an RTO-issued NOC in the original registration RTO. Filing in an incorrect jurisdiction can cause significant processing delays.

• Document accuracy and completeness 

Double-check that details like registration number, chassis number, owner ID, and insurance match across all submitted documents. Inconsistencies can lead to rejection or further verification delays.

• Planned use and timing 

Identify your purpose—interstate move, sale, or re-registration. Use your NOC’s validity period (six months for RTO, 90 days for lender-issued) to time re-registration or transfer without needing a fresh NOC.

• Online vs offline application route 

Decide between visiting the RTO or using the Parivahan portal for an online NOC application. Online applications are fast and convenient; however, they still usually require an in-person follow-up with the RTO. 

• Processing timelines and fees 

Be mindful of the average RTO processing time (3–7 days) and fee (around ₹100). Your lender’s NOC might also have its own timelines and nominal charges. 

Here's a comparison to help you understand how a No Objection Certificate (NOC for bike) differs from a Pollution Under Control (PUC) certificate:

Obtaining a NOC for a bike is a vital step once your loan is paid off or you plan to transfer or sell your bike. This document confirms that your vehicle is free from any pending dues, hypothecation, or legal issues. Whether you apply at the RTO, through the online NOC application on Parivahan, or via your bank’s portal for an online NOC certificate for bikes, it’s essential to keep the validity and fees in mind. Securing your NOC early helps ensure smooth re-registration, sale, or interstate movement.