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Royal Enfield Interceptor 650 Overview

If you are on the lookout for a 650cc long-distance tourer, then you’ve come to the right place. The Interceptor is the latest offering from the Royal Enfield stable and by far the best entry that enthusiasts have seen by a mile. A touring champion that crushes long distances with ease, the Interceptor is equipped with a 649cc engine that makes 47bhp. Priced at Rs. 2,75,110, it's one of the most economical bikes on sale in India. The price includes 2 year warranty and roadside assistance, so you never have to worry about breakdowns anymore. For bike enthusiasts, this really couldn't get any better. 

Other Popular Royal Enfield Models

Popular Royal Enfield BS6 Models available for sale in 2021. 

Popular Models

Ex-Showroom Price

Royal Enfield Classic 350


Royal Enfield Bullet 350


Royal Enfield Himalayan


Royal Enfield Thunderbird 350X

Price: Rs.1,64,004

Royal Enfield Interceptor 650


Royal Enfield Classic 500


Royal Enfield Continental GT 650


Why Insure Your Royal Enfield Interceptor 650?

To legally ride a Royal Enfield Interceptor 650 motorcycle on Indian highways, you must obtain a minimum of third-party insurance. According to the Indian Motor Tariff, having this type of bike insurance is mandatory. If you don't, you'll be fined Rs. 2,000 and could face a three-month jail sentence. Royal Enfield Interceptor 650 insurance protects you from third-party obligations such as physical injury or death. As a result, make sure you purchase your Royal Enfield Interceptor 650 insurance and renew it before the end of its expiry.

Types of Royal Enfield Interceptor 650 Bike Insurance Plans

There are primarily three types of motorcycle insurance plans for your Interceptor 650. Let us have a brief look at each of the insurance plans.

Bike Insurance from a Third-Party

Indian law requires this form of insurance policy. Third-party insurance is a low-cost coverage that protects you against any obligations incurred as a result of an unfortunate incident, such as an accident that causes damage to a property, a person, or a vehicle.

·Standalone Bike Insurance

This sort of policy compensates you for any damage to your own bike that occurred as a result of an accident. It is not required to buy this, although it works great with a third-party cover.

Comprehensive Bike Insurance Policy

This type of policy aims to safeguard you in all circumstances. Through a comprehensive insurance coverage, you have the benefit of both third-party bike insurance and damage to your bike.

Royal Enfield Interceptor 650 Insurance Price

Interceptor Variant

Insurance Price

Interceptor 650 Silver Spectre

Rs. 18,456

Interceptor 650 Glitter Dust

Rs. 18,456

Why Choose Bajaj Markets for Royal Enfield Interceptor 650 Bike Insurance

Insurance at Bajaj Markets consists of several benefits and features. They are as follows:

  • Quick Online Renewal/Application - At Bajaj Markets purchasing insurance for your two-wheeler is very simple. You can purchase it either on the website of Bajaj Markets or you can download the Bajaj Markets app on your mobile.

  • Hassle-free NCB Transfer - No Claim Bonus (NCB) is a type of bonus that you receive throughout the year where there is no claim made by you. And in the future, if you feel like switching the plan offered at Bajaj Markets then you can transfer a maximum of 50% of the present NCB to your new insurer.

  • Enjoy Discounts - On your premiums, you can secure your discounts on the following conditions:

a) If any device of anti-theft is installed

b) If you belong to any known Automobile Association

  • Long-term Policy - You can equip yourself with insurance for your vehicle for up to 3 years. In addition, you will be notified about the expiry of your policy ahead of time.

  • Digital Insurance - As you complete the online application process of your two-wheeler at Bajaj Markets, a signed digital insurance policy for your two-wheeler will be instantly issued.

  • Simple Inspections and Claim - The policies at Bajaj Markets offer speedy and hassle-free inspections of insurance. The process of claim settlement is also very quick.

Inclusions in Royal Enfield Interceptor 650 Insurance

Based on the provisions of vehicle insurance, the following are covered in the insurance policy:

  • Any Loss on behalf of natural calamities
  • Any loss due to arson or explosions
  • Theft
  • Accidental damage
  • Third-party liability

Exclusions in Royal Enfield Interceptor 650 Insurance

As per the policy documents and insurance details, below is the list of what’s not at all covered in the Royal Enfield Interceptor 650 insurance policy:

  • Wear and tear of sub-components
  • Tyre Damage
  • Accident while the driver was under the influence of liquor or other illicit substances.
  • Any illegal activity conducted in the vehicle.
  • Driver doesn’t possess a driving license.

Add-On Covers for Your Royal Enfield Interceptor 650 Bike

You can buy any of the following add-on covers for your Royal Enfield Interceptor 650 for extra protection:

  • Engine Protection: Any damage to the engine of a Royal Enfield Interceptor 650 pick up is covered in this add-on.

  • Roadside Assistance: Towing facility is provided in case the engine breaks down while you are in the middle of a journey.

  • Zero Depreciation Cover: As soon a vehicle hits the road its cost decreases and over time, the market value depreciates further. Zero depreciation cover doesn’t factor in this decline and considers the billed value of the bike for the purpose of insurance.

  • No Claim Bonus: If you haven't filed any claim for the entire term of the policy, you will be eligible for a certain discount on the premium.

How To Apply For Royal Enfield Interceptor 650 Bike Insurance Online

The process of applying for Royal Enfield Interceptor 650 insurance is a simple process. All you have to do is follow these 4 steps to easily apply for bike insurance online.

  • Step 1: Navigate to the motorcycle insurance provider website such as Bajaj Markets.

  • Step 2: Click on the motorcycle insurance option. Then, enter your bike registration number and your contact number.

  • Step 3: The next step is to enter your personal details and pick the type of coverage you want.

  • Step 4: Lastly, complete paying the insurance price through any mode of payment. Once you pay the premium, you will have an active bike insurance policy.

How to Renew Your Royal Enfield Interceptor 650 Insurance?

If you are interested in the continual benefits of the insurance of your Interceptor 650, you can renew your policy effortlessly. The steps of renewing are as follows:

  1. Visit the section on Bike Insurance at Bajaj Markets.

  2. Enter your contact details and registration number.

  3. Check out the premium of your Interceptor 650 insurance price renewal.

  4. Make online payments.

  5. Download the copy of the policy.

Claim Process of Royal Enfield Interceptor 650 Insurance

A comprehensive insurance policy for two-wheelers ensures the entire protection in situations of theft or accidents. As getting the insurance policy is your first step, the next essential step is to understand the registration of your claims. There are two types of claims and they are:

  1. Claiming Cashless Insurance Policy - In this claim, your damaged bike will be repaired at the closest network of a garage. Your insurer will pay directly to the garage for all the expenses that have been incurred.

  2. Claiming Reimbursement - In this claim, you can decide on a garage of your choice, bear the expenses, and then you can claim for reimbursement against your insurance policy. Upon approval of your claim, the amount will be transferred to your registered bank account.

How to Claim Royal Enfield Interceptor 650 Insurance?

The claiming process for a Bike Insurance policy online at Bajaj Markets is convenient. The steps are mentioned below:

The process to file cashless claims:

  1. Register your claim and then inform your insurer. You can also visit your insurer's website or can call on the toll-free number.

  2. Get the bike repaired at your closest network of the garage.

  3. Submit all the essential documents.

  4. Once all your documents get verified, your claim will be settled by your insurer directly with the garage.

The process to file a reimbursement claim:

  1. Inform your insurer about your bike damage.

  2. Submit an FIR if your bike is damaged because of theft or third-party.

  3. Along with the other documents, submit the FIR copy.

  4. Get the bike repaired at your own expense in the nearest garage.

  5. Submit your original payment receipt and original bills to your insurer.

  6. You'll receive a reimbursement of the claim after the verification is done.

Documents Essential for Claiming Royal Enfield Interceptor 650 Insurance

To claim the insurance policy there are several documents you need to submit. And the documents that are required are:

  • Documents of the insurance policy of your two-wheeler

  • Details of Royal Enfield bike model

  • Insurer details

  • Incident details

  • Copy of FIR in situations of vandalism/theft

  • Original receipts and bills of your repaired vehicle

Check Out Bike Insurance Plans Available at Bajaj Markets

FAQs on Royal Enfield Interceptor 650 Insurance

Is the Interceptor 650 good for long rides?

Yes, the Interceptor 650 is an excellent tourer. You can expect an overall fuel economy of 33.50kmpl.

How fast is the Royal Enfield Interceptor 650?

The top speed of the Royal Enfield Interceptor 650 is 183 kph.

How can I renew my Royal Enfield Interceptor 650 insurance?

All you have to do is fill in your Royal Enfield's Registration number and your mobile number and generate a quote online.

What is 3rd party insurance for bikes?

Third-party bike insurance is a mandatory policy that takes care of the damages caused by third-party, it is mandatory by law in India as per the Motor Vehicles Act, 1988.

Can my insurance for Royal Enfield Interceptor 650 be customized?

Yes. When you choose Bajaj Markets as your insurance provider, you get the benefit of multiple add-ons to customize your insurance.

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