✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

The Victor bike was first launched in 2001 by an Indian multinational automotive company–TVS. It comes with a 109.7 cc engine capacity. And the TVS Victor ex-showroom price ranges between ₹55,901 and ₹58,881. Just as the Victor ensures a safe biking experience with LED DRLs and a disc brake in the front, you too must protect it against threats like natural calamities and man-made disasters. And a TVS Victor bike insurance policy will help you do that. Let us now look at the TVS Victor price, variants, insurance policies, and more.

Popular TVS Victor Variants and Insurance Price

TVS Victor Variants

Ex-Showroom Price*


Fuel Type

Estimated Third-party Premium**


Victor Drum SBT BS4




Victor Disc SBT BS4




Victor Premium Edition SBT BS4




Victor 2015




Victor Drum




Victor Disc




Victor Premium Edition




The ex-showroom prices are for Delhi and are subject to change based on the city.


Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Steps to Buy TVS Victor Bike Insurance Online

You can get TVS Victor bike insurance at amazing prices with Bajaj Markets:

  • Enter your bike registration number and mobile number.

  • Provide the necessary information in the application form.

  • Pick the bike insurance plan that suits your needs.

  • Make an instant online payment.

  • Your insurance policy will reach you in no time.

Renew TVS Victor Bike Insurance Online Effortlessly!

Keep your prized possession secure by renewing your TVS Victor bike insurance:

  • Step 1: Enter your previous policy details.

  • Step 2: Input your personal and bike-related details.

  • Step 3: Check your renewal premium.

  • Step 4: Make an instant online payment.

  • Step 5: Your bike insurance will be active soon.

Why Insure Your TVS Victor Bike?

TVS is known to design and manufacture robust and high-quality vehicles for their customers. However, an accident can incur unplanned expenses, throwing your monthly budget into disorder. An extensive bike insurance policy ensures that the repair costs (could easily go from ₹30,000 to ₹50,000) are covered by the insurer. Moreover, a comprehensive coverage protects your bike against multiple other risks!

Why Should You Choose Comprehensive or Third-Party Bike Insurance?

1. Third Party TVS Victor Bike Insurance:

Third-party bike insurance is mandated by law for owner-drivers. This policy takes care of third-party liabilities such as property damage, bodily injuries, or death of the victim. Though the third-party cover seems feasible, the plan fails to compensate for the damages caused to your own vehicle.

2. Comprehensive TVS Victor 125 Insurance

The coverage in comprehensive car insurance policy extends to your precious bike as well. In fact, the policy also includes damage caused due to fire, explosion, theft, etc. Though the TVS Victor comprehensive insurance premium is slightly higher, it doesn’t allow the financial burden to fall on you.

What’s Covered Under Bike Insurance?

As aforementioned, third-party bike insurance covers losses caused to the third-party, bodily injuries, death of the victim, etc. A comprehensive bike insurance policy, on the other hand, includes own damage, theft, natural, and man-made calamities, third-party liabilities, etc.

What’s Not Covered Under Bike Insurance?

Loss caused outside the designated geographical area, mechanical or electrical breakdown, riding while intoxicated, etc. cannot be claimed under a comprehensive bike insurance policy.

Add-On Covers to Enhance Your TVS Victor Bike Insurance

  • Zero Depreciation Cover

Get a zero-depreciation cover if you don’t want to lose the depreciation value of your bike during claim settlement.

  • Round-the-clock Spot Assistance

The round-the-clock spot assistance cover in bike Insurance will be at your service 24x7 in case of a sudden breakdown amid your ride.

  • Personal Accident Cover

With this add-on, you can cover your pillion rider if you meet with an accident.

  • Return to Invoice Cover

The Return to Invoice cover provides the complete value of your bike as per its purchase invoice in case of total loss.

Filing a Claim for Your TVS Victor Bike Insurance

You must know a few things before you file a claim for your TVS Victor two-wheeler insurance. Let’s start with the types of bike insurance claims.


There are two types of TVS Victor two-wheeler insurance claims:

  • Cashless Claim Bike Insurance for TVS Victor Bikes

With the cashless claim facility, you can get your damaged TVS Victor repaired at the nearest network garage. 

The insurer will then directly connect with the garage representative to settle all your repair and replacement expenses.

  • Claim Reimbursement for TVS Victor Bikes

To avail this facility, you need to take your TVS Victor to any garage of your choice and pay for the expenses incurred. Once you have paid the bill, you can share necessary documents and file a reimbursement claim.


Now, let’s take a look at the important documents you will need to file a claim for your TVS Victor insurance:

  • Copy of your TVS Victor insurance policy document

  • TVS Victor bike details

  • Insurer details

  • Details of the incident

  • FIR copy, in case of theft or vandalism

  • Original bills and receipts of bike repair

Read More

Reduce the TVS Victor Bike Insurance Cost With These Easy Trips

  • Get your TVS Victor Bike Serviced Regularly

Your bike insurance premium also depends on the condition of your bike. Hence, maintain your TVS Victor bike in good condition by getting it serviced regularly.

  • Ride Cautiously

Avoid any mishaps on the road that may lead to insurance claims. You can do so by following traffic rules and riding your bike cautiously.

  • Compare Bike Insurance Premiums

Always compare the bike insurance premiums offered by different insurance providers to make an informed decision.

  • Choose Only Necessary Add-Ons

Too many cooks spoil the broth. Similarly, too many add-ons increase the cost of your insurance premiums. So, only pick the add-on covers that are necessary for your bike.

Maintaining Your TVS Victor: Important Tips

  • Regularly Service Your Bike

Your TVS Victor must be kept in check to ensure that it runs efficiently. It will also help you spot any potential issues with your bike even before it becomes a big problem.

  • Maintain Tyre Pressure

Maintain the pressure of your bike, so there is no extra pressure on the engine.

  • Maintain the Engine

The bike’s engine is an essential component! Monitor the engine regularly, so your bike can glide effortlessly.

  • Do Not Overload

Overloading can damage your bike’s engine and other internal components, hence avoid adding the stress of carrying extra weight on your motorcycle.

TVS Victor Service Cost

We recommend you to contact any authorised TVS service centres to get the TVS Victor maintenance cost and service schedule.

About TVS Victor

The re-launched Victor series comes with significant technological and exterior upgrades, which make this model even more superior. It offers newly designed seating that is more comfortable. It features a curvy headlamp as well as a digital display. The new TVS Victor is fuel-efficient and powerful, making it a perfect vehicle for Indian roads. The bike is available in blue, silver, red, black, and grey colours. Continue reading the article to discover features and specifications like TVS Victor fuel tank capacity, mileage, max power, etc.

TVS Victor Specifications




Single cylinder, 3-valve, BS-IV engine


9.5 PS @7500 rpm

Front/Rear Brake


Max Torque

9.4 Nm @ 6000 rpm

Fuel Capacity

8 L

Body Type

Commuter Bikes

TVS Victor Features








Fuel Gauge



Wrapping It Up

Although the bike is equipped with DRLs and other safety features, it is imperative to have TVS Victor insurance. It offers a sense of financial relief amid tense situations. Compare different bike insurance plans and the insurance price using the bike insurance premium calculator. Check out the two-wheeler insurance plans available on Bajaj Markets to buy/renew insurance cover for your bike.

FAQs on TVS Victor Bike Insurance

What is the TVS Victor bike insurance price?

The TVS Victor bike insurance price depends on multiple factors related to your vehicle and your area of residence. Thus, we recommend using our bike insurance premium calculator to know the TVS Victor insurance price.

Is it compulsory to have third-party TVS Victor insurance?

Yes. It is mandatory to have third-party TVS Victor insurance if you want to ride this bike on Indian roads.

What is the penalty for driving without a valid bike insurance policy?

The penalty for riding your TVS Victor without a valid bike insurance policy is ₹2,000 and/or imprisonment for up to three months for the first offence. Moreover, for subsequent offences, the penalty is ₹4,000 and/or imprisonment for up to three months.

What are some lucrative add-on covers for TVS Victor bike insurance?

You can go for the below-mentioned add-on covers to enhance the benefits of your TVS Victor bike insurance:

  • Zero-depreciation cover

  • Roadside assistance cover

  • Engine protect cover

  • NCB protect cover

  • Return of invoice cover

Can I declare a higher IDV for my Passion Pro bike insurance ?

No. It is not recommended to declare a higher or a lower Insured Declared Value of your TVS Victor. Opting for the correct IDV can get the rightful compensation for your bike in case of complete loss or theft.

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