✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.25% Check Offer

Transfer your existing loan against property to your preferred lender online on Bajaj Markets. This strategic move can help you get lower interest rates starting from just 9.24% p.a. and extended tenures of up to 25 years. Furthermore, you can benefit from zero foreclosure charges to become debt-free sooner. Along with better customer service options, and a simple documentation process, you can also fulfill your additional requirements with the help of top-up loans.

Compare Interest Rates of Loan Against Property Balance Transfer

Our Partners
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Minimum Interest Rate
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Maximum Loan Amount
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Maximum Loan Tenure
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Quick Approval
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Bajaj Housing Finance

9.40% p.a.

₹3 Cr

20 Years

4.4
Star IconStar IconStar IconStar IconNo Star
4.9K
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ICICI Bank

9.25% p.a.

₹5 Cr

15 Years

3.9
Star IconStar IconStar IconNo StarNo Star
4.2K
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Sammaan Finserve

9.75% p.a.

₹10 Cr

12 Years

4.2
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5K
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L&T Finance

9.65% p.a.

₹5 Crores

20 Years

4.2
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4.8K
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LIC Housing Finance

9.45% p.a.

₹15 Cr

15 Years

3.8
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3.6K
Quick Approval
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PNB Housing Finance

9.25% p.a.

₹15 Cr

20 Years

3.9
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4.2K
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Truhome Finance

12.50% p.a.

₹1 Cr

25 Years

4.3
Star IconStar IconStar IconStar IconNo Star
4.9K
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Shubham Housing Finance

13.90% p.a.

₹0.20 Cr

15 Years

3.9
Star IconStar IconStar IconNo StarNo Star
4.6K
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*Disclaimer: The rates are subject to change at the lender’s discretion.

Calculate Your Loan Against Property Balance Transfer EMI

Loan Amount
₹ 5 L
₹ 10 L
₹ 1 Cr
₹ 10 Cr
Tenure
Months
12 M
186 M
360 M
Rate of Interest
6.00%
10.50%
15.00%
Loan Against Property Balance Transfer
Your Monthly Loan EMI
₹8,364.4
Principal Amount
₹10,00,000
Total Interest
₹10,07,456.17
Total Amount Payable
₹20,07,456.17
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year Payable Amount Principal Interest Balance
2025 ₹ 66,912 ₹ 13,903 ₹ 53,012 ₹ 9,86,097
May₹ 8,364₹ 1,698₹ 6,667₹ 9,98,302
Jun₹ 8,364₹ 1,709₹ 6,655₹ 9,96,593
Jul₹ 8,364₹ 1,720₹ 6,644₹ 9,94,873
Aug₹ 8,364₹ 1,732₹ 6,632₹ 9,93,141
Sep₹ 8,364₹ 1,743₹ 6,621₹ 9,91,397
Oct₹ 8,364₹ 1,755₹ 6,609₹ 9,89,642
Nov₹ 8,364₹ 1,767₹ 6,598₹ 9,87,876
Dec₹ 8,364₹ 1,779₹ 6,586₹ 9,86,097
2026 ₹ 1,00,368 ₹ 22,289 ₹ 78,083 ₹ 9,63,806
Jan₹ 8,364₹ 1,790₹ 6,574₹ 9,84,307
Feb₹ 8,364₹ 1,802₹ 6,562₹ 9,82,504
Mar₹ 8,364₹ 1,814₹ 6,550₹ 9,80,690
Apr₹ 8,364₹ 1,826₹ 6,538₹ 9,78,863
May₹ 8,364₹ 1,839₹ 6,526₹ 9,77,025
Jun₹ 8,364₹ 1,851₹ 6,514₹ 9,75,174
Jul₹ 8,364₹ 1,863₹ 6,501₹ 9,73,311
Aug₹ 8,364₹ 1,876₹ 6,489₹ 9,71,435
Sep₹ 8,364₹ 1,888₹ 6,476₹ 9,69,547
Oct₹ 8,364₹ 1,901₹ 6,464₹ 9,67,646
Nov₹ 8,364₹ 1,913₹ 6,451₹ 9,65,733
Dec₹ 8,364₹ 1,926₹ 6,438₹ 9,63,806
2027 ₹ 1,00,368 ₹ 24,141 ₹ 76,231 ₹ 9,39,666
Jan₹ 8,364₹ 1,939₹ 6,425₹ 9,61,867
Feb₹ 8,364₹ 1,952₹ 6,412₹ 9,59,915
Mar₹ 8,364₹ 1,965₹ 6,399₹ 9,57,950
Apr₹ 8,364₹ 1,978₹ 6,386₹ 9,55,972
May₹ 8,364₹ 1,991₹ 6,373₹ 9,53,981
Jun₹ 8,364₹ 2,005₹ 6,360₹ 9,51,977
Jul₹ 8,364₹ 2,018₹ 6,347₹ 9,49,959
Aug₹ 8,364₹ 2,031₹ 6,333₹ 9,47,927
Sep₹ 8,364₹ 2,045₹ 6,320₹ 9,45,882
Oct₹ 8,364₹ 2,059₹ 6,306₹ 9,43,824
Nov₹ 8,364₹ 2,072₹ 6,292₹ 9,41,752
Dec₹ 8,364₹ 2,086₹ 6,278₹ 9,39,666
2028 ₹ 1,00,368 ₹ 26,144 ₹ 74,227 ₹ 9,13,521
Jan₹ 8,364₹ 2,100₹ 6,264₹ 9,37,566
Feb₹ 8,364₹ 2,114₹ 6,250₹ 9,35,452
Mar₹ 8,364₹ 2,128₹ 6,236₹ 9,33,324
Apr₹ 8,364₹ 2,142₹ 6,222₹ 9,31,181
May₹ 8,364₹ 2,157₹ 6,208₹ 9,29,025
Jun₹ 8,364₹ 2,171₹ 6,194₹ 9,26,854
Jul₹ 8,364₹ 2,185₹ 6,179₹ 9,24,669
Aug₹ 8,364₹ 2,200₹ 6,164₹ 9,22,469
Sep₹ 8,364₹ 2,215₹ 6,150₹ 9,20,254
Oct₹ 8,364₹ 2,229₹ 6,135₹ 9,18,025
Nov₹ 8,364₹ 2,244₹ 6,120₹ 9,15,781
Dec₹ 8,364₹ 2,259₹ 6,105₹ 9,13,521
2029 ₹ 1,00,368 ₹ 28,315 ₹ 72,059 ₹ 8,85,207
Jan₹ 8,364₹ 2,274₹ 6,090₹ 9,11,247
Feb₹ 8,364₹ 2,289₹ 6,075₹ 9,08,958
Mar₹ 8,364₹ 2,305₹ 6,060₹ 9,06,653
Apr₹ 8,364₹ 2,320₹ 6,044₹ 9,04,333
May₹ 8,364₹ 2,336₹ 6,029₹ 9,01,997
Jun₹ 8,364₹ 2,351₹ 6,013₹ 8,99,646
Jul₹ 8,364₹ 2,367₹ 5,998₹ 8,97,280
Aug₹ 8,364₹ 2,383₹ 5,982₹ 8,94,897
Sep₹ 8,364₹ 2,398₹ 5,966₹ 8,92,499
Oct₹ 8,364₹ 2,414₹ 5,950₹ 8,90,084
Nov₹ 8,364₹ 2,431₹ 5,934₹ 8,87,654
Dec₹ 8,364₹ 2,447₹ 5,918₹ 8,85,207
2030 ₹ 1,00,368 ₹ 30,663 ₹ 69,708 ₹ 8,54,543
Jan₹ 8,364₹ 2,463₹ 5,901₹ 8,82,744
Feb₹ 8,364₹ 2,479₹ 5,885₹ 8,80,265
Mar₹ 8,364₹ 2,496₹ 5,868₹ 8,77,769
Apr₹ 8,364₹ 2,513₹ 5,852₹ 8,75,256
May₹ 8,364₹ 2,529₹ 5,835₹ 8,72,727
Jun₹ 8,364₹ 2,546₹ 5,818₹ 8,70,180
Jul₹ 8,364₹ 2,563₹ 5,801₹ 8,67,617
Aug₹ 8,364₹ 2,580₹ 5,784₹ 8,65,037
Sep₹ 8,364₹ 2,597₹ 5,767₹ 8,62,439
Oct₹ 8,364₹ 2,615₹ 5,750₹ 8,59,825
Nov₹ 8,364₹ 2,632₹ 5,732₹ 8,57,192
Dec₹ 8,364₹ 2,650₹ 5,715₹ 8,54,543
2031 ₹ 1,00,368 ₹ 33,209 ₹ 67,163 ₹ 8,21,333
Jan₹ 8,364₹ 2,667₹ 5,697₹ 8,51,875
Feb₹ 8,364₹ 2,685₹ 5,679₹ 8,49,190
Mar₹ 8,364₹ 2,703₹ 5,661₹ 8,46,487
Apr₹ 8,364₹ 2,721₹ 5,643₹ 8,43,766
May₹ 8,364₹ 2,739₹ 5,625₹ 8,41,026
Jun₹ 8,364₹ 2,758₹ 5,607₹ 8,38,269
Jul₹ 8,364₹ 2,776₹ 5,588₹ 8,35,493
Aug₹ 8,364₹ 2,794₹ 5,570₹ 8,32,698
Sep₹ 8,364₹ 2,813₹ 5,551₹ 8,29,885
Oct₹ 8,364₹ 2,832₹ 5,533₹ 8,27,053
Nov₹ 8,364₹ 2,851₹ 5,514₹ 8,24,203
Dec₹ 8,364₹ 2,870₹ 5,495₹ 8,21,333
2032 ₹ 1,00,368 ₹ 35,965 ₹ 64,408 ₹ 7,85,367
Jan₹ 8,364₹ 2,889₹ 5,476₹ 8,18,444
Feb₹ 8,364₹ 2,908₹ 5,456₹ 8,15,536
Mar₹ 8,364₹ 2,927₹ 5,437₹ 8,12,609
Apr₹ 8,364₹ 2,947₹ 5,417₹ 8,09,662
May₹ 8,364₹ 2,967₹ 5,398₹ 8,06,695
Jun₹ 8,364₹ 2,986₹ 5,378₹ 8,03,708
Jul₹ 8,364₹ 3,006₹ 5,358₹ 8,00,702
Aug₹ 8,364₹ 3,026₹ 5,338₹ 7,97,676
Sep₹ 8,364₹ 3,047₹ 5,318₹ 7,94,629
Oct₹ 8,364₹ 3,067₹ 5,298₹ 7,91,562
Nov₹ 8,364₹ 3,087₹ 5,277₹ 7,88,475
Dec₹ 8,364₹ 3,108₹ 5,257₹ 7,85,367
2033 ₹ 1,00,368 ₹ 38,951 ₹ 61,424 ₹ 7,46,416
Jan₹ 8,364₹ 3,129₹ 5,236₹ 7,82,238
Feb₹ 8,364₹ 3,149₹ 5,215₹ 7,79,089
Mar₹ 8,364₹ 3,170₹ 5,194₹ 7,75,918
Apr₹ 8,364₹ 3,192₹ 5,173₹ 7,72,727
May₹ 8,364₹ 3,213₹ 5,152₹ 7,69,514
Jun₹ 8,364₹ 3,234₹ 5,130₹ 7,66,280
Jul₹ 8,364₹ 3,256₹ 5,109₹ 7,63,024
Aug₹ 8,364₹ 3,278₹ 5,087₹ 7,59,746
Sep₹ 8,364₹ 3,299₹ 5,065₹ 7,56,447
Oct₹ 8,364₹ 3,321₹ 5,043₹ 7,53,125
Nov₹ 8,364₹ 3,344₹ 5,021₹ 7,49,782
Dec₹ 8,364₹ 3,366₹ 4,999₹ 7,46,416
2034 ₹ 1,00,368 ₹ 42,185 ₹ 58,189 ₹ 7,04,232
Jan₹ 8,364₹ 3,388₹ 4,976₹ 7,43,028
Feb₹ 8,364₹ 3,411₹ 4,954₹ 7,39,617
Mar₹ 8,364₹ 3,434₹ 4,931₹ 7,36,183
Apr₹ 8,364₹ 3,457₹ 4,908₹ 7,32,727
May₹ 8,364₹ 3,480₹ 4,885₹ 7,29,247
Jun₹ 8,364₹ 3,503₹ 4,862₹ 7,25,744
Jul₹ 8,364₹ 3,526₹ 4,838₹ 7,22,218
Aug₹ 8,364₹ 3,550₹ 4,815₹ 7,18,669
Sep₹ 8,364₹ 3,573₹ 4,791₹ 7,15,095
Oct₹ 8,364₹ 3,597₹ 4,767₹ 7,11,498
Nov₹ 8,364₹ 3,621₹ 4,743₹ 7,07,877
Dec₹ 8,364₹ 3,645₹ 4,719₹ 7,04,232
2035 ₹ 1,00,368 ₹ 45,686 ₹ 54,689 ₹ 6,58,547
Jan₹ 8,364₹ 3,670₹ 4,695₹ 7,00,562
Feb₹ 8,364₹ 3,694₹ 4,670₹ 6,96,868
Mar₹ 8,364₹ 3,719₹ 4,646₹ 6,93,150
Apr₹ 8,364₹ 3,743₹ 4,621₹ 6,89,406
May₹ 8,364₹ 3,768₹ 4,596₹ 6,85,638
Jun₹ 8,364₹ 3,793₹ 4,571₹ 6,81,845
Jul₹ 8,364₹ 3,819₹ 4,546₹ 6,78,026
Aug₹ 8,364₹ 3,844₹ 4,520₹ 6,74,182
Sep₹ 8,364₹ 3,870₹ 4,495₹ 6,70,312
Oct₹ 8,364₹ 3,896₹ 4,469₹ 6,66,416
Nov₹ 8,364₹ 3,922₹ 4,443₹ 6,62,494
Dec₹ 8,364₹ 3,948₹ 4,417₹ 6,58,547
2036 ₹ 1,00,368 ₹ 49,476 ₹ 50,894 ₹ 6,09,070
Jan₹ 8,364₹ 3,974₹ 4,390₹ 6,54,573
Feb₹ 8,364₹ 4,001₹ 4,364₹ 6,50,572
Mar₹ 8,364₹ 4,027₹ 4,337₹ 6,46,545
Apr₹ 8,364₹ 4,054₹ 4,310₹ 6,42,491
May₹ 8,364₹ 4,081₹ 4,283₹ 6,38,410
Jun₹ 8,364₹ 4,108₹ 4,256₹ 6,34,301
Jul₹ 8,364₹ 4,136₹ 4,229₹ 6,30,166
Aug₹ 8,364₹ 4,163₹ 4,201₹ 6,26,002
Sep₹ 8,364₹ 4,191₹ 4,173₹ 6,21,811
Oct₹ 8,364₹ 4,219₹ 4,145₹ 6,17,592
Nov₹ 8,364₹ 4,247₹ 4,117₹ 6,13,345
Dec₹ 8,364₹ 4,275₹ 4,089₹ 6,09,070
2037 ₹ 1,00,368 ₹ 53,585 ₹ 46,789 ₹ 5,55,486
Jan₹ 8,364₹ 4,304₹ 4,060₹ 6,04,766
Feb₹ 8,364₹ 4,333₹ 4,032₹ 6,00,433
Mar₹ 8,364₹ 4,362₹ 4,003₹ 5,96,072
Apr₹ 8,364₹ 4,391₹ 3,974₹ 5,91,681
May₹ 8,364₹ 4,420₹ 3,945₹ 5,87,261
Jun₹ 8,364₹ 4,449₹ 3,915₹ 5,82,812
Jul₹ 8,364₹ 4,479₹ 3,885₹ 5,78,333
Aug₹ 8,364₹ 4,509₹ 3,856₹ 5,73,824
Sep₹ 8,364₹ 4,539₹ 3,825₹ 5,69,285
Oct₹ 8,364₹ 4,569₹ 3,795₹ 5,64,716
Nov₹ 8,364₹ 4,600₹ 3,765₹ 5,60,116
Dec₹ 8,364₹ 4,630₹ 3,734₹ 5,55,486
2038 ₹ 1,00,368 ₹ 58,032 ₹ 42,342 ₹ 4,97,455
Jan₹ 8,364₹ 4,661₹ 3,703₹ 5,50,825
Feb₹ 8,364₹ 4,692₹ 3,672₹ 5,46,133
Mar₹ 8,364₹ 4,724₹ 3,641₹ 5,41,409
Apr₹ 8,364₹ 4,755₹ 3,609₹ 5,36,654
May₹ 8,364₹ 4,787₹ 3,578₹ 5,31,867
Jun₹ 8,364₹ 4,819₹ 3,546₹ 5,27,049
Jul₹ 8,364₹ 4,851₹ 3,514₹ 5,22,198
Aug₹ 8,364₹ 4,883₹ 3,481₹ 5,17,315
Sep₹ 8,364₹ 4,916₹ 3,449₹ 5,12,399
Oct₹ 8,364₹ 4,948₹ 3,416₹ 5,07,451
Nov₹ 8,364₹ 4,981₹ 3,383₹ 5,02,469
Dec₹ 8,364₹ 5,015₹ 3,350₹ 4,97,455
2039 ₹ 1,00,368 ₹ 62,849 ₹ 37,526 ₹ 4,34,607
Jan₹ 8,364₹ 5,048₹ 3,316₹ 4,92,407
Feb₹ 8,364₹ 5,082₹ 3,283₹ 4,87,325
Mar₹ 8,364₹ 5,116₹ 3,249₹ 4,82,210
Apr₹ 8,364₹ 5,150₹ 3,215₹ 4,77,060
May₹ 8,364₹ 5,184₹ 3,180₹ 4,71,876
Jun₹ 8,364₹ 5,219₹ 3,146₹ 4,66,657
Jul₹ 8,364₹ 5,253₹ 3,111₹ 4,61,404
Aug₹ 8,364₹ 5,288₹ 3,076₹ 4,56,116
Sep₹ 8,364₹ 5,324₹ 3,041₹ 4,50,792
Oct₹ 8,364₹ 5,359₹ 3,005₹ 4,45,433
Nov₹ 8,364₹ 5,395₹ 2,970₹ 4,40,038
Dec₹ 8,364₹ 5,431₹ 2,934₹ 4,34,607
2040 ₹ 1,00,368 ₹ 68,063 ₹ 32,308 ₹ 3,66,543
Jan₹ 8,364₹ 5,467₹ 2,897₹ 4,29,140
Feb₹ 8,364₹ 5,503₹ 2,861₹ 4,23,637
Mar₹ 8,364₹ 5,540₹ 2,824₹ 4,18,097
Apr₹ 8,364₹ 5,577₹ 2,787₹ 4,12,519
May₹ 8,364₹ 5,614₹ 2,750₹ 4,06,905
Jun₹ 8,364₹ 5,652₹ 2,713₹ 4,01,253
Jul₹ 8,364₹ 5,689₹ 2,675₹ 3,95,564
Aug₹ 8,364₹ 5,727₹ 2,637₹ 3,89,837
Sep₹ 8,364₹ 5,765₹ 2,599₹ 3,84,071
Oct₹ 8,364₹ 5,804₹ 2,560₹ 3,78,267
Nov₹ 8,364₹ 5,843₹ 2,522₹ 3,72,425
Dec₹ 8,364₹ 5,882₹ 2,483₹ 3,66,543
2041 ₹ 1,00,368 ₹ 73,715 ₹ 26,660 ₹ 2,92,830
Jan₹ 8,364₹ 5,921₹ 2,444₹ 3,60,622
Feb₹ 8,364₹ 5,960₹ 2,404₹ 3,54,662
Mar₹ 8,364₹ 6,000₹ 2,364₹ 3,48,662
Apr₹ 8,364₹ 6,040₹ 2,324₹ 3,42,622
May₹ 8,364₹ 6,080₹ 2,284₹ 3,36,542
Jun₹ 8,364₹ 6,121₹ 2,244₹ 3,30,421
Jul₹ 8,364₹ 6,162₹ 2,203₹ 3,24,260
Aug₹ 8,364₹ 6,203₹ 2,162₹ 3,18,057
Sep₹ 8,364₹ 6,244₹ 2,120₹ 3,11,813
Oct₹ 8,364₹ 6,286₹ 2,079₹ 3,05,527
Nov₹ 8,364₹ 6,328₹ 2,037₹ 2,99,200
Dec₹ 8,364₹ 6,370₹ 1,995₹ 2,92,830
2042 ₹ 1,00,368 ₹ 79,830 ₹ 20,540 ₹ 2,12,998
Jan₹ 8,364₹ 6,412₹ 1,952₹ 2,86,418
Feb₹ 8,364₹ 6,455₹ 1,909₹ 2,79,963
Mar₹ 8,364₹ 6,498₹ 1,866₹ 2,73,465
Apr₹ 8,364₹ 6,541₹ 1,823₹ 2,66,923
May₹ 8,364₹ 6,585₹ 1,779₹ 2,60,339
Jun₹ 8,364₹ 6,629₹ 1,736₹ 2,53,710
Jul₹ 8,364₹ 6,673₹ 1,691₹ 2,47,037
Aug₹ 8,364₹ 6,717₹ 1,647₹ 2,40,319
Sep₹ 8,364₹ 6,762₹ 1,602₹ 2,33,557
Oct₹ 8,364₹ 6,807₹ 1,557₹ 2,26,750
Nov₹ 8,364₹ 6,853₹ 1,512₹ 2,19,897
Dec₹ 8,364₹ 6,898₹ 1,466₹ 2,12,998
2043 ₹ 1,00,368 ₹ 86,457 ₹ 13,915 ₹ 1,26,541
Jan₹ 8,364₹ 6,944₹ 1,420₹ 2,06,054
Feb₹ 8,364₹ 6,991₹ 1,374₹ 1,99,063
Mar₹ 8,364₹ 7,037₹ 1,327₹ 1,92,026
Apr₹ 8,364₹ 7,084₹ 1,280₹ 1,84,942
May₹ 8,364₹ 7,131₹ 1,233₹ 1,77,810
Jun₹ 8,364₹ 7,179₹ 1,185₹ 1,70,631
Jul₹ 8,364₹ 7,227₹ 1,138₹ 1,63,405
Aug₹ 8,364₹ 7,275₹ 1,089₹ 1,56,129
Sep₹ 8,364₹ 7,324₹ 1,041₹ 1,48,806
Oct₹ 8,364₹ 7,372₹ 992₹ 1,41,434
Nov₹ 8,364₹ 7,422₹ 943₹ 1,34,012
Dec₹ 8,364₹ 7,471₹ 893₹ 1,26,541
2044 ₹ 1,00,368 ₹ 93,632 ₹ 6,740 ₹ 32,908
Jan₹ 8,364₹ 7,521₹ 844₹ 1,19,020
Feb₹ 8,364₹ 7,571₹ 793₹ 1,11,449
Mar₹ 8,364₹ 7,621₹ 743₹ 1,03,828
Apr₹ 8,364₹ 7,672₹ 692₹ 96,156
May₹ 8,364₹ 7,723₹ 641₹ 88,432
Jun₹ 8,364₹ 7,775₹ 590₹ 80,658
Jul₹ 8,364₹ 7,827₹ 538₹ 72,831
Aug₹ 8,364₹ 7,879₹ 486₹ 64,952
Sep₹ 8,364₹ 7,931₹ 433₹ 57,021
Oct₹ 8,364₹ 7,984₹ 380₹ 49,036
Nov₹ 8,364₹ 8,037₹ 327₹ 40,999
Dec₹ 8,364₹ 8,091₹ 273₹ 32,908
2045 ₹ 33,456 ₹ 32,907 ₹ 549 ₹ 0
Jan₹ 8,364₹ 8,145₹ 219₹ 24,763
Feb₹ 8,364₹ 8,199₹ 165₹ 16,563
Mar₹ 8,364₹ 8,254₹ 110₹ 8,309
Apr₹ 8,364₹ 8,309₹ 55₹ 0

Fees & Charges Associated with Loan Against Property Balance Transfer

Here are some essential charges you may have to pay when applying for a balance transfer:

Type of Charges

Details

Processing Fee

0.50% to 3%

Foreclosure Charges

Nil to 4%

Prepayment Charges

2% to 5%

Administrative Charges

Up to 0.25%

CERSAI Charges

₹50 to ₹100

*Disclaimer: These charges are subject to change at the lender’s discretion. 

Features and Benefits

Top-up Loan

Get additional credit on your loan against property balance transfer on Bajaj Markets.

Affordable Interest Rates

Benefit from competitive interest rates, starting from 9.24% p.a.

Flexible Repayment Options

Repay your loan at your convenience. Select a repayment plan that suits your finances with a balance transfer.

Long Repayment Tenures

Apply for a loan against property balance transfer and get an extended tenure of up to 25 years

Eligibility Criteria for Loan Against Property Balance Transfer

Here are the criteria you are often required to fulfil to be eligible for a balance transfer:

  • You should fall under the age bracket of 21 to 70 years

  • You must be an employee in an MNC, a private company, or the public sector, or be self-employed

  • You should be a resident of India residing or owning a property in a city recognised by the lender

Documents Required for Loan Against Property Balance Transfer

Here is a list of some common documents usually required for a loan against property balance transfer:

  • Latest Salary Slips

  • Bank account statements of the last 3 months

  • PAN Card and Aadhaar Card

  • Address Proof

  • Copy of the documents of the property to be mortgaged

  • IT Returns

How to Apply for a Loan Against Property Balance Transfer on Bajaj Markets

Follow these steps to apply for a loan against property balance transfer online:

  • Click on the ‘Apply Now’ button on this page

  • Enter your personal details in the online application form

  • Fill in the information related to your employment and income

  • Check offers displayed on the screen

  • Submit the form for further verification

  • Once the application is verified, an executive will contact you for further proceedings.

How to Apply for home loan

Why Choose Bajaj Markets for a Loan Against Property Balance Transfer?

  • Quick Processing

The online application process allows your loan application to be verified faster

  • Simple Documentation

Online documentation makes the balance transfer simpler and convenient

  • Zero Hidden Charges

With the promise of complete transparency, you do not have to pay any hidden charges

Frequently Asked Questions

Do I need to pay any additional charges for a loan against property balance transfer?

The fees and charges for this facility vary across lenders. So, before opting for the facility, it is ideal to check with the specific lender.

Who is eligible to get a balance transfer loan?

Anyone who has completed at least 12 EMIs of their existing loan can opt for this facility.

Are there any tax benefits on a loan against the property balance transfer?

You can enjoy tax benefits as per Section 24B if you apply for an additional top-up option along with the balance transfer facility.

What is the applicable age bracket for self-employed and salaried professionals to apply for a balance transfer of loans?

The requirement to qualify for a loan against property is as follows:

  • Salaried Applicants : 25 to 70 years 

  • Self-employed Applicants : 21 to 58 years

Please note that this value may differ from one lender to another.

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