As we all know, the digital world has taken over everything, be it services or trade. Google Pay is another great online platform owned and operated by Google which allows users to send and receive payments online. The platform has gained a lot of popularity due to its various features and facilities for its users and the discounts and rewards on each transaction. The users can make payments through Google Pay using a credit card, debit card, etc.
Google Pay stands among the top online payment platforms of the current times. The app allows users to trade with people simply by using their BHIM UPI account. One of its prominent features is the payment of credit card bills. All you need to do is add your bank account to your G-Pay account and then you can make all the necessary payments. You can also link it to your debit or credit card as well.
To pay credit card bills through Google Pay -
Step 1: Visit your bank’s official customer portal and log in using the credentials.
Step 2: Tap on the ‘Bill Pay’ option.
Step 3: Under the list of payment options, choose Google UPI.
Step 4: Next, the page of G-Pay will be displayed to verify the details.
Step 5: You will have to enter details like transaction PIN and then select the bank account you wish to make payment from.
Step 6: Tap on ‘Confirm’.
Step 7: The bill payment will be successful and the concerned amount will be directly debited from your account.
It is important to note that you can pay your credit card bill using Google Pay only if your issuer allows it. Not all credit card issuers provide this facility of paying via Google UPI.
There are various offers and deals you can enjoy if you pay your credit card bills through Google Pay -
Google Pay Visa Card - When you pay your recharge and bill payments through Google Pay, you get the chance to save an amount of up to ₹ 570. Only a few selected banks’ credit cards are eligible for this offer. Initially, you will receive rewards worth ₹ 70 and then after your third transaction, you might receive a cashback of up to ₹500. Remember each transaction you make should be either ₹199 or above. You will also receive a scratch card on your first and third transactions.
G-Pay Magic Pin - While you are using the MagicPin portal, you can enjoy a cashback of up to 10%. Both debit and credit cards are eligible for this offer. The first payment discount is up to ₹50. The cashback you earn is credited directly to your concerned bank account. Only certain banks are valid for the MagicPin offer.
Yatra Offers - In this offer, the limit of maximum cashback is ₹200. With each purchase, the user gets a reward worth 3% of the purchase amount. To avail of this offer, follow the below-mentioned steps -
Visit the official portal of Google Pay
Choose G-Pay as your payment method to pay credit card bills using G-Pay
To complete the transaction, choose the G-Pay tokenized card
Yes, you can easily link your credit cards to your G-Pay account by following these steps:
Open G-Pay and tap on ‘Credit Card Bills’ under the ‘Regular Payments’ section.
Fill in your 16-digit credit card number.
Recheck all the information and then click on ‘Confirmation’.
Yes, it is completely safe to add your credit card to your Google Pay account. The app offers multiple layers of information security to all users. Even at the time of payment, G-Pay does not display your account number. Therefore, the platform is completely safe for sharing credit card details.
There is no specific section for credit card bill payment in G-Pay. If your issuers accept Google Pay payments, then you can pay the credit card bills in the usual manner.
Paying Credit Card Bills through Google Pay can be very beneficial for the users as it offers various schemes, discounts, vouchers and cashback.
To make payment through credit card in Google Pay -
Open the G-Pay app on your device
Select ‘Bank Transfer’
Enter the account number, IFSC code, and account holder's name
Mention the credit card bill amount and select the bank account to proceed with the payment.
Enter the transaction PIN and complete the process.
The users can pay someone with a credit card via Google Pay, however, this feature is compatible with partnered banks only. The users can refer to Bajaj MARKET's official site for more details.