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Apart from taking you from point A to B while saving the environment from polluting gases, the humble bicycle does wonders for your physical health too. Especially at a time when we find ourselves sitting at our desks 9 to 5, riding a bicycle can offer a much-needed break. If you are passionate about gliding down a scenic route on your bike every now and then, invest in a cycle today. You can easily get a bicycle on EMI and enjoy the numerous benefits without burning a hole in your wallet. And no, you will not need your credit card for the purchase. Read on to know more.

Get the Latest EMI Offers on Bicycles at Bajaj Finserv Partner Stores

If you want to enjoy the best deals and offers on EMI without credit card, you should buy a cycle with a Bajaj Finserv EMI Network Card. The card is valid across a host of partner stores, including the Bajaj Finserv EMI Store. Apart from no-cost EMI, you can also enjoy zero down payment and customised offers at the online store. To help you get started, here are some of the top bicycle models you can find on the EMI store.

1. Alloy MTB 29T/27.5T

Available in two different wheel sizes - 29T and 27.5T, the Alloy MTB bicycle from Omobikes offers unmatched comfort when riding through different kinds of terrain. The dual fork suspension on the front absorbs road undulations well and reduces the stress on your joints. This bicycle presents the option of a 7-gear, 21-gear, or 24-gear system.

2. Jarvis 24T

Designed for short individuals, the Jarvis 24T from Omobikes is a single-speed bicycle meant for the city. The cycle gets disc brakes at both the front and the rear, which offers exceptional braking performance. The double-wall alloy rims of the Jarvis 24T are resistant to corrosion, rusting, and are strong enough to not bend even under heavy impact. 

3. Alloy Hybrid B (700C)

The Alloy Hybrid 700c from Omobikes is a customisable bicycle that’s available in 3 different frame sizes - 17-inch, 19-inch, and 21-inch. With this bicycle, you also get the freedom to choose the gearing mechanism. Depending on where you plan to ride the bicycle, you can opt to purchase one without a suspension system or with short-travel or long-travel suspensions. 

4. Ladakh X-Geared 

Featuring a lightweight, yet rigid chassis that’s made of high-quality metal alloy, the Ladakh X Geared is designed for both regular and off-road use. One of the more noteworthy features of the bicycle is the fact that you can quickly adjust and fine-tune the suspension according to your needs using the two knobs on the front forks. 

How to Buy a Bicycle on EMI Using the Bajaj Finserv EMI Network Card?

Here’s how you can shop for your favourite bicycle using the Bajaj Finserv EMI Network Card:  

  • Step 1: Visit the website of any Bajaj Finserv partner stores that sell cycles

  • Step 2: Login using your credentials

  • Step 3: Browse through the list of cycles available for sale on the website

  • Step 4: Select the cycle you like best and proceed to check out

  • Step 5: At this stage, choose Bajaj Finserv EMI Network Card’s no-cost EMI as your preferred mode of payment

  • Step 6: Choose the repayment tenure and submit your request


Congratulations, you have successfully placed your order! 

What are the Advantages of Purchasing a Cycle on EMI with the EMI Network Card?

There are several advantages of purchasing a cycle on an EMI Network Card. These include:

  • Get a cycle on EMI using the Bajaj Finserv EMI Network Card without a credit card

  • Enjoy access to a high-limit, pre-approved loan

  • Save costs by opting to pay for the cycle on no-cost EMIs

  • Get a cycle on EMI at zero down payment and 4 hour same-day speedy delivery when you purchase from the EMI store

  • Repay over a convenient tenure of your choice, from 3 to 24 months

  • Pre-close your loan at any time after your first EMI has been paid without attracting any foreclosure charges


Make your bicycle purchases simple and affordable by applying for a Bajaj Finserv EMI Network Card. You can easily do so online on Bajaj Markets or at one of the offline partner stores.

FAQs related to Cycles on EMI

Is a cycle available on EMI?

If you cannot pay the lump sum amount upfront, you can easily purchase a cycle on EMI using your Bajaj Finserv EMI Network Card. 

How can I buy a bicycle on EMI?

If you wish to explore the no-cost EMI advantage, you can buy a bicycle on the Bajaj Finserv EMI Network Card. The card can be used at partner stores online or offline. If you do not already have an EMI Network Card, you can apply for one today on the Bajaj Markets website or app.

Can I get a cycle on EMI without a credit card?

Yes, you can purchase a cycle of your choice at no-cost EMI without a credit card by using the Bajaj Finserv EMI Network Card. You can also reap the benefit of flexible repayment tenure without hampering your monthly budget.

Is no-cost EMI available for purchasing a cycle?

Yes, no-cost EMI is available for the purchase of a cycle if you pay using Bajaj Finserv EMI Network Card at one of Bajaj Finserv’s partner stores or websites.

Is there any interest rate for buying Cycles on EMI?

With the help of the Bajaj Finserv EMI Network Card, you can buy a cycle without having to pay any interest, thanks to the no-cost EMI facility.

When I pay using an EMI Network Card how much down payment do I pay?

You are not required to pay any down payment when you make use of the Bajaj Finserv EMI Network Card to purchase a cycle on EMI. 

Where in India can I buy cycles on EMI?

You can buy a cycle on EMI online through many e-commerce websites and platforms that have partnered with Bajaj Finserv. Alternatively, you can also physically visit any of the Bajaj Finserv Partner Stores to purchase a bicycle.

How is cycle loan EMI calculated monthly?

In the case of no cost EMI, the cost of the bicycle is divided by the tenure of the loan to arrive at the monthly EMI obligation. In the case of a regular EMI, the cost of the bicycle plus interest is divided by the chosen tenure to arrive at the monthly EMI amount. 

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