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Buying furniture can be expensive due to many reasons, including the material and labour. But a good alternative to paying in a lump sum is exploring the EMI options to buy furniture. 


One option you can consider is to buy furniture using the Bajaj Finserv EMI Network Card. Choosing this allows you to convert the cost of the furniture into manageable instalments spread over a tenor of your choice. This card comes with a limit of ₹3 Lakhs, a tenor of up to 60 months, and a host of other perks.

Get the Latest EMI Offers on Furniture at Bajaj Finserv Partner Stores

Depending on your decor style and home size, you can find a wide range of furniture design options. Knowing how to choose a design further helps you make a well-informed decision. Here are all the different types of furniture you can consider. 

1. Sofas and Recliners

Sofas can be two-seaters, three-seaters, L-shaped, with cushion, wood or with no arrest, and with an option to transform into a bed. You can also add ottomans, benches and recliners to your sofa set for better comfort. Here are some options you can consider:

Product name

Starting Price

Godrej Interio Opulent Advance 3-Seater Sofa

₹57,617

HOMEEDGE Abbey 3-Seater Fabric Sofa-Blue

₹43,248

Nilkamal Rockingham 3-Seater Fabric Sofa

₹43,000

Disclaimer: The above prices are subject to change at the brand’s discretion.

 

Godrej Interio Opulent Advance 3-Seater Sofa

  • Material: The primary material used is solid wood, which goes against multi-step treatment to protect against bugs and termites

  • Upholstery: It has two-tone PVC upholstery, giving a contemporary appeal with a cool feeling

  • Dimensions and Weight: It weighs 62.1kg, and its dimensions are 201x76x94 (WxHxD in cm)

 

HOMEEDGE Abbey 3-Seater Fabric Sofa-Blue

  • Material: The finish material used is Sheesham wood and trusted foam, offering durability and comfort

  • Upholstery: The frame of the set is also made using solid wood

  • Dimensions and Weight: It weighs 127 kg, and the dimensions are 205x93x85 (in cm)

 

Nilkamal Rockingham 3-Seater Fabric Sofa

  • Material: It is made using Resilient kiln-dried solid wood and plywood with a modern design 

  • Upholstery: It has soft foam seats with a micro-fibre back and plush velvet fabric for better comfort

  • Dimensions and Weight: It weighs only 36kg, and its dimensions are 191x87x90 (in cm)

2. Dining Set 

You can choose from 2, 4, 6, 8, and 12-seater options as per your preference. Generally, wooden sets with a glass-top table are popular, but if you plan to set up dining in an open area, you can choose a sturdier option. Here are some dining sets you can choose from:

Product name

Starting Price

Apka Interior White Round Dining Table With 4 Chair

₹68,400

Nilkamal Stratus 6-Seater Dining Table Set

₹34,500

Apka Interior Solid Wood Dining Table Set (4 Seater)

₹33,998

Disclaimer: The above prices are subject to change at the brand’s discretion.

 

Apka Interior White Round Dining Table With 4 Chair

  • Material: It is made up of sustainably sourced high-quality teak wood, making it eco-friendly

  • Table Top: The top is of solid wood, giving it a stylish and modern look

  • Shape and Seating: The table is circular and seat four people comfortably 

 

Nilkamal Stratus 6-Seater Dining Table Set

  • Material: It is made using engineered wood (MDF) with a metal base and has a glossy finish

  • Table Top: The top has an elegant marble finish with PVC lamination, giving it a stylish design

  • Shape and Seating: It is a rectangular table and will comfortably seat 6 people

 

Apka Interior Solid Wood Dining Table Set (4 Seater)

  • Material: It is made with solid wood and traditional techniques, making it highly durable

  • Table Top: The top of the table is made of the same wood used for base  

  • Shape and Seating: It is a rectangular table and will seat 4 people comfortably with cushioned chairs

3. Beds

Beds come in different sizes, such as single, double, queen, king, and more. Adding a headboard is one way to uplift your bedroom interior. At the same time, its storage compartment provides adequate space for your pillow covers and bedsheets. Below are some options you can consider:

Product name

Starting Price

Nilkamal Riva Engineered Wood Queen Bed with Box Storage (Wenge)

₹33,500

Springtek Dreamer Pure Sheesham Wood Queen Size Storage Bed

₹57,999

Godrej Stash Morf King Size Bed

₹63,728

Disclaimer: The above prices are subject to change at the brand’s discretion.

 

Nilkamal Riva Engineered Wood Queen Bed with Box Storage (Wenge)

  • Material: It is crafted using engineered wood, making it durable and supportive with an elegant look

  • Size: It is a queen-size bed that will fit a mattress with a size of 78" X 60"

  • Storage: There are 6 spacious storage compartments under the bend and shelves on the headboard 

 

Springtek Dreamer Pure Sheesham Wood Queen Size Storage Bed

  • Material: It is made using high-quality and durable Sheesham wood, giving it a natural finish 

  • Size: The bedframe is queen-sized, and the recommended mattress size is 78"x60"

  • Storage: It comes with practical drawer storage under the bed

 

Godrej Stash Morf King Size Bed

  • Material: The primary material used is engineered wood, giving it a modern, contemporary, and premium finish 

  • Size: It is a king-size bed and can fit a mattress that is 78”x72”x4” (DxWxH)

  • Storage: There is no storage under the bed, but the headboard has pull-down storage space

How to Buy Furniture on EMI from the Bajaj Finserv Partner Stores

Using your Bajaj Finserv EMI Network Card, you can convert the price of your furniture into affordable instalments. Note these steps to buy furniture on EMI without a credit card:

  1. Visit the nearest partner store selling furniture

  2. Select the furniture item you want to buy

  3. Choose the Bajaj Finserv EMI Network Card to make the payment

  4. Opt for a comfortable tenor option for repayment  

  5. Provide your card details to the cashier 

  6. Share the OTP received on your registered number to confirm the payment 

Why Buy Furniture on EMI Using the Bajaj Finserv Insta EMI Card

When you buy furniture on EMI with a Bajaj Finserv EMI Network Card, you can convert the complete amount into affordable instalments. Here are other reasons to choose this option: 

  • Offers no-cost EMI to help you avoid any additional costs

  • You can enjoy low or no down payment, depending on the merchant

  • You can spend up to ₹3 Lakhs to get your favourite products from over 1 million options

  • Additional discounts at select merchants 

  • Comfortable tenor of up to 60 months for stress-free repayment 

  • No additional charges on pre-closing the loan after the first instalment

Frequently Asked Questions

What are the features and benefits of buying furniture on EMI?

There are several advantages of buying furniture on EMI using the Bajaj Finserv EMI Network Card. First off, you can buy furniture on EMI without a credit card and pay for the purchase over a flexible tenure of up to 60 months. You can also escape interest charges on EMI payments as the EMI Network Card allows you to buy the furniture at No Cost EMI.

 

Additionally, since the Bajaj Finserv EMI Network Card comes with a high pre-approved loan limit, you can buy the furniture of your choice without a shortage of funds. To add to this list, you can also foreclose the loan before the end of its tenure without incurring any additional prepayment charges.

Can I buy furniture on EMI without a credit card?

Yes, you can buy furniture on EMI without a credit card. All you need is your Bajaj Finserv EMI Network Card.

Can I buy furniture using the Bajaj Finserv EMI Network Card?

Yes, you can buy furniture from select partner stores through the Bajaj Finserv EMI Network Card.

Do I have to pay a fee to the retailer for my EMI Network Card transactions?

When buying furniture on EMI, you may need to pay a transaction fee to the retailer. However, this will depend on the retailer in question. Ideally, you should check the policies of the retailer before buying furniture with the EMI card from Bajaj Finserv.

Is there a down payment required when I use my Bajaj Finserv EMI Network Card to shop?

Down payment policies will vary depending on the partner store and the product you pick. Thus, when you buy furniture with the  EMI Card from Bajaj Finserv you may have to pay a down payment for the same. However, most partner stores and products are covered by the card’s zero down payment clause.

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