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Furniture on EMI Without Credit Card

If you are looking for ways to buy furniture on EMI without a credit card, you can use an EMI card. The Bajaj Finserv EMI Network Card is one such card which can help you purchase your furniture on EMI. Thus, you can easily spruce up your home without disturbing your budget. The EMI card comes with easily accessible funds, which can be used to pay for the furniture you purchase. You can repay the loan amount as per your convenience since there is an option of flexible repayment tenure. 


Another added advantage is that you don’t have to pay any interest charges on the amount you loan on the card. In short, you repay only the actual price of the product you purchase!

Shop for a Wide Range of Furniture

Here are some of the common types of furniture that you can choose while buying furniture to decorate your abode.

  • Sofas

The centre of attraction of a living room is always a sofa set. Choose the number of seats as well as the shape of the sofa depending on your living room dimensions. When it comes to material and texture, there are a wide range of options available.

  • Beds

A good bed will have a sturdy frame coupled with a good mattress. As per the dimensions and decor of your room, choose a bed of desired size and shape. Beds of convenient design have storage boxes to store pillows, sheets and blankets.

  • Storage cabinet

To keep your home organised, storage cabinets are the perfect storage solution. Depending on your home decor, you can use them in different colours and sizes anywhere at home.

  • Bookshelf

Books are aesthetically and intellectually beautiful. You can use both closed as well as open bookshelves to keep the books you own, arranged and easily accessible.

  • Shoe racks

To keep your shoes organised and make your living room clutter-free, you can use shoe racks. They keep your footwear safe from moisture and dust.


Buying all of them together may exhaust your savings significantly. In such situations, you can buy home furniture on EMI.

Buy Furniture on EMI from Bajaj Finserv Partner Stores!

To make shopping easy and fun while being affordable, Bajaj Finserv has partnered with some of the top names in the furniture market. Yes! It is true. As a result, you can use your card to pay and enjoy the benefits of purchasing furniture at No Cost EMI. To enjoy EMI on furniture and other exclusive benefits, follow the steps given below to buy furniture on EMI.


  • Step 1: Check out the products in the partner stores.

  • Step 2: Shortlist the furniture you want to add to your home.

  • Step 3: Use your Bajaj Finserv EMI Network Card as the payment option 


Advantages of Purchasing Furniture on EMI

There are numerous advantages of buying furniture on EMI using the Bajaj Finserv EMI Network Card.


  • You can buy furniture on EMI without a credit card

  • You get access to a high-limit pre-approved loan.

  • A flexible repayment tenure up to 60 months can be opted for.

  • Buy No Cost EMI furniture and pay just the actual cost of the item.

  • Once your first EMI is paid, you can pre-close your loan without any foreclosure charges.


Now that you have understood the benefits of buying furniture on EMI using EMI cards, what are you waiting for? Apply for an EMI card at bajajfinservmarkets.in and start shopping!

FAQs on Buying Furniture on EMI

What are the features and benefits of buying furniture on EMI?

There are several advantages of buying furniture on EMI using the Bajaj Finserv EMI Network Card. First off, you can buy furniture on EMI without a credit card and pay for the purchase over a flexible tenure of up to 60 months. You can also escape interest charges on EMI payments as the EMI Network Card allows you to buy the furniture at No Cost EMI. 


Additionally, since the Bajaj Finserv EMI Network Card comes with a high pre-approved loan limit, you can buy the furniture of your choice without a shortage of funds. To add to this list, you can also foreclose the loan before the end of its tenure without incurring any additional prepayment charges.

Can I buy furniture on EMI without a credit card?

Yes, you can buy furniture on EMI without a credit card. All you need is your Bajaj Finserv EMI Network Card.

Can I buy furniture using the Bajaj Finserv EMI Network Card?

Yes, you can buy furniture from select Partner Stores through the Bajaj Finserv EMI Network Card.

Do I have to pay a fee to the retailer for my EMI Network Card transactions?

When buying furniture on EMI, you may need to pay a transaction fee to the retailer. However, this will depend on the retailer in question. Ideally, you should check the policies of the retailer before buying furniture with the EMI Card from Bajaj Finserv.

Is there a down payment required when I use my Bajaj Finserv EMI Network Card to shop?

Down payment policies will vary depending on the partner store and the product you pick. Thus, when you buy furniture with the  EMI Card from Bajaj Finserv you may have to pay a down payment for the same. However, most partner stores and products are covered by the card’s zero down payment clause.

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