BAJAJ FINSERV DIRECT LIMITED
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Buy Furniture on EMI

Buy furniture on EMI with the Bajaj Finserv EMI Network Card. Apply for the card today and get instant approval within minutes!

Products on No Cost EMI 1 Mn+
Partner Stores 1.5 Lakh
Max. Pre-qualified Loan Offer ₹3 Lakhs

Last updated on: February 28, 2026

Furniture on EMI

The furniture in your house can provide you with comfort after a long day. However, a comforting piece of furniture may come with a cost that is difficult to manage all at once.

Many sellers provide EMI options for buying furniture. One such option you can go ahead with is the Bajaj Finserv Insta EMI Card. This card helps you convert the total cost into monthly instalments and removes the strain of a hefty upfront payment.

EMI Offers on Furniture at Bajaj Finserv Partner Stores

You can buy furniture on EMI using the Bajaj Finserv EMI Network Card. The Bajaj Finserv Insta EMI Card comes with a pre-approved loan amount of ₹3 Lakhs and a repayment tenor of up to 60 months. It helps you manage the cost of your favourite furniture, as you do not have to pay the total price all in one go.

Check out the prices and EMIs of some of the furniture items available in the market:

Product Price (MRP) EMI

Sofas

  

   

Apka Interior 8-Seater Lhs L Shape Sofa

₹49,000

Starting from ₹4,000

Nilkamal Elena Fabric 2-Seater Sofa

₹46,900

Starting from ₹1,750

Home Edge Abbey 3-Seater Fabric Sofa Solid Wood

₹44,999

Starting from ₹1,917

Beds

    

      

Nilkamal Riva Engineered Wood Queen Bed with Box Storage (New Wenge)

₹33,500

Starting from ₹1,900

Springtek Dreamer Pure Sheesham Wood Queen Size Storage Bed

₹57,999

Starting from ₹3,045

Godrej Stash Morf Queen Size Bed (Pull-Out Storage)

₹94,445

Starting from ₹3,970

Wardrobes

       

      

Nilkamal Riva 4 Door Wardrobe with Mirror (New Wenge)

₹43,000

Starting from ₹2,267

Apka Interior Delco Double Door Wardrobe

₹25,000

Starting from ₹2,584

Godrej Interio Slimline 3 Door Steel Almirah Wardrobe

₹25,000

Starting from ₹2,584

Disclaimer: 

Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice. The starting EMI amount is subject to change and would vary on the basis of the applicable downpayment and the chosen repayment tenor.

Before you decide on which of these furniture items to buy, take a look at their specifications:

Sofas

Apka Interior 8-Seater Lhs L Shape Sofa

  • Material - Wood

  • Frame – Wood

  • Size (in cm) –

  1. Depth – 213.36

  2. Width – 274.32

  3. Height - 91.44

Nilkamal Elena Fabric 2-Seater Sofa

  • Material – Fabric and plywood

  • Frame – Wood

  • Size (in cm) –

  1. Depth – 81

  2. Width – 128

  3. Height - 81

Home Edge Abbey 3-Seater Fabric Sofa Solid Wood

  • Material - Sheesham Wood and Foam

  • Frame - Sheesham Wood

  • Dimensions (in cm) -

  1. Depth - 205 

  2. Width - 93 

  3. Height - 85 

Beds

Nilkamal Riva Engineered Wood Queen Bed with Box Storage (Wenge)

  • Material – Engineered wood

  • Frame – Wood

  • Size – Queen-sized (in cm) -

  1. Depth - 221.5

  2. Width - 162

  3. Height - 110

Springtek Dreamer Pure Sheesham Wood Queen Size Storage Bed

  • Material – Sheesham wood

  • Frame – Wooden frame

  • Size – Queen-sized (in cm) -

  1. Depth - 206 

  2. Width - 152.4 

  3. Height - 85

Godrej Stash Morf Queen Size Bed (Pull-out Storage)

  • Material – Engineered wood

  • Frame – Wooden frame

  • Size – Queen-sized (in cm) -

  1. Depth - 228.4 

  2. Width - 164.3 

  3. Height - 114.1

Wardrobes

Nilkamal Riva 4 Door Wardrobe with Mirror (New Wenge)

  • Material – Particle wood finished with melamine

  • Colour – New Wenge

  • Dimensions (in cm) -

  1. Depth - 53

  2. Width - 150

  3. Height - 184

Apka Interior Delco Double Door Wardrobe

  • Type – 2 Door

  • Material – Engineered wood 

  • Colour – Flowery Wenge

  • Dimensions (in cm) -

  1. Depth – 42

  2. Width – 80.5

  3. Height – 183

Godrej Interio Slimline 3-Door Steel Almirah Wardrobe

  • Type – 3 Door with locker

  • Material – Steel 

  • Colour – Textured Purple

  • Dimensions (in cm) –

  1. Depth – 50.7

  2. Width – 134.9

  3. Height – 195

Eligibility Criteria and Documents Required

To qualify for the Bajaj Finserv Insta EMI card, you must fulfil the following criteria. You:

  • Must be an Indian resident 

  • Must be between 21 and 65 years of age

  • Must have a regular income 

  • Must have a credit score of 720 or higher

Keep the following documents ready before applying for the Bajaj Finserv EMI Network Card:

  • Address proof

  • PAN card

  • Aadhaar card

  • Bank account number and IFSC details

How to Buy Furniture on EMI

Use your Bajaj Finserv EMI Network Card to convert the total amount into monthly instalments. The following steps can guide you on how to buy furniture on EMI without a credit card:

  1. Visit the nearest partner store selling furniture

  2. Select the furniture item you want to buy

  3. Choose the Bajaj Finserv EMI Network Card to make the payment

  4. Opt for a comfortable tenor option for repayment  

  5. Provide your card details to the store executive

  6. Share the OTP received on your registered number and verify your payment

Benefits of Buying Furniture on EMI

When you buy furniture on EMI with the Bajaj Finserv EMI Network Card, you get access to a load of benefits. Here are some of these benefits: 

  • Low or no down payment as per the merchant

  • Loan limit of up to ₹3 Lakhs 

  • Repayment window of up to 60 months 

  • No pre-closure charges after the first instalment

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Can I buy furniture on EMI without a credit card?

Yes, you can buy furniture on EMI without a credit card. You can use your Bajaj Finserv EMI Network Card and get your favourite product on EMI.

You may need to pay a transaction fee to the retailer on EMI transactions. Check the retailer’s policies before buying furniture with the Bajaj Finserv EMI Network Card on Bajaj Markets.

Down payment policies will vary depending on the partner store and the product you pick. However, most partner stores and products are covered by the card’s zero down payment clause.

There are several advantages of buying furniture on EMI using the Bajaj Finserv EMI Network Card. Some of these include the following: 

  • You can buy on EMI without having to use a credit card 

  • Pay for the purchase over a tenor of up to 60 months

  • Get access to ample funds with a pre-approved limit of up to ₹3 Lakhs

  • Foreclose the loan without incurring any additional prepayment charges (after paying the first instalment)

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