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These days, upgrading your home appliances can quickly rack up cost, especially in the case of refrigerators. Depending on whether you have a small or large family, or simply live alone, it’s important to choose the ideal appliance. 


If you’re in the market for a new refrigerator, you’ll be glad to know that the options are endless. More encouragingly, you can now make your refrigerator purchase affordable without a credit card. All you need is the Bajaj Finserv EMI Network Card, which lets you make purchases on No Cost EMIs with minimal/zero down payment. 

Some of the Best EMI Offers on Refrigerators at Bajaj Finserv Partner Stores

Here are some of the most popular refrigerator options available on No Cost EMIs:

1. Samsung 183 L 2 Star Inverter Direct-Cool Single Door Refrigerator

Featuring the patented Digital Inverter Technology, this Samsung 183L 2-star direct-cool refrigerator is capable of keeping food fresh for longer. Being a 2-star rated fridge, the appliance consumes less electricity and can even run on a home inverter system. 

The glass shelves on the inside of the fridge are made of toughened glass that can hold weights of up to 175 kilograms. The gasket on the fridge door has been given an anti-bacterial treatment that helps prevent the growth of harmful bacteria and fungi. 

  • No Cost EMI: ₹17,999 / Repayment tenor in months 


2. Haier 190 L 4 Star Single Door Refrigerator

The Haier 190 L 4-star single-door refrigerator uses the R-600a refrigerant which is not harmful to the environment. This makes it one of the most eco-friendly models in the market. 


The appliance works on Diamond Edge Freezing Technology (DEFT) which ensures that the ice stays firm for longer. The inverter compressor of the fridge can operate across a wide voltage range of 220V to 240V without a stabiliser. 

  • No Cost EMI: ₹20,990 / Repayment tenor in months 


3. Whirlpool 184 L 4 Star Inverter Direct-Cool Single Door Refrigerator

Powered by Intellisense Inverter Technology, this Whirlpool 184 L single-door refrigerator ensures uniform cooling across the inner chamber. Since the compressor is a variable speed unit, the appliance consumes very less electricity and can work even during voltage fluctuations without getting damaged. 


The large vegetable crisper in the fridge lets you store fruits and vegetables for weeks on end without losing their freshness. The jumbo bottle storage area in the fridge allows you to store up to three 2-litre bottles. 

  • No Cost EMI: ₹19,600 / Repayment tenor in months
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Why Should You Buy a Fridge on No Cost EMI?

Refrigerators are generally quite expensive, and footing the entire bill amount at once might not be a viable option for many of us. In such cases, a No Cost EMI can be a good idea. This financing facility not only lets you convert your purchases into small monthly payments but also comes with 0% interest. 


One of the simplest ways to enjoy No Cost EMI is by getting your hands on the Bajaj Finserv EMI Network Card. 

Let’s take a look at some of advantages of purchasing your refrigerator on a No Cost EMI using a Bajaj Finserv EMI Network Card: 

  • Affordable Financing Option 

The Bajaj Finserv EMI Network Card is one of the simplest and most affordable ways to finance your refrigerator purchase. This is because the card lets you convert your purchases into No Cost EMIs that come with nominal processing fees. The down payment amount is also very minimal and at times, you can take your refrigerator home with zero down payment as well.

  • Simple and Convenient 

The Bajaj Finserv EMI Network Card is a financing tool that’s very easy to use. The application process for this card can be done 100% online and takes only a few minutes. Once you’ve successfully activated your card, you can start using it instantly as well. 

  • Flexible Repayment Tenor 

If flexibility is a priority for you, then the Bajaj Finserv EMI Network Card may be an ideal financing option for you. When you make a purchase, you can choose a repayment plan that works best for you from a wide range of options. 

The tenor options offered generally go up to 60 months. Since there’s no interest charged on this loan, you can choose a repayment plan that suits your financial circumstances best without worrying about interest accrual. 

  • High Pre-approved Loan Amount 

The Bajaj Finserv EMI Network Card comes with a high pre-approved loan amount of up to ₹3 Lakhs. You can use this loan amount to buy any number of products. Once you’ve purchased your refrigerator, you can choose to invest in other home appliances as well. High loan amount also means that you choose exactly what you need without having to make any compromises. 

  • Zero Foreclosure Charges 

In case you wish to close your EMI loan account prematurely, you can do so at no extra cost. All you need to do is pay your first EMI and then request for a premature loan closure. 

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FAQs on Fridge on No Cost EMI

Can I get refrigerators at No Cost EMI?

Yes, you can get refrigerators on No Cost EMI. All you need is a Bajaj Finserv EMI Network Card that gives you exclusive access to the Bajaj Finserv EMI Network.

How can I buy a fridge on EMI?

You can buy a fridge on No Cost EMI using the Bajaj Finserv EMI Network Card. You can use this card to buy over a million products on No Cost EMIs.

Can I get a refrigerator on EMI without a credit card?

Yes, you can get a refrigerator on EMI without a credit card. Just get your hands on the Bajaj Finser EMI Network Card. This EMI card lets you make purchases by making a small down payment and converting the remaining amount into No Cost EMIs.

Is Bajaj EMI card free?

The Bajaj Finserv EMI Network Card is quite affordable. You’ll only need to make a one-time, nominal joining fee payment of ₹599 to enjoy No Cost EMI on over a million products.

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