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Buy your favourite cycle with the Bajaj Finserv Insta EMI Card and enjoy affordable EMIs.
Last updated on: February 28, 2026
A cycle is more than just a mode of transport! Cycling leads us towards a healthier lifestyle and makes us contribute to a greener planet. Whether you’re cycling to work, enjoying a scenic route, or boosting your fitness, a cycle offers numerous benefits. If the cost of buying one has been holding you back, you can now purchase a bicycle on EMI without straining your budget. What’s more, you don’t even need a credit card to make this purchase. Simply use the Bajaj Finserv Insta EMI Card to enjoy flexible tenors, no down payments, and other attractive offers.
Features |
Hero Flanker |
Stryder 27.5T Orbiter DD MTB |
Hercules Roadeo Warcry |
Firefox Tremor X 27.5 D |
City Cycle Btwin My Bike |
Frame |
Steel frame |
Steel TIG-welded frame with water decals |
Sturdy steel frame (17T) |
Steel frame with internal cable routing |
Steel frame |
Fork |
Front suspension |
Lock-in/lock-out front suspension fork |
Threadless steel suspension fork |
Mechanical suspension fork |
Rigid fork |
Brakes |
Mechanical disc brakes |
Dual disc brakes |
Dual mechanical disc brakes |
Mechanical disc brakes |
V-brakes |
Gears |
Available in single speed and 21-speed options |
Single speed |
21-speed Microshift gears |
Single speed |
Single speed |
Tires |
Available in 26T, 27.5T, and 29ER variants |
27.5 x 2.40 wide tyres |
27.5" x 2.4" wide nylon tyres |
27.5" tyres |
26" tyres |
Rims |
Double-walled alloy |
Double-walled alloy rims |
Double-walled alloy rims |
Double-walled alloy rims |
Aluminium rims |
Additional Features |
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Starting Price (₹) |
Starting from ₹11,830 |
Starting from ₹13,399 |
Starting from ₹18,770 |
Starting from ₹13,600 |
Starting from ₹8,499 |
Here is how you can shop for your favourite bicycle using the Bajaj Finserv Insta EMI Card:
Visit an online or offline Bajaj Finserv partner store of your choice that sells cycles.
Browse through the collection of cycles for sale and pick the one that you like.
When checking out, select the Bajaj Finserv Insta EMI Card as your preferred method of payment.
Choose a repayment tenor that you are comfortable with.
Provide your Bajaj Finserv Insta EMI Card details.
Enter the OTP sent to your registered mobile number to confirm your purchase.
Here are the key benefits of buying a bicycle on EMI using the Bajaj Finserv Insta EMI Card:
Spread the cost of your cycle conveniently with easy EMIs and no additional interest charges.
Choose repayment tenors ranging from 1 to 60 months, making it easier to align payments with your budget.
Buy your bicycle on EMI without needing to pay anything upfront, ensuring a seamless purchase experience.
The Bajaj Finserv Insta EMI Card is accepted at over 1.5 lakh partner stores across 4,000+ cities in India, offering unmatched convenience.
Get instant approval with minimal documentation, enabling you to use the card without delay.
With a pre-approved limit of up to ₹3 Lakhs, you can buy the cycle of your choice without financial strain.
Enjoy a hassle-free and affordable way to own your dream cycle today with the Bajaj Finserv Insta EMI Card.
Reviewer
Yes, you can purchase a cycle on EMI through platforms and stores that accept EMI options, such as those partnered with the Bajaj Finserv Insta EMI Card. This allows you to split the cost into manageable monthly instalments.
To buy a bicycle on EMI, visit a Bajaj Finserv partner store or online platform offering Bajaj Finserv Insta EMI Card. Select your cycle, opt for EMI payment, and use your EMI card at checkout.
Yes, you can purchase a bicycle on EMI without a credit card by using alternatives like the Bajaj Finserv EMI Network Card, which offers easy financing with zero interest and no upfront payment.
Yes, with the Bajaj Finserv Insta EMI Card, you can purchase a cycle on easy EMI. This allows you to spread the cost into easy monthly instalments without incurring any additional interest, subject to eligibility.
With easy EMI options, you can avoid interest charges entirely. However, for regular EMI plans, interest rates may vary based on the lender and the repayment tenor.
Using an EMI Network Card like the Bajaj Finserv Insta EMI Card often requires zero down payment, meaning you can complete your purchase without any upfront cost.
You can buy cycles on EMI at over 1.5 lakh partner stores across 4,000+ cities in India or through popular online platforms that accept EMI options.
Cycle loan EMI is calculated based on the loan amount, interest rate (if any), and repayment tenor. Use an EMI calculator to determine your monthly instalments by entering these details for accurate results.
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