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Buy Montra Cycles on EMI

Invest in a premium Montra cycle for elite road racing, urban fitness, or rugged trail adventures and spread the montra cycle cost into manageable, interest-free monthly instalments with the Bajaj Finserv Insta EMI Card.

Last updated on: March 31, 2026

Product Overview

Montra cycles are renowned for their high-end craftsmanship, featuring lightweight Aluminium Alloy frames and precision components like Shimano gearing. Whether you are a professional racer looking for a road bike or a city dweller needing a fast hybrid, the brand offers a superior riding experience with a focus on aerodynamics and durability. By opting for a Montra cycle on EMI, you can invest in a world-class bicycle without the pressure of an upfront lump-sum payment.

Popular Montra Cycles You Can Purchase on EMIs

Here is a list of popular models available at a competitive Montra cycle in India:

Model Name

Cycle Type

Frame Material

Wheel Size

Gear Type

Brake Type

Ideal For

Madrock

MTB

Aluminium Alloy

27.5T / 29T

21-Speed Shimano

Dual Disc

Trail Riding & Off-roading

Metal

MTB

Aluminium Alloy

27.5T / 29T

Geared

Dual Disc

Rugged Terrain & Fitness

Country SS

MTB

Aluminium Alloy

27.5T / 29T

Non-Geared

Dual Disc

Simple Trail Riding

Trance Pro

Hybrid

Aluminium Alloy

700C

21-Speed Shimano

V-Brakes

Urban Commuting & Speed

Downtown

Hybrid

Aluminium Alloy

700C

21-Speed Shimano

Dual Disc

City Fitness & Long Rides

Timba

Hybrid

Aluminium Alloy

700C

Non-Geared

Dual Disc

Low Maintenance City Ride

Fixie

Hybrid

Aluminium Alloy

700C

Single Speed

Caliper / Rim

Sleek Urban Minimalist

Celtic

Road

Aluminium Alloy

700C

Geared (Claris)

Caliper / Rim

High-Speed Tarmac Racing

Chord

Urban Sport

Aluminium Alloy

27.5T

Geared

Dual Disc

Agile Urban Performance

Unplugged

E-Bicycle

Aluminium Alloy

27.5T

Single Speed

Disc (F) / V-B (R)

Effortless City Commutes

Hypno

E-Bicycle

Aluminium Alloy

27.5T

Geared / SS

Dual Disc

Performance E-Cycling

Disclaimer: Specifications are subject to change based on model, region, or availability. Visit the official website for the most accurate and current information.

How to Use the Bajaj Finserv Insta EMI Card to Buy a Montra Cycle

The application process for the Bajaj Finserv Insta EMI Card is entirely digital and requires minimal documentation. Once your card is active, you can manage the Montra cycle on EMI through these simple steps:

Buy Online Using EMI Card

  1. Visit an authorised Bajaj Finserv partner website

  2. Explore Montra cycles available online

  3. Select your preferred cycle model and opt for EMI payment

  4. Provide the required details and complete the verification process

  5. Confirm the EMI tenure and place the order

Buy Offline at Partner Stores Using EMI Card

  1. Find an authorised Montra cycle retail store near you

  2. Browse through the available cycle models in-store

  3. Choose your desired model and select EMI Card payment at checkout

  4. Complete the payment process at the billing counter

  5. Take home your new cycle with easy and flexible EMIs

Benefits of Buying a Montra Cycle Using the Insta EMI Card

  • No Cost EMI for selected tenures, ensuring you pay only the montra cycle price without added interest.

  • Zero Down Payment options available on selected high-performance models.

  • Flexible Tenure options to suit your personal financial planning.

  • Pan-India acceptance at thousands of premium cycle stores and online portals.

  • Easy upgrades to professional-grade road or electric bikes without an upfront financial burden.

  • Budget control allows you to manage your monthly expenses while owning a top-tier bicycle.

Who Should Buy a Montra Cycle

  • Rider Type: Perfect for serious fitness enthusiasts, amateur racers, and long-distance urban commuters.

  • Height & Fit: Montra offers various frame sizes and wheel diameters (27.5T, 29T, and 700C) to ensure an ergonomic fit for adults.

  • Riding Purpose: Choose the Celtic for speed, the Madrock for trails, or the Trance Pro for fast city commuting.

  • Gear Requirement: Opt for Shimano 21-speed or Claris systems for performance, or the Fixie for a minimalist, low-maintenance feel.

  • Frame Durability: Most models utilise Aluminium Alloy to provide a rust-proof, lightweight, and high-strength chassis.

Other Montra Cycle Types You Can Buy Using the Insta EMI Card

Montra extends its innovation across several specialised categories:

  • Montra Mountain Bikes (MTB): Rugged models like the Madrock and Metal, featuring suspension and disc brakes for superior off-road control.

  • Montra Road Bikes: High-speed machines like the Celtic series, designed with drop bars and thin tyres for tarmac racing performance.

  • Montra Hybrid & Urban Sport: Versatile bikes like the Downtown and Chord, blending the speed of a road bike with the sturdiness of an MTB.

  • Montra E-Bicycles: Advanced electric models like Unplugged and Hypno, designed to provide pedal-assist for effortless long-range city travel.

Other Brands Offering Cycles on EMIs

Besides Montra, several other reputable brands are available through the EMI Card:

  • Hero Cycles: India's legacy brand offering a massive range of durable and affordable cycles for every family member.

  • Btwin Cycles: Known for European design standards and innovative builds, available through Decathlon and partner stores.

  • Hercules Cycles: A trusted name for sturdy, rugged bicycles built to withstand daily heavy-duty usage.

  • Matelco Cycles: A modern brand offering a wide variety of electric and mountain bikes with contemporary styling.

Financial Content Specialist

Reviewer

Roshani Ballal

Frequently Asked Questions

Is EMI available on Montra cycles across MTB and hybrid models?

Yes, both MTB and hybrid categories are eligible for purchase using the Bajaj Finserv Insta EMI Card.

Yes, many retailers offer No Cost EMI on popular Montra models, allowing you to pay the montra cycle
cost in interest-free instalments.

Absolutely. You can choose a tenure that fits your monthly budget during the checkout process.

Yes, their lightweight alloy frames and fast 700C wheels make them ideal for quick and efficient city travel.

Yes, Montra is known for using high-grade Aluminium Alloy to keep the bikes light and agile.

Yes, most models come with 7-speed, 21-speed, or specialized Shimano racing gearsets.

Most Montra MTBs and high-end hybrids are equipped with dual disc brakes for superior stopping power in all weather conditions.

Yes, the ergonomic design and hybrid/road geometries are perfect for endurance rides and long weekend tours.

Built with high-quality components and rust-resistant frames, they are designed to be highly durable for regular, long-term use.

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